What is the fair value of Southeastern Banking Corp (OTC-SEBC) stock?

The current fair value estimate for Southeastern Banking Corp (OTC-SEBC) is $28.27. This implies an estimated downside of 13.7% versus the current market price.

Is Southeastern Banking Corp (OTC-SEBC) undervalued or overvalued?

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 13.7% versus the current market price.

How is the financial health of Southeastern Banking Corp?

The current financial health read for Southeastern Banking Corp (OTC-SEBC) is Good. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

When is Southeastern Banking Corp's next earnings date?

The next earnings date currently listed for Southeastern Banking Corp (OTC-SEBC) is November 19, 2026.

Does Southeastern Banking Corp (OTC-SEBC) pay dividends?

Based on the current data, dividend yield is 2.9%.

What is the P/E ratio for Southeastern Banking Corp (OTC-SEBC)?

The current P/E ratio listed for Southeastern Banking Corp (OTC-SEBC) is 10.2x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

What is the market capitalization of Southeastern Banking Corp?

The current market capitalization listed for Southeastern Banking Corp is 104.7 M.

What is the ticker symbol for Southeastern Banking Corp?

The ticker symbol for Southeastern Banking Corp is OTC-SEBC, and the stock is listed on OTC Markets.

Where is Southeastern Banking Corp (OTC-SEBC) listed?

Southeastern Banking Corp (OTC-SEBC) is listed on OTC Markets.

What is the debt-to-total-capital ratio for Southeastern Banking Corp?

The current debt-to-total-capital ratio listed for Southeastern Banking Corp is 0.0%, which helps investors evaluate the company’s financing structure and leverage profile.

Southeastern Banking Corp (SEBC) Fair Value & Stock Analysis |...

Southeastern Banking Corp (SEBC)

Southeastern Banking Corp is a bank holding company whose main subsidiary, Southeastern Bank, serves customers in the United States. Through its banking operations, the group provides a range of consumer and commercial products, including deposit accounts such as checking, savings, money market, and certificates of deposit. It also extends lending across several categories, including mortgages, home equity, construction, personal, auto, boat, recreational vehicle, business term, real estate, equipment, and SBA loans, along with lines of credit. The company further supports clients with cash management, overdraft protection, online and mobile banking, bill payment, e-statements, and debit and credit card services. Founded in 1888, Southeastern Banking Corp is headquartered in Darien, Georgia, and its common stock trades on OTC Markets under the symbol SEBC.

Stock Summary Fair Value Profitability & Growth Quality & Risk Events & Dividends Market Outlook FAQ

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Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.

Ticker	Fair Value	Fair Value Upside/Downside	Fair Value Rating	Analyst Price Target	Analyst Target Upside/Downside	Overall Financial Health	Dividend Yield	Next Earnings Date	P/E Ratio	Price-to-Book Ratio	Price-to-Sales Ratio	Market Cap	Total Debt / Total Capital	Altman Z-Score	Payout Ratio
OTC-SEBC	$28.27	-13.7% Downside	Fair	Not available	Not available	Good	2.9%	November 19, 2026	10.2x	1.2x	3.4x	104.7 M	0.0%	-0.9	27.4%