Croghan Bancshares Inc (CHBH)

Croghan Bancshares, Inc. is a financial holding company whose main subsidiary is Croghan Colonial Bank, a state-chartered bank serving individuals and businesses in Ohio. Through the bank, the company provides deposit products such as checking, savings, and time deposits, along with safe deposit boxes and trust department services. Its lending activities include consumer loans, home equity and improvement financing, auto and other recreational vehicle loans, commercial and agricultural credit, real estate lending, overdraft protection, small business lending, equipment loans, leasing, commercial real estate, SBA loans, and mortgage services. The company also provides investment, trust, estate administration, employee benefit plan, financial planning, and insurance-related services, as well as debit and credit cards and digital banking tools. Founded in 1888, Croghan Bancshares is headquartered in Fremont, Ohio.


Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Overall Financial Health Upcoming Dividend Ex-Date Dividend Payment Date Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Total Debt / Total Capital Altman Z-Score Payout Ratio
OTC-CHBH
$79.13
11.1% Upside
Fair
Not available
Not available
Fair
October 9, 2026
October 30, 2026
3.5%
October 23, 2026
9.7x
1.0x
2.8x
143.5 M
55.6%
-1.0
39.4%
Valuation • Fair Value

Croghan Bancshares Inc (OTC-CHBH) Fair Value by Valuation Model

Review the available estimates for Croghan Bancshares Inc (OTC-CHBH), including Ben Graham Formula Value, DDM Fair Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$79.13

Estimated upside of 11.1% versus the current market price.

Fair Value Confidence

High

Confidence level for the primary fair value estimate.

Ben Graham Formula Value

$81.30

Classic Ben Graham valuation formula reference.

DDM Fair Value

$128.85

Dividend discount model valuation reference.

Comps Fair Value

$62.55

Comparable-company valuation reference.

Analyst Price Target

Not available

Data is currently unavailable.

How to read these valuation models

Use the 5 available valuation references for Croghan Bancshares Inc (OTC-CHBH) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for Croghan Bancshares Inc (OTC-CHBH)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

51.319 M

Current operating scale indicator.

Revenue Forecast

50.943 M

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

How to read profitability and growth

This section helps investors review Croghan Bancshares Inc (OTC-CHBH) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Croghan Bancshares Inc (OTC-CHBH)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Fair

Mixed or neutral financial-health read.

Piotroski Score

3

Weak quality score that deserves closer review.

Altman Z-Score

-1.0

Lower score that deserves closer risk review.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Croghan Bancshares Inc (OTC-CHBH). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Croghan Bancshares Inc (OTC-CHBH)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

October 23, 2026

Days to Earnings

31

Dividend Payment Date

October 30, 2026

Ex-Dividend Date

October 9, 2026

Dividend Yield

3.5%

Current income yield reference.

Payout Ratio

39.4%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for Croghan Bancshares Inc (OTC-CHBH), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Technical Outlook

Technical Signals by Time Frame

Review the technical signals currently available for this stock across supported time frames.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Sell

The 15-minute technical read for Croghan Bancshares Inc (OTC-CHBH) is currently Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Sell

The 1-hour technical read for Croghan Bancshares Inc (OTC-CHBH) is currently Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Neutral

The daily technical read for Croghan Bancshares Inc (OTC-CHBH) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for Croghan Bancshares Inc (OTC-CHBH) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for Croghan Bancshares Inc (OTC-CHBH) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

FAQ Fast Investor Answers

Croghan Bancshares Inc (OTC-CHBH) Stock FAQ

Data-supported answers about Croghan Bancshares Inc (OTC-CHBH), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$79.13
Estimated upside 11.1%
Valuation Rating
Undervalued
Estimated upside of 11.1%
Financial Health
Fair
Current financial-health read

The current fair value estimate for Croghan Bancshares Inc (OTC-CHBH) is $79.13. This implies an estimated upside of 11.1% versus the current market price.

Based on the current fair value estimate, the stock appears undervalued, with estimated upside of 11.1% versus the current market price.

The current financial health read for Croghan Bancshares Inc (OTC-CHBH) is Fair. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Croghan Bancshares Inc (OTC-CHBH) is October 23, 2026.

Based on the current data, dividend yield is 3.5%, ex-dividend date is October 9, 2026, payment date is October 30, 2026.

The current P/E ratio listed for Croghan Bancshares Inc (OTC-CHBH) is 9.7x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Croghan Bancshares Inc is 143.5 M.

The ticker symbol for Croghan Bancshares Inc is OTC-CHBH, and the stock is listed on OTC Markets.

Croghan Bancshares Inc (OTC-CHBH) is listed on OTC Markets.

The current debt-to-total-capital ratio listed for Croghan Bancshares Inc is 55.6%, which helps investors evaluate the company’s financing structure and leverage profile.