Farmers And Merchants Bank of Long Beach (FMBL)

Farmers and Merchants Bank of Long Beach (OTC Markets: FMBL) is a common stock listing tied to a California banking company serving individuals, professionals, and small to medium-sized businesses across Los Angeles, Orange, and Santa Barbara counties. The bank offers a broad range of deposit products, including checking and savings accounts, Christmas club savings, health savings accounts, market-rate savings, money market accounts, certificates of deposit, youth accounts, individual retirement accounts, and demand and time deposits. Its lending activities include personal home loans, commercial real estate financing, construction and equipment loans, commercial business loans, small business administration loans, credit lines, and loans backed by inventory and receivables, along with residential lending for single-family and multifamily properties. The company also provides credit and debit cards, treasury management, commercial and industrial lending, faith-based and healthcare banking services, and online, mobile, and digital banking tools. Founded in 1907 and headquartered in Long Beach, California, the bank operates within the Financials sector and Banks industry.


Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Overall Financial Health Dividend Payment Date Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Total Debt / Total Capital Altman Z-Score Payout Ratio
OTC-FMBL
$9,395
-4.8% Downside
Fair
Not available
Not available
Good
September 30, 2026
1.1%
October 19, 2026
12.6x
0.8x
3.5x
1.193 B
48.7%
-1.5
23.7%
Valuation • Fair Value

Farmers And Merchants Bank of Long Beach (OTC-FMBL) Fair Value by Valuation Model

Review the available estimates for Farmers And Merchants Bank of Long Beach (OTC-FMBL), including Ben Graham Formula Value, DDM Fair Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$9,395

Estimated downside of 4.8% versus the current market price.

Fair Value Confidence

High

Confidence level for the primary fair value estimate.

Ben Graham Formula Value

$8,725

Classic Ben Graham valuation formula reference.

DDM Fair Value

$13,184

Dividend discount model valuation reference.

Comps Fair Value

$8,132

Comparable-company valuation reference.

Analyst Price Target

Not available

Data is currently unavailable.

How to read these valuation models

Use the 5 available valuation references for Farmers And Merchants Bank of Long Beach (OTC-FMBL) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for Farmers And Merchants Bank of Long Beach (OTC-FMBL)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

338.3 M

Current operating scale indicator.

Revenue Forecast

315.2 M

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

How to read profitability and growth

This section helps investors review Farmers And Merchants Bank of Long Beach (OTC-FMBL) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Farmers And Merchants Bank of Long Beach (OTC-FMBL)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Good

Positive financial-health read.

Piotroski Score

4

Mid-range quality score.

Altman Z-Score

-1.5

Lower score that deserves closer risk review.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Farmers And Merchants Bank of Long Beach (OTC-FMBL). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Farmers And Merchants Bank of Long Beach (OTC-FMBL)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

October 19, 2026

Days to Earnings

27

Dividend Payment Date

September 30, 2026

Dividend Yield

1.1%

Current income yield reference.

Payout Ratio

23.7%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for Farmers And Merchants Bank of Long Beach (OTC-FMBL), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Technical Outlook

Technical Signals by Time Frame

Review the technical signals currently available for this stock across supported time frames.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Buy

The 15-minute technical read for Farmers And Merchants Bank of Long Beach (OTC-FMBL) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Neutral

The 1-hour technical read for Farmers And Merchants Bank of Long Beach (OTC-FMBL) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Sell

The daily technical read for Farmers And Merchants Bank of Long Beach (OTC-FMBL) is currently Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for Farmers And Merchants Bank of Long Beach (OTC-FMBL) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for Farmers And Merchants Bank of Long Beach (OTC-FMBL) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

FAQ Fast Investor Answers

Farmers And Merchants Bank of Long Beach (OTC-FMBL) Stock FAQ

Data-supported answers about Farmers And Merchants Bank of Long Beach (OTC-FMBL), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$9,395
Estimated downside 4.8%
Valuation Rating
Overvalued
Estimated downside of 4.8%
Financial Health
Good
Current financial-health read

The current fair value estimate for Farmers And Merchants Bank of Long Beach (OTC-FMBL) is $9,395. This implies an estimated downside of 4.8% versus the current market price.

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 4.8% versus the current market price.

The current financial health read for Farmers And Merchants Bank of Long Beach (OTC-FMBL) is Good. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Farmers And Merchants Bank of Long Beach (OTC-FMBL) is October 19, 2026.

Based on the current data, dividend yield is 1.1%, payment date is September 30, 2026.

The current P/E ratio listed for Farmers And Merchants Bank of Long Beach (OTC-FMBL) is 12.6x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Farmers And Merchants Bank of Long Beach is 1.193 B.

The ticker symbol for Farmers And Merchants Bank of Long Beach is OTC-FMBL, and the stock is listed on OTC Markets.

Farmers And Merchants Bank of Long Beach (OTC-FMBL) is listed on OTC Markets.

The current debt-to-total-capital ratio listed for Farmers And Merchants Bank of Long Beach is 48.7%, which helps investors evaluate the company’s financing structure and leverage profile.