Potomac Bancshares Inc (PTBS)
Potomac Bancshares, Inc. is a bank holding company for Bank of Charles Town, with common stock listed on OTC Markets under the symbol PTBS. Through its banking subsidiary, the company serves individuals, businesses, and local governments in parts of West Virginia, Virginia, and Maryland. Its offerings include deposit accounts such as checking, savings, money market, and individual retirement accounts, along with certificates of deposit. The company also provides a broad lending platform covering mortgage, residential, commercial, agricultural, consumer, and small business loans, as well as lines of credit and credit and debit cards. In addition, Potomac Bancshares offers cash management, merchant and lockbox services, digital banking tools, wealth management, trust and estate services, brokerage, retirement planning, insurance-related products, and other financial planning services. Founded in 1871, the company is headquartered in Charles Town, West Virginia.
Jump directly to the stock analysis sections supported by the latest available data.
| Ticker | Fair Value | Fair Value Upside/Downside | Fair Value Rating | Analyst Price Target | Analyst Target Upside/Downside | Overall Financial Health | Dividend Yield | Next Earnings Date | P/E Ratio | Price-to-Book Ratio | Price-to-Sales Ratio | Market Cap | Total Debt / Total Capital | Free Float / Shares Outstanding | Altman Z-Score | Payout Ratio |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
|
OTC-PTBS
|
$28.64
|
8.1% Upside
|
Fair
|
Not available
|
Not available
|
Good
|
2.3%
|
October 29, 2026
|
10.0x
|
1.3x
|
2.6x
|
109.8 M
|
26.7%
|
94.4%
|
-1.4
|
23.6%
|
