Finwise Bancorp (FINW)

FinWise Bancorp is a bank holding company for FinWise Bank, serving individual and corporate customers in Utah. Through its banking operations, the company is organized into three segments: Traditional Banking; BaaS and Treasury; and Administration. Its product and service set includes a range of deposit accounts such as demand, health savings account, NOW, money market, checking, savings, time deposit, and certificate of deposit products. FinWise also provides lending across consumer, small business administration, commercial, commercial real estate, and residential real estate categories. In addition, the bank offers debit cards, remote deposit capture, online banking, mobile banking, direct deposit, business checking and savings accounts, cash management, and treasury services. Founded in 1999 and headquartered in Murray, Utah, the company was previously known as All West Bancorp.


Jump between the core stock analysis sections, valuation data, fair value models, technical outlook, and FAQ.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Upcoming Dividend Ex-Date Dividend Payment Date Upcoming Dividend Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Enterprise Value Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NASDAQ-FINW
$15.72
15.6% Upside
Fair
$19
39.7% Upside
Undervalued
Fair
0.0%
July 29, 2026
12.4x
0.9x
1.8x
187.1 M
2.3%
68.2%
0.9
58.2%
Valuation • Fair Value

Finwise Bancorp (NASDAQ-FINW) Fair Value by Valuation Model

Compare the primary fair value estimate for Finwise Bancorp (NASDAQ-FINW) with model-based valuation references such as DCF, Ben Graham, DDM, EPV and comparable-company valuation.

Primary Valuation Read

Fair Value

$15.72

Estimated upside of 15.6% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

DCF Fair Value

NM

Discounted cash flow valuation reference.

Ben Graham Formula Value

$12.17

Classic Ben Graham valuation formula reference.

DDM Fair Value

NM

Dividend discount model valuation reference.

EPV Fair Value

NM

Earnings power value estimate.

Comps Fair Value

$15.72

Comparable-company valuation reference.

Analyst Price Target

$19

Analysts imply upside of 39.7%.

How to read these valuation models

Use this section to compare the primary fair value estimate for Finwise Bancorp (NASDAQ-FINW) with several model-based valuation references. Different models can produce different outputs because each method relies on a different set of assumptions, so the primary fair value estimate should be read alongside the model spread rather than in isolation.

Profitability • Growth

Profitability & Growth for Finwise Bancorp (NASDAQ-FINW)

A compact read on revenue, forward revenue expectations, EBITDA and operating profitability trends.

Revenue

105.5 M

Current operating scale indicator.

Revenue Forecast

205 M

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

EBITDA Forecast

Not available

Data is currently unavailable.

How to read profitability and growth

This section helps investors review Finwise Bancorp (NASDAQ-FINW) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Finwise Bancorp (NASDAQ-FINW)

Review financial health, earnings quality and balance-sheet risk through Piotroski, Beneish, Altman and cash conversion metrics.

Financial Health

Fair

Mixed or neutral financial-health read.

Piotroski Score

6

Mid-range quality score.

Beneish M-Score

NM

Forensic accounting screen.

Altman Z-Score

0.9

Lower score that deserves closer risk review.

FCF / Net Income

58.2%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Finwise Bancorp (NASDAQ-FINW). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Finwise Bancorp (NASDAQ-FINW)

Track the next earnings date, ex-dividend date, dividend payment date, dividend yield and upcoming distribution details where available.

Next Earnings Date

July 29, 2026

Days to Earnings

8

Dividend Payment Date

Not available

Ex-Dividend Date

Not available

Dividend Yield

0.0%

Income yield reference.

Upcoming Dividend

Not available

Data is currently unavailable.

Payment Type

Not available

Data is currently unavailable.

Dividend Currency

Not available

Data is currently unavailable.

Payout Ratio

Not available

Data is currently unavailable.

How to read events and dividends

This section helps investors track time-sensitive items for Finwise Bancorp (NASDAQ-FINW), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

Finwise Bancorp (NASDAQ-FINW) Stock Forecast & Technical Outlook

Review Finwise Bancorp (NASDAQ-FINW) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Sell

The 15-minute technical read for Finwise Bancorp (NASDAQ-FINW) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Sell

The 1-hour technical read for Finwise Bancorp (NASDAQ-FINW) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Sell

The daily technical read for Finwise Bancorp (NASDAQ-FINW) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Sell

The weekly technical read for Finwise Bancorp (NASDAQ-FINW) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Sell

The monthly technical read for Finwise Bancorp (NASDAQ-FINW) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for Finwise Bancorp (NASDAQ-FINW)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Strong Buy

Based on the available recommendation mix, Finwise Bancorp (NASDAQ-FINW) has a Strong Buy consensus, with 1 buy, 0 hold and 0 sell recommendations in the current data set.

Buy 1
Hold 0
Sell 0
FAQ Fast Investor Answers

Finwise Bancorp (NASDAQ-FINW) Stock FAQ

Quick answers about Finwise Bancorp (NASDAQ-FINW) stock, including fair value, valuation rating, analyst price target, dividends, earnings dates, market capitalization, financial health and other key stock analysis metrics.

Fair Value
$15.72
Estimated upside 15.6%
Valuation Rating
Undervalued
Estimated upside of 15.6%
Analyst Target
$19
Implied upside 39.7%
Financial Health
Fair
Current financial-health read

The current fair value estimate for Finwise Bancorp (NASDAQ-FINW) is $15.72. This implies an estimated upside of 15.6% versus the current market price.

Based on the current fair value estimate, the stock appears undervalued, with estimated upside of 15.6% versus the current market price.

The available analyst price target for Finwise Bancorp (NASDAQ-FINW) is $19. The analyst target implies estimated upside of 39.7%.

The current financial health read for Finwise Bancorp (NASDAQ-FINW) is Fair. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Finwise Bancorp (NASDAQ-FINW) is July 29, 2026.

Based on the current data, dividend yield is 0.0%.

The current P/E ratio listed for Finwise Bancorp (NASDAQ-FINW) is 12.4x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Finwise Bancorp is 187.1 M.

The ticker symbol for Finwise Bancorp is NASDAQ-FINW, and the stock is listed on NASDAQ.

Finwise Bancorp (NASDAQ-FINW) is listed on NASDAQ.

The current debt-to-total-capital ratio listed for Finwise Bancorp is 2.3%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Finwise Bancorp is 68.2%. Free float helps investors understand how much of the share base is available for public trading.