What is the fair value of Cullman Bancorp, Inc. (OTC-CULL) stock?

The current fair value estimate for Cullman Bancorp, Inc. (OTC-CULL) is $13.81. This implies an estimated downside of 15.0% versus the current market price.

Is Cullman Bancorp, Inc. (OTC-CULL) undervalued or overvalued?

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 15.0% versus the current market price.

How is the financial health of Cullman Bancorp, Inc.?

The current financial health read for Cullman Bancorp, Inc. (OTC-CULL) is Fair. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

When is Cullman Bancorp, Inc.'s next earnings date?

The next earnings date currently listed for Cullman Bancorp, Inc. (OTC-CULL) is July 28, 2026.

Does Cullman Bancorp, Inc. (OTC-CULL) pay dividends?

Based on the current data, dividend yield is 0.7%, upcoming dividend amount is 0.12.

What is the P/E ratio for Cullman Bancorp, Inc. (OTC-CULL)?

The current P/E ratio listed for Cullman Bancorp, Inc. (OTC-CULL) is 23.8x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

What is the market capitalization of Cullman Bancorp, Inc.?

The current market capitalization listed for Cullman Bancorp, Inc. is 89.25 M.

What is the ticker symbol for Cullman Bancorp, Inc.?

The ticker symbol for Cullman Bancorp, Inc. is OTC-CULL, and the stock is listed on OTC Markets.

Where is Cullman Bancorp, Inc. (OTC-CULL) listed?

Cullman Bancorp, Inc. (OTC-CULL) is listed on OTC Markets.

What is the debt-to-total-capital ratio for Cullman Bancorp, Inc.?

The current debt-to-total-capital ratio listed for Cullman Bancorp, Inc. is 38.1%, which helps investors evaluate the company’s financing structure and leverage profile.

Cullman Bancorp, Inc. (CULL) Fair Value & Stock Analysis |...

Q: What is the analyst price target for OTC-CULL stock?

An analyst price target for Cullman Bancorp, Inc. (OTC-CULL) is not currently available in the latest data file.

Cullman Bancorp, Inc. (CULL)

Cullman Bancorp, Inc. is a financial holding company for Cullman Savings Bank, a banking institution serving customers in the United States. Through its bank subsidiary, the company provides a range of personal and business banking products and services, including checking and savings accounts, certificates of deposit, individual retirement accounts, debit and credit cards, and digital banking tools such as online, mobile, and deposit services. It also offers cash-management and payment-related services, including automated clearinghouse processing, merchant services, remote deposit capture, eStatements, wire transfers, cashier’s checks, overdraft protection, and safe deposit boxes. In addition, Cullman Bancorp provides consumer lending and business lending solutions, with products that include mortgages, home equity, land, construction, personal and auto loans, commercial real estate loans, term loans, lines of credit, and agricultural loans. Founded in 1887, the company is based in Cullman, Alabama, and its common stock trades on OTC Markets under the symbol CULL.

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Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.

Ticker	Fair Value	Fair Value Upside/Downside	Fair Value Rating	Analyst Price Target	Analyst Target Upside/Downside	Analyst Target Rating	Overall Financial Health	Upcoming Dividend Ex-Date	Dividend Payment Date	Upcoming Dividend	Dividend Yield	Next Earnings Date	P/E Ratio	Price-to-Book Ratio	Price-to-Sales Ratio	Market Cap	Enterprise Value	Total Debt / Total Capital	Free Float / Shares Outstanding	Altman Z-Score	Payout Ratio	Free Cash Flow / Net Income
OTC-CULL	$13.81	-15.0% Downside	Fair	—	—	—	Fair	—	—	0.12	0.7%	July 28, 2026	23.8x	0.9x	5.2x	89.25 M	—	38.1%	—	0.2	—	152.2%