National Capital Bank of Washington (NACB)


National Capital Bancorp, Inc. is the bank holding company for The National Capital Bank of Washington, a Washington, D.C.-based banking institution founded in 1889. Through its banking subsidiary, the company serves individuals and businesses with a range of deposit, lending, and cash management products. Its consumer offerings include savings and checking accounts, debit and credit cards, money transfer services, online and mobile banking, personal loans, home equity lines of credit, residential mortgages, ready reserve and overdraft transfer products, and first-time home buyer programs.

The company also provides commercial financing solutions such as commercial real estate, commercial, industrial, and small business loans, construction finance, equipment financing and leasing, SBA loans, and credit facilities including term loans, lines of credit, and letters of credit. Additional services include treasury management tools such as eBanking, mobile deposit, positive pay, ACH payments, remote deposit capture, lockbox services, merchant card processing, wire transfers, zero balance accounts, cash management, and wealth management services. Its common stock is listed on OTC Markets under the symbol NACB.


Jump between the core stock analysis sections, valuation data, fair value models, technical outlook, and FAQ.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Upcoming Dividend Ex-Date Dividend Payment Date Upcoming Dividend Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Enterprise Value Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
OTC-NACB
$64.15
-21.8% Downside
Overvalued
Good
1.04
1.3%
July 24, 2026
14.4x
1.3x
3.6x
94.496 M
12.8%
-1.8
139.7%
Valuation • Fair Value

National Capital Bank of Washington (OTC-NACB) Fair Value by Valuation Model

Compare the primary fair value estimate for National Capital Bank of Washington (OTC-NACB) with model-based valuation references such as DCF, Ben Graham, DDM, EPV and comparable-company valuation.

Primary Valuation Read

Fair Value

$64.15

Estimated downside of 21.8% versus the current market price.

Fair Value Confidence

High

Confidence level for the primary fair value estimate.

DCF Fair Value

NM

Discounted cash flow valuation reference.

Ben Graham Formula Value

$61.75

Classic Ben Graham valuation formula reference.

DDM Fair Value

$74.97

Dividend discount model valuation reference.

EPV Fair Value

NM

Earnings power value estimate.

Comps Fair Value

$60.55

Comparable-company valuation reference.

Analyst Price Target

Not available

Data is currently unavailable.

How to read these valuation models

Use this section to compare the primary fair value estimate for National Capital Bank of Washington (OTC-NACB) with several model-based valuation references. Different models can produce different outputs because each method relies on a different set of assumptions, so the primary fair value estimate should be read alongside the model spread rather than in isolation.

Profitability • Growth

Profitability & Growth for National Capital Bank of Washington (OTC-NACB)

A compact read on revenue, forward revenue expectations, EBITDA and operating profitability trends.

Revenue

25.795 M

Current operating scale indicator.

Revenue Forecast

29.333 M

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

EBITDA Forecast

Not available

Data is currently unavailable.

How to read profitability and growth

This section helps investors review National Capital Bank of Washington (OTC-NACB) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for National Capital Bank of Washington (OTC-NACB)

Review financial health, earnings quality and balance-sheet risk through Piotroski, Beneish, Altman and cash conversion metrics.

Financial Health

Good

Positive financial-health read.

Piotroski Score

3

Weak quality score that deserves closer review.

Beneish M-Score

NM

Forensic accounting screen.

Altman Z-Score

-1.8

Lower score that deserves closer risk review.

FCF / Net Income

139.7%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for National Capital Bank of Washington (OTC-NACB). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for National Capital Bank of Washington (OTC-NACB)

Track the next earnings date, ex-dividend date, dividend payment date, dividend yield and upcoming distribution details where available.

Next Earnings Date

July 24, 2026

Days to Earnings

3

Dividend Payment Date

Not available

Ex-Dividend Date

Not available

Dividend Yield

1.3%

Income yield reference.

Upcoming Dividend

1.04

Upcoming distribution amount.

Payment Type

Not available

Data is currently unavailable.

Dividend Currency

USD

Currency used for the distribution.

Payout Ratio

Not available

Data is currently unavailable.

How to read events and dividends

This section helps investors track time-sensitive items for National Capital Bank of Washington (OTC-NACB), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

National Capital Bank of Washington (OTC-NACB) Stock Forecast & Technical Outlook

Review National Capital Bank of Washington (OTC-NACB) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Buy

The 15-minute technical read for National Capital Bank of Washington (OTC-NACB) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Buy

The 1-hour technical read for National Capital Bank of Washington (OTC-NACB) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Buy

The daily technical read for National Capital Bank of Washington (OTC-NACB) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for National Capital Bank of Washington (OTC-NACB) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for National Capital Bank of Washington (OTC-NACB) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for National Capital Bank of Washington (OTC-NACB)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Not available

Analyst recommendation data for National Capital Bank of Washington (OTC-NACB) is not currently available.

Buy 0
Hold 0
Sell 0
FAQ Fast Investor Answers

National Capital Bank of Washington (OTC-NACB) Stock FAQ

Quick answers about National Capital Bank of Washington (OTC-NACB) stock, including fair value, valuation rating, analyst price target, dividends, earnings dates, market capitalization, financial health and other key stock analysis metrics.

Fair Value
$64.15
Estimated downside 21.8%
Valuation Rating
Overvalued
Estimated downside of 21.8%
Analyst Target
Not available
Data is currently unavailable
Financial Health
Good
Current financial-health read

The current fair value estimate for National Capital Bank of Washington (OTC-NACB) is $64.15. This implies an estimated downside of 21.8% versus the current market price.

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 21.8% versus the current market price.

An analyst price target for National Capital Bank of Washington (OTC-NACB) is not currently available in the latest data file.

The current financial health read for National Capital Bank of Washington (OTC-NACB) is Good. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for National Capital Bank of Washington (OTC-NACB) is July 24, 2026.

Based on the current data, dividend yield is 1.3%, upcoming dividend amount is 1.04.

The current P/E ratio listed for National Capital Bank of Washington (OTC-NACB) is 14.4x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for National Capital Bank of Washington is 94.496 M.

The ticker symbol for National Capital Bank of Washington is OTC-NACB, and the stock is listed on OTC Markets.

National Capital Bank of Washington (OTC-NACB) is listed on OTC Markets.

The current debt-to-total-capital ratio listed for National Capital Bank of Washington is 12.8%, which helps investors evaluate the company’s financing structure and leverage profile.