National Capital Bank of Washington (NACB)

National Capital Bancorp, Inc. is the bank holding company for The National Capital Bank of Washington, a Washington, D.C.-based banking institution founded in 1889. Through its banking subsidiary, the company serves individuals and businesses with a range of deposit, lending, and cash management products. Its consumer offerings include savings and checking accounts, debit and credit cards, money transfer services, online and mobile banking, personal loans, home equity lines of credit, residential mortgages, ready reserve and overdraft transfer products, and first-time home buyer programs.

The company also provides commercial financing solutions such as commercial real estate, commercial, industrial, and small business loans, construction finance, equipment financing and leasing, SBA loans, and credit facilities including term loans, lines of credit, and letters of credit. Additional services include treasury management tools such as eBanking, mobile deposit, positive pay, ACH payments, remote deposit capture, lockbox services, merchant card processing, wire transfers, zero balance accounts, cash management, and wealth management services. Its common stock is listed on OTC Markets under the symbol NACB.


Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Overall Financial Health Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Total Debt / Total Capital Altman Z-Score Payout Ratio Free Cash Flow / Net Income
OTC-NACB
$67.19
-22.6% Downside
Overvalued
Not available
Not available
Good
1.2%
October 23, 2026
15.6x
1.5x
3.9x
99.97 M
12.2%
-1.8
13.7%
139.7%
Valuation • Fair Value

National Capital Bank of Washington (OTC-NACB) Fair Value by Valuation Model

Review the available estimates for National Capital Bank of Washington (OTC-NACB), including Ben Graham Formula Value, DDM Fair Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$67.19

Estimated downside of 22.6% versus the current market price.

Fair Value Confidence

High

Confidence level for the primary fair value estimate.

Ben Graham Formula Value

$61.75

Classic Ben Graham valuation formula reference.

DDM Fair Value

$74.97

Dividend discount model valuation reference.

Comps Fair Value

$64.60

Comparable-company valuation reference.

Analyst Price Target

Not available

Data is currently unavailable.

How to read these valuation models

Use the 5 available valuation references for National Capital Bank of Washington (OTC-NACB) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for National Capital Bank of Washington (OTC-NACB)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

25.795 M

Current operating scale indicator.

Revenue Forecast

29.333 M

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

How to read profitability and growth

This section helps investors review National Capital Bank of Washington (OTC-NACB) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for National Capital Bank of Washington (OTC-NACB)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Good

Positive financial-health read.

Piotroski Score

3

Weak quality score that deserves closer review.

Altman Z-Score

-1.8

Lower score that deserves closer risk review.

FCF / Net Income

139.7%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for National Capital Bank of Washington (OTC-NACB). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for National Capital Bank of Washington (OTC-NACB)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

October 23, 2026

Days to Earnings

31

Dividend Yield

1.2%

Current income yield reference.

Payout Ratio

13.7%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for National Capital Bank of Washington (OTC-NACB), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Technical Outlook

Technical Signals by Time Frame

Review the technical signals currently available for this stock across supported time frames.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Buy

The 15-minute technical read for National Capital Bank of Washington (OTC-NACB) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Buy

The 1-hour technical read for National Capital Bank of Washington (OTC-NACB) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Buy

The daily technical read for National Capital Bank of Washington (OTC-NACB) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for National Capital Bank of Washington (OTC-NACB) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for National Capital Bank of Washington (OTC-NACB) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

FAQ Fast Investor Answers

National Capital Bank of Washington (OTC-NACB) Stock FAQ

Data-supported answers about National Capital Bank of Washington (OTC-NACB), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$67.19
Estimated downside 22.6%
Valuation Rating
Overvalued
Estimated downside of 22.6%
Financial Health
Good
Current financial-health read

The current fair value estimate for National Capital Bank of Washington (OTC-NACB) is $67.19. This implies an estimated downside of 22.6% versus the current market price.

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 22.6% versus the current market price.

The current financial health read for National Capital Bank of Washington (OTC-NACB) is Good. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for National Capital Bank of Washington (OTC-NACB) is October 23, 2026.

Based on the current data, dividend yield is 1.2%.

The current P/E ratio listed for National Capital Bank of Washington (OTC-NACB) is 15.6x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for National Capital Bank of Washington is 99.97 M.

The ticker symbol for National Capital Bank of Washington is OTC-NACB, and the stock is listed on OTC Markets.

National Capital Bank of Washington (OTC-NACB) is listed on OTC Markets.

The current debt-to-total-capital ratio listed for National Capital Bank of Washington is 12.2%, which helps investors evaluate the company’s financing structure and leverage profile.