Pacific Financial Corp (PFLC)
Pacific Financial Corporation is a bank holding company for Bank of the Pacific, a community banking franchise serving customers in Washington and Oregon. Through its banking operations, the company provides a range of deposit products, including checking, savings, money market, certificate of deposit, and individual retirement accounts, along with online loan payment tools and specialty savings options such as youth and health savings accounts. Its lending activities cover home equity, auto and recreation, credit card, business, commercial real estate, equipment, construction, and SBA loans, as well as working capital lines of credit and commercial office build-outs. The company also provides commercial deposits, treasury management, merchant services, and online and mobile banking. Pacific Financial operates branches across several counties in Washington and Oregon and maintains loan production offices in Burlington, Washington, and Salem, Oregon. Founded in 1971, it is headquartered in Aberdeen, Washington.
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| Ticker | Fair Value | Analyst Price Target | Analyst Target Upside/Downside | Next Earnings Date | P/E Ratio | Price-to-Book Ratio | Price-to-Sales Ratio | Market Cap | Total Debt / Total Capital | Free Float / Shares Outstanding | Altman Z-Score |
|---|---|---|---|---|---|---|---|---|---|---|---|
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OTC-PFLC
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Not available
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Not available
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Not available
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October 27, 2026
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14.7x
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1.5x
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3.3x
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184.4 M
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6.8%
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88.3%
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-1.9
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