What is the fair value of First Commerce Bank (OTC-CMRB) stock?

The current fair value estimate for First Commerce Bank (OTC-CMRB) is $7.08. This implies an estimated downside of 3.1% versus the current market price.

Is First Commerce Bank (OTC-CMRB) undervalued or overvalued?

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 3.1% versus the current market price.

How is the financial health of First Commerce Bank?

The current financial health read for First Commerce Bank (OTC-CMRB) is Fair. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

When is First Commerce Bank's next earnings date?

The next earnings date currently listed for First Commerce Bank (OTC-CMRB) is October 27, 2026.

Does First Commerce Bank (OTC-CMRB) pay dividends?

Based on the current data, dividend yield is 2.7%.

What is the P/E ratio for First Commerce Bank (OTC-CMRB)?

The current P/E ratio listed for First Commerce Bank (OTC-CMRB) is 10.0x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

What is the market capitalization of First Commerce Bank?

The current market capitalization listed for First Commerce Bank is 124.1 M.

What is the ticker symbol for First Commerce Bank?

The ticker symbol for First Commerce Bank is OTC-CMRB, and the stock is listed on OTC Markets.

Where is First Commerce Bank (OTC-CMRB) listed?

First Commerce Bank (OTC-CMRB) is listed on OTC Markets.

What is the debt-to-total-capital ratio for First Commerce Bank?

The current debt-to-total-capital ratio listed for First Commerce Bank is 74.6%, which helps investors evaluate the company’s financing structure and leverage profile.

What is the free float for First Commerce Bank?

The free float listed for First Commerce Bank is 82.2%. Free float helps investors understand how much of the share base is available for public trading.

First Commerce Bank (CMRB) Fair Value & Stock Analysis

First Commerce Bank (CMRB)

First Commerce Bancorp, Inc. is a bank holding company whose subsidiary, First Commerce Bank, provides commercial banking products and services to individuals and businesses in the United States. The bank’s offerings include personal deposit accounts such as checking, savings, money market, and certificates of deposit, along with business accounts covering checking, savings, escrow, and money market products. Its lending activities span commercial, small business, construction and land development, residential, consumer, SBA paycheck protection program, real estate, and commercial mortgage loans, as well as home equity and second mortgages, lines of credit, and Heter Iska financing. The company also provides debit and credit cards, treasury management, merchant services, mobile and online banking, Zelle, remote deposit, wire management, ACH origination, positive pay, stop payments, foreign check collection, and cash management-related services. Founded in 2006, First Commerce Bancorp is headquartered in Lakewood, New Jersey.

Stock Summary Fair Value Profitability & Growth Quality & Risk Events & Dividends Market Outlook FAQ

Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.

Ticker	Fair Value	Fair Value Upside/Downside	Fair Value Rating	Analyst Price Target	Analyst Target Upside/Downside	Overall Financial Health	Dividend Yield	Next Earnings Date	P/E Ratio	Price-to-Book Ratio	Price-to-Sales Ratio	Market Cap	Total Debt / Total Capital	Free Float / Shares Outstanding	Altman Z-Score	Payout Ratio
OTC-CMRB	$7.08	-3.1% Downside	Fair	Not available	Not available	Fair	2.7%	October 27, 2026	10.0x	0.8x	2.4x	124.1 M	74.6%	82.2%	-0.9	39.3%