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Freedom Bank of Virginia (FDVA)

Featured in Overvalued Stocks

Freedom Bank of Virginia is the common stock of Freedom Financial Holdings, Inc., the bank holding company for The Freedom Bank of Virginia. Through its banking subsidiary, the company provides commercial banking, personal banking, and mortgage banking services in Vienna, Fairfax, Chantilly, Reston, and Manassas, Virginia. Its product set includes personal and business checking accounts, savings and money market accounts, certificates of deposit, and IRAs, along with insured cash sweep and certificate of deposit account registry services. The company also extends business term loans, personal loans, mortgage loans, commercial lines of credit, commercial real estate mortgage lending, small business lending, home equity lines, and credit cards. Additional services include treasury management, online and mobile banking, remote deposit capture, ACH and wire transfers, business valuation, bank-at-work, merchant services, and prestige banking services. Freedom Financial Holdings was founded in 2021 and is headquartered in Fairfax, Virginia.


Stock Summary Fair Value Profitability & Growth Quality & Risk Events & Dividends Technical Outlook FAQ

Jump between the core stock analysis sections, valuation data, fair value models, technical outlook, and FAQ.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Upcoming Dividend Ex-Date Dividend Payment Date Upcoming Dividend Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Enterprise Value Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
OTC-FDVA
$9.65
-20.2% Downside
Overvalued
—
—
—
Weak
—
—
—
0.0%
July 24, 2026
-177.8x
1.0x
3.5x
86.141 M
—
34.8%
94.1%
-1.9
—
-613.6%
Valuation • Fair Value

Freedom Bank of Virginia (OTC-FDVA) Fair Value by Valuation Model

Compare the primary fair value estimate for Freedom Bank of Virginia (OTC-FDVA) with model-based valuation references such as DCF, Ben Graham, DDM, EPV and comparable-company valuation.

Primary Valuation Read

Fair Value

$9.65

Estimated downside of 20.2% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

DCF Fair Value

NM

Discounted cash flow valuation reference.

Ben Graham Formula Value

$0

Classic Ben Graham valuation formula reference.

DDM Fair Value

NM

Dividend discount model valuation reference.

EPV Fair Value

NM

Earnings power value estimate.

Comps Fair Value

$9.65

Comparable-company valuation reference.

Analyst Price Target

Not available

Data is currently unavailable.

How to read these valuation models

Use this section to compare the primary fair value estimate for Freedom Bank of Virginia (OTC-FDVA) with several model-based valuation references. Different models can produce different outputs because each method relies on a different set of assumptions, so the primary fair value estimate should be read alongside the model spread rather than in isolation.

Profitability • Growth

Profitability & Growth for Freedom Bank of Virginia (OTC-FDVA)

A compact read on revenue, forward revenue expectations, EBITDA and operating profitability trends.

Revenue

24.356 M

Current operating scale indicator.

Revenue Forecast

24.522 M

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

EBITDA Forecast

Not available

Data is currently unavailable.

How to read profitability and growth

This section helps investors review Freedom Bank of Virginia (OTC-FDVA) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Freedom Bank of Virginia (OTC-FDVA)

Review financial health, earnings quality and balance-sheet risk through Piotroski, Beneish, Altman and cash conversion metrics.

Financial Health

Weak

Financial pressure deserves closer review.

Piotroski Score

3

Weak quality score that deserves closer review.

Beneish M-Score

NM

Forensic accounting screen.

Altman Z-Score

-1.9

Lower score that deserves closer risk review.

FCF / Net Income

-613.6%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Freedom Bank of Virginia (OTC-FDVA). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Freedom Bank of Virginia (OTC-FDVA)

Track the next earnings date, ex-dividend date, dividend payment date, dividend yield and upcoming distribution details where available.

Next Earnings Date

July 24, 2026

Days to Earnings

3

Dividend Payment Date

Not available

Ex-Dividend Date

Not available

Dividend Yield

0.0%

Income yield reference.

Upcoming Dividend

Not available

Data is currently unavailable.

Payment Type

Not available

Data is currently unavailable.

Dividend Currency

Not available

Data is currently unavailable.

Payout Ratio

Not available

Data is currently unavailable.

How to read events and dividends

This section helps investors track time-sensitive items for Freedom Bank of Virginia (OTC-FDVA), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

Freedom Bank of Virginia (OTC-FDVA) Stock Forecast & Technical Outlook

Review Freedom Bank of Virginia (OTC-FDVA) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Buy

The 15-minute technical read for Freedom Bank of Virginia (OTC-FDVA) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Buy

The 1-hour technical read for Freedom Bank of Virginia (OTC-FDVA) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Neutral

The daily technical read for Freedom Bank of Virginia (OTC-FDVA) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Neutral

The weekly technical read for Freedom Bank of Virginia (OTC-FDVA) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for Freedom Bank of Virginia (OTC-FDVA) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for Freedom Bank of Virginia (OTC-FDVA)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Strong Buy

Based on the available recommendation mix, Freedom Bank of Virginia (OTC-FDVA) has a Strong Buy consensus, with 1 buy, 0 hold and 0 sell recommendations in the current data set.

Buy 1
Hold 0
Sell 0
FAQ • Fast Investor Answers

Freedom Bank of Virginia (OTC-FDVA) Stock FAQ

Quick answers about Freedom Bank of Virginia (OTC-FDVA) stock, including fair value, valuation rating, analyst price target, dividends, earnings dates, market capitalization, financial health and other key stock analysis metrics.

Fair Value
$9.65
Estimated downside 20.2%
Valuation Rating
Overvalued
Estimated downside of 20.2%
Analyst Target
Not available
Data is currently unavailable
Financial Health
Weak
Current financial-health read

The current fair value estimate for Freedom Bank of Virginia (OTC-FDVA) is $9.65. This implies an estimated downside of 20.2% versus the current market price.

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 20.2% versus the current market price.

An analyst price target for Freedom Bank of Virginia (OTC-FDVA) is not currently available in the latest data file.

The current financial health read for Freedom Bank of Virginia (OTC-FDVA) is Weak. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Freedom Bank of Virginia (OTC-FDVA) is July 24, 2026.

Based on the current data, dividend yield is 0.0%.

The current P/E ratio listed for Freedom Bank of Virginia (OTC-FDVA) is -177.8x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Freedom Bank of Virginia is 86.141 M.

The ticker symbol for Freedom Bank of Virginia is OTC-FDVA, and the stock is listed on OTC Markets.

Freedom Bank of Virginia (OTC-FDVA) is listed on OTC Markets.

The current debt-to-total-capital ratio listed for Freedom Bank of Virginia is 34.8%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Freedom Bank of Virginia is 94.1%. Free float helps investors understand how much of the share base is available for public trading.

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