Jonestown Bank and Trust Co of Jonestown Pennsylvania (JBTC)

JBT Bancorp, Inc. is the bank holding company for Jonestown Bank and Trust Company, a Pennsylvania-based financial institution headquartered in Jonestown, Pennsylvania. Through its banking operations, the company provides a range of financial services centered on deposit accounts and lending. Its deposit products include checking, savings, and term certificate accounts, along with certificates of deposit and individual retirement accounts. On the lending side, the bank serves consumer, mortgage, home equity, commercial, commercial real estate, and municipal borrowing needs, including financing for working capital, inventory, equipment, vehicles, property transactions, and construction projects. The company also provides debit and credit cards, treasury management services, overdraft coverage, and digital banking capabilities. Founded in 1873, JBT Bancorp is listed on OTC Markets under the symbol JBTC as common stock.


Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Overall Financial Health Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Total Debt / Total Capital Altman Z-Score Payout Ratio
OTC-JBTC
$45.96
12.9% Upside
Fair
Not available
Not available
Great
3.5%
October 29, 2026
7.6x
1.0x
2.2x
98.93 M
40.8%
-1.0
26.8%
Valuation • Fair Value

Jonestown Bank and Trust Co of Jonestown Pennsylvania (OTC-JBTC) Fair Value by Valuation Model

Review the available estimates for Jonestown Bank and Trust Co of Jonestown Pennsylvania (OTC-JBTC), including Ben Graham Formula Value, DDM Fair Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$45.96

Estimated upside of 12.9% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

Ben Graham Formula Value

$59.46

Classic Ben Graham valuation formula reference.

DDM Fair Value

$75.39

Dividend discount model valuation reference.

Comps Fair Value

$36.15

Comparable-company valuation reference.

Analyst Price Target

Not available

Data is currently unavailable.

How to read these valuation models

Use the 5 available valuation references for Jonestown Bank and Trust Co of Jonestown Pennsylvania (OTC-JBTC) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for Jonestown Bank and Trust Co of Jonestown Pennsylvania (OTC-JBTC)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

43.943 M

Current operating scale indicator.

Revenue Forecast

42.444 M

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

How to read profitability and growth

This section helps investors review Jonestown Bank and Trust Co of Jonestown Pennsylvania (OTC-JBTC) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Jonestown Bank and Trust Co of Jonestown Pennsylvania (OTC-JBTC)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Great

Positive financial-health read.

Piotroski Score

3

Weak quality score that deserves closer review.

Altman Z-Score

-1.0

Lower score that deserves closer risk review.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Jonestown Bank and Trust Co of Jonestown Pennsylvania (OTC-JBTC). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Jonestown Bank and Trust Co of Jonestown Pennsylvania (OTC-JBTC)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

October 29, 2026

Days to Earnings

37

Dividend Yield

3.5%

Current income yield reference.

Payout Ratio

26.8%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for Jonestown Bank and Trust Co of Jonestown Pennsylvania (OTC-JBTC), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Technical Outlook

Technical Signals by Time Frame

Review the technical signals currently available for this stock across supported time frames.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Buy

The 15-minute technical read for Jonestown Bank and Trust Co of Jonestown Pennsylvania (OTC-JBTC) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Buy

The 1-hour technical read for Jonestown Bank and Trust Co of Jonestown Pennsylvania (OTC-JBTC) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Buy

The daily technical read for Jonestown Bank and Trust Co of Jonestown Pennsylvania (OTC-JBTC) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for Jonestown Bank and Trust Co of Jonestown Pennsylvania (OTC-JBTC) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for Jonestown Bank and Trust Co of Jonestown Pennsylvania (OTC-JBTC) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

FAQ Fast Investor Answers

Jonestown Bank and Trust Co of Jonestown Pennsylvania (OTC-JBTC) Stock FAQ

Data-supported answers about Jonestown Bank and Trust Co of Jonestown Pennsylvania (OTC-JBTC), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$45.96
Estimated upside 12.9%
Valuation Rating
Undervalued
Estimated upside of 12.9%
Financial Health
Great
Current financial-health read

The current fair value estimate for Jonestown Bank and Trust Co of Jonestown Pennsylvania (OTC-JBTC) is $45.96. This implies an estimated upside of 12.9% versus the current market price.

Based on the current fair value estimate, the stock appears undervalued, with estimated upside of 12.9% versus the current market price.

The current financial health read for Jonestown Bank and Trust Co of Jonestown Pennsylvania (OTC-JBTC) is Great. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Jonestown Bank and Trust Co of Jonestown Pennsylvania (OTC-JBTC) is October 29, 2026.

Based on the current data, dividend yield is 3.5%.

The current P/E ratio listed for Jonestown Bank and Trust Co of Jonestown Pennsylvania (OTC-JBTC) is 7.6x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Jonestown Bank and Trust Co of Jonestown Pennsylvania is 98.93 M.

The ticker symbol for Jonestown Bank and Trust Co of Jonestown Pennsylvania is OTC-JBTC, and the stock is listed on OTC Markets.

Jonestown Bank and Trust Co of Jonestown Pennsylvania (OTC-JBTC) is listed on OTC Markets.

The current debt-to-total-capital ratio listed for Jonestown Bank and Trust Co of Jonestown Pennsylvania is 40.8%, which helps investors evaluate the company’s financing structure and leverage profile.