Southern BancShares N.C. Inc (SBNC)
Southern BancShares (N.C.), Inc. is a bank holding company for Southern Bank and Trust Company, with operations centered in Eastern North Carolina and southeastern Virginia. Through its banking subsidiary, the company serves consumer and business customers with a range of deposit products, including checking, savings, money market, demand and time deposits, as well as certificates of deposit. Its lending activities cover commercial and non-commercial credit, such as construction, land development, agricultural, industrial, commercial mortgage, consumer, residential mortgage, revolving mortgage, and overdraft-related loans, along with PPP loans. The company also provides debit and credit cards, safe deposit boxes, cashier’s checks, money orders, check cashing, wire transfers, and internet banking. In addition, it offers brokerage custodial, insurance, and other investment-related management services, and manages real estate owned properties. Founded in 1901 and based in Mount Olive, North Carolina, Southern BancShares is listed as common stock on OTC Markets.
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| Ticker | Fair Value | Fair Value Upside/Downside | Fair Value Rating | Analyst Price Target | Analyst Target Upside/Downside | Analyst Target Rating | Overall Financial Health | Upcoming Dividend Ex-Date | Dividend Payment Date | Upcoming Dividend | Dividend Yield | Next Earnings Date | P/E Ratio | Price-to-Book Ratio | Price-to-Sales Ratio | Market Cap | Enterprise Value | Total Debt / Total Capital | Free Float / Shares Outstanding | Altman Z-Score | Payout Ratio | Free Cash Flow / Net Income |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
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OTC-SBNC
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$9,342
|
-24.7% Downside
|
Overvalued
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—
|
—
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—
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Good
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—
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—
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25
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0.2%
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July 24, 2026
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13.7x
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1.3x
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4.7x
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932.9 M
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—
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12.8%
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—
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-1.2
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3.1%
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100.5%
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