Back to Results

Richmond Mutual Bancorporation Inc (RMBI)

Featured in Overvalued Stocks

Richmond Mutual Bancorporation, Inc. is a bank holding company listed on NASDAQ under the ticker RMBI. Through its banking subsidiary, First Bank Richmond, the company provides deposit and lending services to individuals and businesses. Its deposit products include savings, money market, NOW and demand accounts, as well as certificates of deposit. Lending activities cover commercial real estate, multi-family real estate, commercial and industrial, construction and development, residential real estate, home equity, lines of credit, and consumer loans. The business also includes lease financing and fee-based services such as trust and estate administration, investment management, retirement plan administration, and private banking. Founded in 1887, the company is headquartered in Richmond, Indiana.


Stock Summary Fair Value Profitability & Growth Quality & Risk Events & Dividends Technical Outlook FAQ

Jump between the core stock analysis sections, valuation data, fair value models, technical outlook, and FAQ.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Upcoming Dividend Ex-Date Dividend Payment Date Upcoming Dividend Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Enterprise Value Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NASDAQ-RMBI
$10.27
-33.8% Downside
Overvalued
—
—
—
Fair
—
—
0.6
3.9%
July 23, 2026
19.9x
1.7x
5.1x
245.9 M
—
51.0%
84.3%
-1.0
46.9%
120.7%
Valuation • Fair Value

Richmond Mutual Bancorporation Inc (NASDAQ-RMBI) Fair Value by Valuation Model

Compare the primary fair value estimate for Richmond Mutual Bancorporation Inc (NASDAQ-RMBI) with model-based valuation references such as DCF, Ben Graham, DDM, EPV and comparable-company valuation.

Primary Valuation Read

Fair Value

$10.27

Estimated downside of 33.8% versus the current market price.

Fair Value Confidence

High

Confidence level for the primary fair value estimate.

DCF Fair Value

NM

Discounted cash flow valuation reference.

Ben Graham Formula Value

$8.62

Classic Ben Graham valuation formula reference.

DDM Fair Value

$7.88

Dividend discount model valuation reference.

EPV Fair Value

NM

Earnings power value estimate.

Comps Fair Value

$11.06

Comparable-company valuation reference.

Analyst Price Target

Not available

Data is currently unavailable.

How to read these valuation models

Use this section to compare the primary fair value estimate for Richmond Mutual Bancorporation Inc (NASDAQ-RMBI) with several model-based valuation references. Different models can produce different outputs because each method relies on a different set of assumptions, so the primary fair value estimate should be read alongside the model spread rather than in isolation.

Profitability • Growth

Profitability & Growth for Richmond Mutual Bancorporation Inc (NASDAQ-RMBI)

A compact read on revenue, forward revenue expectations, EBITDA and operating profitability trends.

Revenue

48.118 M

Current operating scale indicator.

Revenue Forecast

48.392 M

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

EBITDA Forecast

Not available

Data is currently unavailable.

How to read profitability and growth

This section helps investors review Richmond Mutual Bancorporation Inc (NASDAQ-RMBI) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Richmond Mutual Bancorporation Inc (NASDAQ-RMBI)

Review financial health, earnings quality and balance-sheet risk through Piotroski, Beneish, Altman and cash conversion metrics.

Financial Health

Fair

Mixed or neutral financial-health read.

Piotroski Score

7

Relatively strong quality score.

Beneish M-Score

NM

Forensic accounting screen.

Altman Z-Score

-1.0

Lower score that deserves closer risk review.

FCF / Net Income

120.7%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Richmond Mutual Bancorporation Inc (NASDAQ-RMBI). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Richmond Mutual Bancorporation Inc (NASDAQ-RMBI)

Track the next earnings date, ex-dividend date, dividend payment date, dividend yield and upcoming distribution details where available.

Next Earnings Date

July 23, 2026

Days to Earnings

2

Dividend Payment Date

Not available

Ex-Dividend Date

Not available

Dividend Yield

3.9%

Income yield reference.

Upcoming Dividend

0.6

Upcoming distribution amount.

Payment Type

Not available

Data is currently unavailable.

Dividend Currency

USD

Currency used for the distribution.

Payout Ratio

46.9%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for Richmond Mutual Bancorporation Inc (NASDAQ-RMBI), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

Richmond Mutual Bancorporation Inc (NASDAQ-RMBI) Stock Forecast & Technical Outlook

Review Richmond Mutual Bancorporation Inc (NASDAQ-RMBI) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Sell

The 15-minute technical read for Richmond Mutual Bancorporation Inc (NASDAQ-RMBI) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Sell

The 1-hour technical read for Richmond Mutual Bancorporation Inc (NASDAQ-RMBI) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Buy

The daily technical read for Richmond Mutual Bancorporation Inc (NASDAQ-RMBI) is currently Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for Richmond Mutual Bancorporation Inc (NASDAQ-RMBI) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for Richmond Mutual Bancorporation Inc (NASDAQ-RMBI) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for Richmond Mutual Bancorporation Inc (NASDAQ-RMBI)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Not available

Analyst recommendation data for Richmond Mutual Bancorporation Inc (NASDAQ-RMBI) is not currently available.

Buy 0
Hold 0
Sell 0
FAQ • Fast Investor Answers

Richmond Mutual Bancorporation Inc (NASDAQ-RMBI) Stock FAQ

Quick answers about Richmond Mutual Bancorporation Inc (NASDAQ-RMBI) stock, including fair value, valuation rating, analyst price target, dividends, earnings dates, market capitalization, financial health and other key stock analysis metrics.

Fair Value
$10.27
Estimated downside 33.8%
Valuation Rating
Overvalued
Estimated downside of 33.8%
Analyst Target
Not available
Data is currently unavailable
Financial Health
Fair
Current financial-health read

The current fair value estimate for Richmond Mutual Bancorporation Inc (NASDAQ-RMBI) is $10.27. This implies an estimated downside of 33.8% versus the current market price.

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 33.8% versus the current market price.

An analyst price target for Richmond Mutual Bancorporation Inc (NASDAQ-RMBI) is not currently available in the latest data file.

The current financial health read for Richmond Mutual Bancorporation Inc (NASDAQ-RMBI) is Fair. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Richmond Mutual Bancorporation Inc (NASDAQ-RMBI) is July 23, 2026.

Based on the current data, dividend yield is 3.9%, upcoming dividend amount is 0.6.

The current P/E ratio listed for Richmond Mutual Bancorporation Inc (NASDAQ-RMBI) is 19.9x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Richmond Mutual Bancorporation Inc is 245.9 M.

The ticker symbol for Richmond Mutual Bancorporation Inc is NASDAQ-RMBI, and the stock is listed on NASDAQ.

Richmond Mutual Bancorporation Inc (NASDAQ-RMBI) is listed on NASDAQ.

The current debt-to-total-capital ratio listed for Richmond Mutual Bancorporation Inc is 51.0%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Richmond Mutual Bancorporation Inc is 84.3%. Free float helps investors understand how much of the share base is available for public trading.

Similar Banks Stocks on NASDAQ View more

Huntington Bancshares Inc ADR (HBANL) Huntington Bancshares Inc ADR (HBANL)
Huntington Bancshares Incorporated (HBAN) Huntington Bancshares Incorporated (HBAN)
First Citizens BancShares Inc (FCNCA) First Citizens BancShares Inc (FCNCA)
First Citizens BancShares Inc ADR (FCNCP) First Citizens BancShares Inc ADR (FCNCP)
First Citizens BancShares Inc Preferred Series C (FCNCO) First Citizens BancShares Inc Preferred Series C (FCNCO)
East West Bancorp Inc (EWBC) East West Bancorp Inc (EWBC)
Popular Inc (BPOP) Popular Inc (BPOP)
Wintrust Financial Corp ADR (WTFCN) Wintrust Financial Corp ADR (WTFCN)
Wintrust Financial Corporation (WTFC) Wintrust Financial Corporation (WTFC)
UMB Financial Corp ADR (UMBFO) UMB Financial Corp ADR (UMBFO)
UMB Financial Corporation (UMBF) UMB Financial Corporation (UMBF)
Zions Bancorporation (ZION) Zions Bancorporation (ZION)
Zions Bancorporation Pa ADR (ZIONP) Zions Bancorporation Pa ADR (ZIONP)
Old National Bancorp (ONB) Old National Bancorp (ONB)
Columbia Banking System Inc (COLB) Columbia Banking System Inc (COLB)
BOK Financial Corporation (BOKF) BOK Financial Corporation (BOKF)
Grupo Financiero Galicia SA ADR (GGAL) Grupo Financiero Galicia SA ADR (GGAL)
Commerce Bancshares Inc (CBSH) Commerce Bancshares Inc (CBSH)
Valley National Bancorp (VLY) Valley National Bancorp (VLY)
Valley National Bancorp A Pref (VLYPP) Valley National Bancorp A Pref (VLYPP)
Valley National Bancorp B Pref (VLYPO) Valley National Bancorp B Pref (VLYPO)
Valley National Bancorp Preferred (VLYPN) Valley National Bancorp Preferred (VLYPN)
Central Bancompany (CBC) Central Bancompany (CBC)
United Bankshares Inc (UBSI) United Bankshares Inc (UBSI)