SVB & T Corp (SVBT)

SVB & T Corporation is a financial holding company for Springs Valley Bank & Trust Company, an Indiana-based banking organization serving families and businesses in Dubois, Daviess, Gibson, Orange, and nearby counties in southern Indiana. Through its banking operations, the company provides deposit products such as checking and savings accounts, club accounts, certificates of deposit, IRAs, health savings accounts, and safe deposit boxes. Its lending activities include mortgages, construction loans, first-time home buyer financing, professional loans, veteran, FHA, and USDA loan programs, home equity lines, consumer loans, commercial loans, agricultural loans, credit lines, and leasing. The company also offers wealth and advisory services including financial planning, investment management, estate and trust services, brokerage products, retirement plans, and managed accounts. In addition, it provides online and mobile banking tools, cash management services, and related customer services. Founded in 1902 and headquartered in French Lick, Indiana, SVB & T Corp trades on OTC Markets as common stock.


Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Overall Financial Health Upcoming Dividend Ex-Date Dividend Payment Date Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Total Debt / Total Capital Altman Z-Score Payout Ratio
OTC-SVBT
$63.59
-14.1% Downside
Fair
Not available
Not available
Great
December 15, 2026
January 15, 2027
1.5%
November 13, 2026
7.7x
1.0x
2.5x
81.633 M
0.0%
-1.7
11.3%
Valuation • Fair Value

SVB & T Corp (OTC-SVBT) Fair Value by Valuation Model

Review the available estimates for SVB & T Corp (OTC-SVBT), including Ben Graham Formula Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$63.59

Estimated downside of 14.1% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

Ben Graham Formula Value

$106.61

Classic Ben Graham valuation formula reference.

Comps Fair Value

$63.59

Comparable-company valuation reference.

Analyst Price Target

Not available

Data is currently unavailable.

How to read these valuation models

Use the 4 available valuation references for SVB & T Corp (OTC-SVBT) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for SVB & T Corp (OTC-SVBT)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

33.131 M

Current operating scale indicator.

Revenue Forecast

32.679 M

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

How to read profitability and growth

This section helps investors review SVB & T Corp (OTC-SVBT) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for SVB & T Corp (OTC-SVBT)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Great

Positive financial-health read.

Piotroski Score

2

Weak quality score that deserves closer review.

Altman Z-Score

-1.7

Lower score that deserves closer risk review.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for SVB & T Corp (OTC-SVBT). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for SVB & T Corp (OTC-SVBT)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

November 13, 2026

Days to Earnings

56

Dividend Payment Date

January 15, 2027

Ex-Dividend Date

December 15, 2026

Dividend Yield

1.5%

Current income yield reference.

Payout Ratio

11.3%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for SVB & T Corp (OTC-SVBT), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Technical Outlook

Technical Signals by Time Frame

Review the technical signals currently available for this stock across supported time frames.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Buy

The 15-minute technical read for SVB & T Corp (OTC-SVBT) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Buy

The 1-hour technical read for SVB & T Corp (OTC-SVBT) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Buy

The daily technical read for SVB & T Corp (OTC-SVBT) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for SVB & T Corp (OTC-SVBT) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for SVB & T Corp (OTC-SVBT) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

FAQ Fast Investor Answers

SVB & T Corp (OTC-SVBT) Stock FAQ

Data-supported answers about SVB & T Corp (OTC-SVBT), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$63.59
Estimated downside 14.1%
Valuation Rating
Overvalued
Estimated downside of 14.1%
Financial Health
Great
Current financial-health read

The current fair value estimate for SVB & T Corp (OTC-SVBT) is $63.59. This implies an estimated downside of 14.1% versus the current market price.

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 14.1% versus the current market price.

The current financial health read for SVB & T Corp (OTC-SVBT) is Great. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for SVB & T Corp (OTC-SVBT) is November 13, 2026.

Based on the current data, dividend yield is 1.5%, ex-dividend date is December 15, 2026, payment date is January 15, 2027.

The current P/E ratio listed for SVB & T Corp (OTC-SVBT) is 7.7x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for SVB & T Corp is 81.633 M.

The ticker symbol for SVB & T Corp is OTC-SVBT, and the stock is listed on OTC Markets.

SVB & T Corp (OTC-SVBT) is listed on OTC Markets.

The current debt-to-total-capital ratio listed for SVB & T Corp is 0.0%, which helps investors evaluate the company’s financing structure and leverage profile.