South Plains Financial Inc (SPFI)
South Plains Financial, Inc. is a bank holding company for City Bank, serving small and medium-sized businesses as well as individual customers through a range of financial services. Its offerings include deposit accounts such as demand deposits, interest-bearing accounts, savings accounts, and certificates of deposit, along with debit and credit cards, trust services, retirement products, and investment services. The company also provides commercial and consumer lending, including commercial real estate, agricultural, energy, finance, insurance, construction, residential, auto, and other specialty loans, as well as mortgage banking services. Founded in 1941 and headquartered in Lubbock, Texas, South Plains Financial operates as a common stock listing on NASDAQ under the symbol SPFI.
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| Ticker | Fair Value | Fair Value Upside/Downside | Fair Value Rating | Analyst Price Target | Analyst Target Upside/Downside | Analyst Target Rating | Overall Financial Health | Upcoming Dividend Ex-Date | Dividend Payment Date | Upcoming Dividend | Dividend Yield | Next Earnings Date | P/E Ratio | Price-to-Book Ratio | Price-to-Sales Ratio | Market Cap | Enterprise Value | Total Debt / Total Capital | Free Float / Shares Outstanding | Altman Z-Score | Payout Ratio | Free Cash Flow / Net Income |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
|
NASDAQ-SPFI
|
$50.06
|
13.6% Upside
|
Fair
|
$50.75
|
15.2% Upside
|
Fair
|
Good
|
July 27, 2026
|
August 10, 2026
|
0.72
|
1.6%
|
October 27, 2026
|
12.7x
|
1.3x
|
3.7x
|
833.3 M
|
—
|
6.8%
|
78.5%
|
-1.0
|
—
|
94.7%
|
