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Community Bancorp of Santa Maria (CYSM)

Community Bancorp of Santa Maria is the bank holding company for Community Bank of Santa Maria, a California-based banking organization serving businesses and individuals. Through its banking subsidiary, the company provides deposit accounts such as checking, savings, money market, and certificates of deposit, along with lending across residential, consumer, commercial, agricultural, and small business categories. Its services also include credit and debit cards, cash management tools, and digital banking channels such as online, mobile, remote deposit, telephone banking, and digital wallet capabilities. Founded in 2001, the company is headquartered in Santa Maria, California. The listed security is common stock traded on OTC Markets under the symbol CYSM.


Stock Summary Fair Value Profitability & Growth Quality & Risk Events & Dividends Market Outlook FAQ

Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Overall Financial Health Dividend Yield Next Earnings Date P/E Ratio Price-to-Sales Ratio Market Cap Total Debt / Total Capital Free Float / Shares Outstanding Payout Ratio Free Cash Flow / Net Income
OTC-CYSM
$22.17
13.1% Upside
Fair
Not available
Not available
Good
1.6%
October 16, 2026
10.2x
2.4x
41.22 M
0.0%
91.8%
16.1%
106.8%
Valuation • Fair Value

Community Bancorp of Santa Maria (OTC-CYSM) Fair Value by Valuation Model

Review the available estimates for Community Bancorp of Santa Maria (OTC-CYSM), including Ben Graham Formula Value, DDM Fair Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$22.17

Estimated upside of 13.1% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

Ben Graham Formula Value

$21.26

Classic Ben Graham valuation formula reference.

DDM Fair Value

$33.69

Dividend discount model valuation reference.

Comps Fair Value

$16.41

Comparable-company valuation reference.

Analyst Price Target

Not available

Data is currently unavailable.

How to read these valuation models

Use the 5 available valuation references for Community Bancorp of Santa Maria (OTC-CYSM) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for Community Bancorp of Santa Maria (OTC-CYSM)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

17.24 M

Current operating scale indicator.

Revenue Forecast

18.533 M

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

How to read profitability and growth

This section helps investors review Community Bancorp of Santa Maria (OTC-CYSM) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Community Bancorp of Santa Maria (OTC-CYSM)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Good

Positive financial-health read.

Piotroski Score

3

Weak quality score that deserves closer review.

FCF / Net Income

106.8%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Community Bancorp of Santa Maria (OTC-CYSM). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Community Bancorp of Santa Maria (OTC-CYSM)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

October 16, 2026

Days to Earnings

24

Dividend Yield

1.6%

Current income yield reference.

Payout Ratio

16.1%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for Community Bancorp of Santa Maria (OTC-CYSM), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Technical Outlook

Technical Signals by Time Frame

Review the technical signals currently available for this stock across supported time frames.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Sell

The 15-minute technical read for Community Bancorp of Santa Maria (OTC-CYSM) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Sell

The 1-hour technical read for Community Bancorp of Santa Maria (OTC-CYSM) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Sell

The daily technical read for Community Bancorp of Santa Maria (OTC-CYSM) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Sell

The weekly technical read for Community Bancorp of Santa Maria (OTC-CYSM) is currently Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for Community Bancorp of Santa Maria (OTC-CYSM) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

FAQ • Fast Investor Answers

Community Bancorp of Santa Maria (OTC-CYSM) Stock FAQ

Data-supported answers about Community Bancorp of Santa Maria (OTC-CYSM), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$22.17
Estimated upside 13.1%
Valuation Rating
Undervalued
Estimated upside of 13.1%
Financial Health
Good
Current financial-health read

The current fair value estimate for Community Bancorp of Santa Maria (OTC-CYSM) is $22.17. This implies an estimated upside of 13.1% versus the current market price.

Based on the current fair value estimate, the stock appears undervalued, with estimated upside of 13.1% versus the current market price.

The current financial health read for Community Bancorp of Santa Maria (OTC-CYSM) is Good. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Community Bancorp of Santa Maria (OTC-CYSM) is October 16, 2026.

Based on the current data, dividend yield is 1.6%.

The current P/E ratio listed for Community Bancorp of Santa Maria (OTC-CYSM) is 10.2x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Community Bancorp of Santa Maria is 41.22 M.

The ticker symbol for Community Bancorp of Santa Maria is OTC-CYSM, and the stock is listed on OTC Markets.

Community Bancorp of Santa Maria (OTC-CYSM) is listed on OTC Markets.

The current debt-to-total-capital ratio listed for Community Bancorp of Santa Maria is 0.0%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Community Bancorp of Santa Maria is 91.8%. Free float helps investors understand how much of the share base is available for public trading.

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