What is the fair value of Seneca Financial Corp (OTC-SNNF) stock?

The current fair value estimate for Seneca Financial Corp (OTC-SNNF) is $11.80. This implies an estimated downside of 15.1% versus the current market price.

Is Seneca Financial Corp (OTC-SNNF) undervalued or overvalued?

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 15.1% versus the current market price.

How is the financial health of Seneca Financial Corp?

The current financial health read for Seneca Financial Corp (OTC-SNNF) is Fair. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

When is Seneca Financial Corp's next earnings date?

The next earnings date currently listed for Seneca Financial Corp (OTC-SNNF) is November 13, 2026.

Does Seneca Financial Corp (OTC-SNNF) pay dividends?

The latest available data indicates no current dividend yield for Seneca Financial Corp (OTC-SNNF).

What is the P/E ratio for Seneca Financial Corp (OTC-SNNF)?

The current P/E ratio listed for Seneca Financial Corp (OTC-SNNF) is 86.2x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

What is the market capitalization of Seneca Financial Corp?

The current market capitalization listed for Seneca Financial Corp is 23.081 M.

What is the ticker symbol for Seneca Financial Corp?

The ticker symbol for Seneca Financial Corp is OTC-SNNF, and the stock is listed on OTC Markets.

Where is Seneca Financial Corp (OTC-SNNF) listed?

Seneca Financial Corp (OTC-SNNF) is listed on OTC Markets.

What is the debt-to-total-capital ratio for Seneca Financial Corp?

The current debt-to-total-capital ratio listed for Seneca Financial Corp is 59.9%, which helps investors evaluate the company’s financing structure and leverage profile.

What is the free float for Seneca Financial Corp?

The free float listed for Seneca Financial Corp is 73.6%. Free float helps investors understand how much of the share base is available for public trading.

Seneca Financial Corp (SNNF) Fair Value & Stock Analysis |...

Seneca Financial Corp (SNNF)

Seneca Financial Corp (OTC-SNNF) is a common stock listing on OTC Markets in the Financials sector. The company serves as the holding company for Seneca Savings, a banking organization that provides services to individual and corporate customers. Its deposit products include demand, NOW, checking, savings, club, money market, retirement, and certificate of deposit accounts. The business also extends credit through first lien residential mortgages, residential construction financing, home equity loans and lines of credit, commercial lending, and consumer loans. In addition, the company provides financial planning and investment advisory services and distributes insurance and investment products through broker networks. Founded in 1928, Seneca Financial Corp is headquartered in Baldwinsville, New York.

Stock Summary Fair Value Profitability & Growth Quality & Risk Events & Dividends Market Outlook FAQ

Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.

Ticker	Fair Value	Fair Value Upside/Downside	Fair Value Rating	Analyst Price Target	Analyst Target Upside/Downside	Overall Financial Health	Dividend Yield	Next Earnings Date	P/E Ratio	Price-to-Book Ratio	Price-to-Sales Ratio	Market Cap	Total Debt / Total Capital	Free Float / Shares Outstanding	Altman Z-Score	Free Cash Flow / Net Income
OTC-SNNF	$11.80	-15.1% Downside	Fair	Not available	Not available	Fair	0.0%	November 13, 2026	86.2x	0.7x	2.0x	23.081 M	59.9%	73.6%	-1.2	840.3%