First Northern Community Bancorp (FNRN)

First Northern Community Bancorp is a bank holding company for First Northern Bank of Dixon and its common stock is listed on NASDAQ under the ticker FNRN. Through its banking subsidiary, the company provides commercial banking products and services to individuals and to small and medium-sized businesses. Its offerings include a range of deposit accounts, such as demand, interest-bearing transaction, savings, money market, and non-brokered time deposits, as well as lending products spanning commercial, commercial real estate, agriculture, residential mortgage, residential construction, and consumer loans. The company also provides debit and credit cards, investment and brokerage services, alternative investment products, fiduciary and other financial services, and additional banking-related services through third parties. First Northern Community Bancorp was founded in 1910 and is headquartered in Dixon, California, with branches across several Northern California communities.


Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Overall Financial Health Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NASDAQ-FNRN
$13.36
-23.2% Downside
Overvalued
Not available
Not available
Fair
0.0%
October 30, 2026
12.6x
1.3x
3.8x
285.1 M
2.0%
82.7%
-1.7
0.0%
28.0%
Valuation • Fair Value

First Northern Community Bancorp (NASDAQ-FNRN) Fair Value by Valuation Model

Review the available estimates for First Northern Community Bancorp (NASDAQ-FNRN), including Ben Graham Formula Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$13.36

Estimated downside of 23.2% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

Ben Graham Formula Value

$15.31

Classic Ben Graham valuation formula reference.

Comps Fair Value

$13.36

Comparable-company valuation reference.

Analyst Price Target

Not available

Data is currently unavailable.

How to read these valuation models

Use the 4 available valuation references for First Northern Community Bancorp (NASDAQ-FNRN) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for First Northern Community Bancorp (NASDAQ-FNRN)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

75.346 M

Current operating scale indicator.

Revenue Forecast

75.04 M

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

How to read profitability and growth

This section helps investors review First Northern Community Bancorp (NASDAQ-FNRN) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for First Northern Community Bancorp (NASDAQ-FNRN)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Fair

Mixed or neutral financial-health read.

Piotroski Score

5

Mid-range quality score.

Altman Z-Score

-1.7

Lower score that deserves closer risk review.

FCF / Net Income

28.0%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for First Northern Community Bancorp (NASDAQ-FNRN). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for First Northern Community Bancorp (NASDAQ-FNRN)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

October 30, 2026

Days to Earnings

38

Dividend Yield

0.0%

No current dividend yield is indicated.

Payout Ratio

0.0%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for First Northern Community Bancorp (NASDAQ-FNRN), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Technical Outlook

Technical Signals by Time Frame

Review the technical signals currently available for this stock across supported time frames.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Neutral

The 15-minute technical read for First Northern Community Bancorp (NASDAQ-FNRN) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Buy

The 1-hour technical read for First Northern Community Bancorp (NASDAQ-FNRN) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Buy

The daily technical read for First Northern Community Bancorp (NASDAQ-FNRN) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Neutral

The weekly technical read for First Northern Community Bancorp (NASDAQ-FNRN) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for First Northern Community Bancorp (NASDAQ-FNRN) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

FAQ Fast Investor Answers

First Northern Community Bancorp (NASDAQ-FNRN) Stock FAQ

Data-supported answers about First Northern Community Bancorp (NASDAQ-FNRN), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$13.36
Estimated downside 23.2%
Valuation Rating
Overvalued
Estimated downside of 23.2%
Financial Health
Fair
Current financial-health read

The current fair value estimate for First Northern Community Bancorp (NASDAQ-FNRN) is $13.36. This implies an estimated downside of 23.2% versus the current market price.

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 23.2% versus the current market price.

The current financial health read for First Northern Community Bancorp (NASDAQ-FNRN) is Fair. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for First Northern Community Bancorp (NASDAQ-FNRN) is October 30, 2026.

The latest available data indicates no current dividend yield for First Northern Community Bancorp (NASDAQ-FNRN).

The current P/E ratio listed for First Northern Community Bancorp (NASDAQ-FNRN) is 12.6x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for First Northern Community Bancorp is 285.1 M.

The ticker symbol for First Northern Community Bancorp is NASDAQ-FNRN, and the stock is listed on NASDAQ.

First Northern Community Bancorp (NASDAQ-FNRN) is listed on NASDAQ.

The current debt-to-total-capital ratio listed for First Northern Community Bancorp is 2.0%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for First Northern Community Bancorp is 82.7%. Free float helps investors understand how much of the share base is available for public trading.