What is the fair value of M&F Bancorp Inc (OTC-MFBP) stock?

The current fair value estimate for M&F Bancorp Inc (OTC-MFBP) is $28.87. This implies an estimated downside of 41.4% versus the current market price.

Is M&F Bancorp Inc (OTC-MFBP) undervalued or overvalued?

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 41.4% versus the current market price.

How is the financial health of M&F Bancorp Inc?

The current financial health read for M&F Bancorp Inc (OTC-MFBP) is Fair. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

When is M&F Bancorp Inc's next earnings date?

The next earnings date currently listed for M&F Bancorp Inc (OTC-MFBP) is November 6, 2026.

Does M&F Bancorp Inc (OTC-MFBP) pay dividends?

Based on the current data, dividend yield is 0.5%.

What is the P/E ratio for M&F Bancorp Inc (OTC-MFBP)?

The current P/E ratio listed for M&F Bancorp Inc (OTC-MFBP) is 45.1x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

What is the market capitalization of M&F Bancorp Inc?

The current market capitalization listed for M&F Bancorp Inc is 95.395 M.

What is the ticker symbol for M&F Bancorp Inc?

The ticker symbol for M&F Bancorp Inc is OTC-MFBP, and the stock is listed on OTC Markets.

Where is M&F Bancorp Inc (OTC-MFBP) listed?

M&F Bancorp Inc (OTC-MFBP) is listed on OTC Markets.

What is the debt-to-total-capital ratio for M&F Bancorp Inc?

The current debt-to-total-capital ratio listed for M&F Bancorp Inc is 0.4%, which helps investors evaluate the company’s financing structure and leverage profile.

M&F Bancorp Inc (MFBP) Fair Value & Stock Analysis

M&F Bancorp Inc (MFBP)

M&F Bancorp Inc. is a common stock listing of a financial holding company for Mechanics and Farmers Bank, which serves consumer and commercial banking needs in North Carolina. Through its banking business, the company provides deposit products such as personal and business checking and savings accounts, health savings accounts, IRAs, money market accounts, and certificates of deposit. Its lending and credit offerings include home equity lines, personal unsecured loans and lines of credit, secured personal loans and lines of credit, auto loans, business loans, SBA loans, and credit cards. The company also provides payments and cash management solutions, online and mobile banking, and a range of wealth and financial planning services, including brokerage, insurance planning, retirement income planning, and college savings planning. M&F Bancorp was founded in 1907 and is headquartered in Durham, North Carolina.

Stock Summary Fair Value Profitability & Growth Quality & Risk Events & Dividends Market Outlook FAQ

Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.

Ticker	Fair Value	Fair Value Upside/Downside	Fair Value Rating	Analyst Price Target	Analyst Target Upside/Downside	Overall Financial Health	Dividend Yield	Next Earnings Date	P/E Ratio	Price-to-Book Ratio	Price-to-Sales Ratio	Market Cap	Total Debt / Total Capital	Altman Z-Score	Payout Ratio
OTC-MFBP	$28.87	-41.4% Downside	Overvalued	Not available	Not available	Fair	0.5%	November 6, 2026	45.1x	2.6x	4.1x	95.395 M	0.4%	-0.5	56.4%