What is the fair value of First Farmers Financial Corp (OTC-FFMR) stock?

The current fair value estimate for First Farmers Financial Corp (OTC-FFMR) is $36.87. This implies an estimated upside of 0.2% versus the current market price.

Is First Farmers Financial Corp (OTC-FFMR) undervalued or overvalued?

Based on the current fair value estimate, the stock is trading close to its estimated fair value.

How is the financial health of First Farmers Financial Corp?

The current financial health read for First Farmers Financial Corp (OTC-FFMR) is Great. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

Does First Farmers Financial Corp (OTC-FFMR) pay dividends?

Based on the current data, dividend yield is 2.9%, ex-dividend date is September 30, 2026, payment date is October 15, 2026.

What is the P/E ratio for First Farmers Financial Corp (OTC-FFMR)?

The current P/E ratio listed for First Farmers Financial Corp (OTC-FFMR) is 10.2x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

What is the market capitalization of First Farmers Financial Corp?

The current market capitalization listed for First Farmers Financial Corp is 509.9 M.

What is the ticker symbol for First Farmers Financial Corp?

The ticker symbol for First Farmers Financial Corp is OTC-FFMR, and the stock is listed on OTC Markets.

Where is First Farmers Financial Corp (OTC-FFMR) listed?

First Farmers Financial Corp (OTC-FFMR) is listed on OTC Markets.

What is the debt-to-total-capital ratio for First Farmers Financial Corp?

The current debt-to-total-capital ratio listed for First Farmers Financial Corp is 0.0%, which helps investors evaluate the company’s financing structure and leverage profile.

First Farmers Financial Corp (FFMR) Fair Value & Stock Analysis |...

First Farmers Financial Corp (FFMR)

First Farmers Financial Corp is a financial holding company for First Farmers Bank & Trust, a banking organization based in Converse, Indiana. Through its bank subsidiary, the company serves individuals, families, and businesses with a range of deposit, lending, and cash management products. Its business banking lineup includes checking and savings accounts, business loans, leasing, treasury management, and small business financing, while personal banking includes checking, savings, certificates of deposit, and retirement accounts. The company also provides mortgage and consumer lending, including home purchase, construction, home equity, auto, and collateral loans, along with debit and credit cards and digital banking tools. First Farmers Financial Corp was founded in 1885 and maintains offices across multiple counties in Indiana and in selected Illinois counties.

Stock Summary Fair Value Profitability & Growth Quality & Risk Events & Dividends Market Outlook FAQ

Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.

Ticker	Fair Value	Fair Value Upside/Downside	Fair Value Rating	Analyst Price Target	Analyst Target Upside/Downside	Overall Financial Health	Upcoming Dividend Ex-Date	Dividend Payment Date	Dividend Yield	P/E Ratio	Price-to-Sales Ratio	Market Cap	Total Debt / Total Capital	Payout Ratio	Free Cash Flow / Net Income
OTC-FFMR	$36.87	0.2% Upside	Fair	Not available	Not available	Great	September 30, 2026	October 15, 2026	2.9%	10.2x	3.9x	509.9 M	0.0%	27.7%	107.2%