Southern Banc Company Inc (SRNN)

Southern Banc Company Inc is a common stock listing on OTC Markets for the financial holding company of The Southern Bank Company. Through its banking subsidiary, the company provides a range of financial products and services in Alabama, including personal and business checking accounts, home mortgage loans, home equity loans, auto loans, personal loans, cash flow management, real estate lending, equipment financing, debit cards, online banking, and invoice factoring. Founded in 1936 and based in Gadsden, Alabama, Southern Banc Company serves retail and commercial customers through its community banking operations.


Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Overall Financial Health Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Total Debt / Total Capital Altman Z-Score Free Cash Flow / Net Income
OTC-SRNN
$16.02
-1.1% Downside
Fair
Not available
Not available
Good
0.0%
November 10, 2026
8.7x
0.7x
1.2x
12.321 M
3.2%
-0.3
343.3%
Valuation • Fair Value

Southern Banc Company Inc (OTC-SRNN) Fair Value by Valuation Model

Review the available estimates for Southern Banc Company Inc (OTC-SRNN), including Ben Graham Formula Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$16.02

Estimated downside of 1.1% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

Ben Graham Formula Value

$20.65

Classic Ben Graham valuation formula reference.

Comps Fair Value

$16.02

Comparable-company valuation reference.

Analyst Price Target

Not available

Data is currently unavailable.

How to read these valuation models

Use the 4 available valuation references for Southern Banc Company Inc (OTC-SRNN) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for Southern Banc Company Inc (OTC-SRNN)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

9.938 M

Current operating scale indicator.

Revenue Forecast

11.18 M

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

How to read profitability and growth

This section helps investors review Southern Banc Company Inc (OTC-SRNN) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Southern Banc Company Inc (OTC-SRNN)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Good

Positive financial-health read.

Piotroski Score

6

Mid-range quality score.

Altman Z-Score

-0.3

Lower score that deserves closer risk review.

FCF / Net Income

343.3%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Southern Banc Company Inc (OTC-SRNN). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Southern Banc Company Inc (OTC-SRNN)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

November 10, 2026

Days to Earnings

4

Dividend Yield

0.0%

No current dividend yield is indicated.

How to read events and dividends

This section helps investors track time-sensitive items for Southern Banc Company Inc (OTC-SRNN), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Technical Outlook

Technical Signals by Time Frame

Review the technical signals currently available for this stock across supported time frames.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Sell

The 15-minute technical read for Southern Banc Company Inc (OTC-SRNN) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Sell

The 1-hour technical read for Southern Banc Company Inc (OTC-SRNN) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Neutral

The daily technical read for Southern Banc Company Inc (OTC-SRNN) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Neutral

The weekly technical read for Southern Banc Company Inc (OTC-SRNN) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for Southern Banc Company Inc (OTC-SRNN) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

FAQ • Fast Investor Answers

Southern Banc Company Inc (OTC-SRNN) Stock FAQ

Data-supported answers about Southern Banc Company Inc (OTC-SRNN), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$16.02
Estimated downside 1.1%
Valuation Rating
Near Fair Value
Price is close to fair value
Financial Health
Good
Current financial-health read

The current fair value estimate for Southern Banc Company Inc (OTC-SRNN) is $16.02. This implies an estimated downside of 1.1% versus the current market price.

Based on the current fair value estimate, the stock is trading close to its estimated fair value.

The current financial health read for Southern Banc Company Inc (OTC-SRNN) is Good. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Southern Banc Company Inc (OTC-SRNN) is November 10, 2026.

The latest available data indicates no current dividend yield for Southern Banc Company Inc (OTC-SRNN).

The current P/E ratio listed for Southern Banc Company Inc (OTC-SRNN) is 8.7x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Southern Banc Company Inc is 12.321 M.

The ticker symbol for Southern Banc Company Inc is OTC-SRNN, and the stock is listed on OTC Markets.

Southern Banc Company Inc (OTC-SRNN) is listed on OTC Markets.

The current debt-to-total-capital ratio listed for Southern Banc Company Inc is 3.2%, which helps investors evaluate the company’s financing structure and leverage profile.