Farmers And Merchants Bank of Long Beach (FMBL)

Featured in Small-Cap Stocks

Farmers and Merchants Bank of Long Beach (OTC Markets: FMBL) is a common stock listing tied to a California banking company serving individuals, professionals, and small to medium-sized businesses across Los Angeles, Orange, and Santa Barbara counties. The bank offers a broad range of deposit products, including checking and savings accounts, Christmas club savings, health savings accounts, market-rate savings, money market accounts, certificates of deposit, youth accounts, individual retirement accounts, and demand and time deposits. Its lending activities include personal home loans, commercial real estate financing, construction and equipment loans, commercial business loans, small business administration loans, credit lines, and loans backed by inventory and receivables, along with residential lending for single-family and multifamily properties. The company also provides credit and debit cards, treasury management, commercial and industrial lending, faith-based and healthcare banking services, and online, mobile, and digital banking tools. Founded in 1907 and headquartered in Long Beach, California, the bank operates within the Financials sector and Banks industry.


Jump between the core stock analysis sections, valuation data, fair value models, technical outlook, and FAQ.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Upcoming Dividend Ex-Date Dividend Payment Date Upcoming Dividend Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Enterprise Value Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
OTC-FMBL
$9,100
-3.0% Downside
Fair
Good
112
1.7%
October 19, 2026
11.9x
0.8x
3.3x
1.129 B
49.9%
-1.5
Valuation • Fair Value

Farmers And Merchants Bank of Long Beach (OTC-FMBL) Fair Value by Valuation Model

Compare the primary fair value estimate for Farmers And Merchants Bank of Long Beach (OTC-FMBL) with model-based valuation references such as DCF, Ben Graham, DDM, EPV and comparable-company valuation.

Primary Valuation Read

Fair Value

$9,100

Estimated downside of 3.0% versus the current market price.

Fair Value Confidence

High

Confidence level for the primary fair value estimate.

DCF Fair Value

NM

Discounted cash flow valuation reference.

Ben Graham Formula Value

$8,725

Classic Ben Graham valuation formula reference.

DDM Fair Value

$13,184

Dividend discount model valuation reference.

EPV Fair Value

NM

Earnings power value estimate.

Comps Fair Value

$7,738

Comparable-company valuation reference.

Analyst Price Target

Not available

Data is currently unavailable.

How to read these valuation models

Use this section to compare the primary fair value estimate for Farmers And Merchants Bank of Long Beach (OTC-FMBL) with several model-based valuation references. Different models can produce different outputs because each method relies on a different set of assumptions, so the primary fair value estimate should be read alongside the model spread rather than in isolation.

Profitability • Growth

Profitability & Growth for Farmers And Merchants Bank of Long Beach (OTC-FMBL)

A compact read on revenue, forward revenue expectations, EBITDA and operating profitability trends.

Revenue

338.3 M

Current operating scale indicator.

Revenue Forecast

315.2 M

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

EBITDA Forecast

Not available

Data is currently unavailable.

How to read profitability and growth

This section helps investors review Farmers And Merchants Bank of Long Beach (OTC-FMBL) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Farmers And Merchants Bank of Long Beach (OTC-FMBL)

Review financial health, earnings quality and balance-sheet risk through Piotroski, Beneish, Altman and cash conversion metrics.

Financial Health

Good

Positive financial-health read.

Piotroski Score

4

Mid-range quality score.

Beneish M-Score

NM

Forensic accounting screen.

Altman Z-Score

-1.5

Lower score that deserves closer risk review.

FCF / Net Income

Not available

Data is currently unavailable.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Farmers And Merchants Bank of Long Beach (OTC-FMBL). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Farmers And Merchants Bank of Long Beach (OTC-FMBL)

Track the next earnings date, ex-dividend date, dividend payment date, dividend yield and upcoming distribution details where available.

Next Earnings Date

October 19, 2026

Days to Earnings

90

Dividend Payment Date

Not available

Ex-Dividend Date

Not available

Dividend Yield

1.7%

Income yield reference.

Upcoming Dividend

112

Upcoming distribution amount.

Payment Type

Not available

Data is currently unavailable.

Dividend Currency

USD

Currency used for the distribution.

Payout Ratio

Not available

Data is currently unavailable.

How to read events and dividends

This section helps investors track time-sensitive items for Farmers And Merchants Bank of Long Beach (OTC-FMBL), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

Farmers And Merchants Bank of Long Beach (OTC-FMBL) Stock Forecast & Technical Outlook

Review Farmers And Merchants Bank of Long Beach (OTC-FMBL) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Buy

The 15-minute technical read for Farmers And Merchants Bank of Long Beach (OTC-FMBL) is currently Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Buy

The 1-hour technical read for Farmers And Merchants Bank of Long Beach (OTC-FMBL) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Buy

The daily technical read for Farmers And Merchants Bank of Long Beach (OTC-FMBL) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for Farmers And Merchants Bank of Long Beach (OTC-FMBL) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for Farmers And Merchants Bank of Long Beach (OTC-FMBL) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for Farmers And Merchants Bank of Long Beach (OTC-FMBL)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Not available

Analyst recommendation data for Farmers And Merchants Bank of Long Beach (OTC-FMBL) is not currently available.

Buy 0
Hold 0
Sell 0
FAQ Fast Investor Answers

Farmers And Merchants Bank of Long Beach (OTC-FMBL) Stock FAQ

Quick answers about Farmers And Merchants Bank of Long Beach (OTC-FMBL) stock, including fair value, valuation rating, analyst price target, dividends, earnings dates, market capitalization, financial health and other key stock analysis metrics.

Fair Value
$9,100
Estimated downside 3.0%
Valuation Rating
Overvalued
Estimated downside of 3.0%
Analyst Target
Not available
Data is currently unavailable
Financial Health
Good
Current financial-health read

The current fair value estimate for Farmers And Merchants Bank of Long Beach (OTC-FMBL) is $9,100. This implies an estimated downside of 3.0% versus the current market price.

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 3.0% versus the current market price.

An analyst price target for Farmers And Merchants Bank of Long Beach (OTC-FMBL) is not currently available in the latest data file.

The current financial health read for Farmers And Merchants Bank of Long Beach (OTC-FMBL) is Good. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Farmers And Merchants Bank of Long Beach (OTC-FMBL) is October 19, 2026.

Based on the current data, dividend yield is 1.7%, upcoming dividend amount is 112.

The current P/E ratio listed for Farmers And Merchants Bank of Long Beach (OTC-FMBL) is 11.9x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Farmers And Merchants Bank of Long Beach is 1.129 B.

The ticker symbol for Farmers And Merchants Bank of Long Beach is OTC-FMBL, and the stock is listed on OTC Markets.

Farmers And Merchants Bank of Long Beach (OTC-FMBL) is listed on OTC Markets.

The current debt-to-total-capital ratio listed for Farmers And Merchants Bank of Long Beach is 49.9%, which helps investors evaluate the company’s financing structure and leverage profile.