Ffb Bancorp (FFBB)

FFB Bancorp is a bank holding company whose common stock is listed on OTC Markets under the ticker FFBB. Through its banking subsidiary, FFB Bank, the company serves individuals and small to middle-market businesses in the United States with a range of deposit, lending, and treasury-related services. Its product suite includes checking and savings accounts, money market accounts, certificates of deposit, and individual retirement accounts, along with residential real estate, commercial, small business, agricultural, and construction loans. FFB Bancorp also provides equipment leasing, debit and credit cards, online and mobile banking, bill pay, cash management, remote deposit capture, merchant services, and financing and support solutions for business and multifamily customers. The company was founded in 2005, is based in Fresno, California, and adopted the FFB Bancorp name in May 2023 after previously operating as Communities First Financial Corporation.


Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Overall Financial Health Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Total Debt / Total Capital Altman Z-Score
OTC-FFBB
$82.28
-7.2% Downside
Fair
Not available
Not available
Good
0.0%
October 16, 2026
13.0x
1.4x
2.9x
252.4 M
12.1%
-1.5
Valuation • Fair Value

Ffb Bancorp (OTC-FFBB) Fair Value by Valuation Model

Review the available estimates for Ffb Bancorp (OTC-FFBB), including Ben Graham Formula Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$82.28

Estimated downside of 7.2% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

Ben Graham Formula Value

$76.09

Classic Ben Graham valuation formula reference.

Comps Fair Value

$82.28

Comparable-company valuation reference.

Analyst Price Target

Not available

Data is currently unavailable.

How to read these valuation models

Use the 4 available valuation references for Ffb Bancorp (OTC-FFBB) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for Ffb Bancorp (OTC-FFBB)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

86.859 M

Current operating scale indicator.

Revenue Forecast

93.713 M

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

How to read profitability and growth

This section helps investors review Ffb Bancorp (OTC-FFBB) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Ffb Bancorp (OTC-FFBB)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Good

Positive financial-health read.

Piotroski Score

3

Weak quality score that deserves closer review.

Altman Z-Score

-1.5

Lower score that deserves closer risk review.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Ffb Bancorp (OTC-FFBB). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Ffb Bancorp (OTC-FFBB)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

October 16, 2026

Days to Earnings

24

Dividend Yield

0.0%

No current dividend yield is indicated.

How to read events and dividends

This section helps investors track time-sensitive items for Ffb Bancorp (OTC-FFBB), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Technical Outlook

Technical Signals by Time Frame

Review the technical signals currently available for this stock across supported time frames.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Buy

The 15-minute technical read for Ffb Bancorp (OTC-FFBB) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Neutral

The 1-hour technical read for Ffb Bancorp (OTC-FFBB) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Buy

The daily technical read for Ffb Bancorp (OTC-FFBB) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for Ffb Bancorp (OTC-FFBB) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for Ffb Bancorp (OTC-FFBB) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

FAQ Fast Investor Answers

Ffb Bancorp (OTC-FFBB) Stock FAQ

Data-supported answers about Ffb Bancorp (OTC-FFBB), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$82.28
Estimated downside 7.2%
Valuation Rating
Overvalued
Estimated downside of 7.2%
Financial Health
Good
Current financial-health read

The current fair value estimate for Ffb Bancorp (OTC-FFBB) is $82.28. This implies an estimated downside of 7.2% versus the current market price.

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 7.2% versus the current market price.

The current financial health read for Ffb Bancorp (OTC-FFBB) is Good. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Ffb Bancorp (OTC-FFBB) is October 16, 2026.

The latest available data indicates no current dividend yield for Ffb Bancorp (OTC-FFBB).

The current P/E ratio listed for Ffb Bancorp (OTC-FFBB) is 13.0x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Ffb Bancorp is 252.4 M.

The ticker symbol for Ffb Bancorp is OTC-FFBB, and the stock is listed on OTC Markets.

Ffb Bancorp (OTC-FFBB) is listed on OTC Markets.

The current debt-to-total-capital ratio listed for Ffb Bancorp is 12.1%, which helps investors evaluate the company’s financing structure and leverage profile.