Embassy Bancorp Inc (EMYB)
Embassy Bancorp Inc is a bank holding company for Embassy Bank for the Lehigh Valley, a Pennsylvania-based banking franchise. Through its banking operations, the company provides a range of deposit products, including checking and savings accounts, money market accounts, time deposits, and individual retirement accounts. Its lending activities include secured fixed- and variable-rate loans, commercial lending, consumer lending, home equity lending, auto loans, unsecured personal loans, and residential and commercial mortgage and construction loans.
The company also offers banking and cash management services such as ACH origination, ATM and debit cards, bank by mail, merchant processing, direct deposit services, escrow management, fraud detection, online banking and bill pay, mobile banking, remote deposit capture, wire transfers, and safe deposit boxes. Embassy Bancorp serves individuals, businesses, and government customers. Founded in 2001, it is headquartered in Bethlehem, Pennsylvania, and its common stock is quoted on OTC Markets under the symbol EMYB.
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| Ticker | Fair Value | Fair Value Upside/Downside | Fair Value Rating | Analyst Price Target | Analyst Target Upside/Downside | Analyst Target Rating | Overall Financial Health | Upcoming Dividend Ex-Date | Dividend Payment Date | Upcoming Dividend | Dividend Yield | Next Earnings Date | P/E Ratio | Price-to-Book Ratio | Price-to-Sales Ratio | Market Cap | Enterprise Value | Total Debt / Total Capital | Free Float / Shares Outstanding | Altman Z-Score | Payout Ratio | Free Cash Flow / Net Income |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
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OTC-EMYB
|
$22.06
|
-2.4% Downside
|
Fair
|
—
|
—
|
—
|
Good
|
—
|
—
|
0.55
|
2.4%
|
August 12, 2026
|
11.5x
|
1.3x
|
3.5x
|
167 M
|
—
|
7.1%
|
60.2%
|
-1.9
|
25.2%
|
98.0%
|
