1st Source Corporation (SRCE)


1st Source Corporation is a bank holding company headquartered in South Bend, Indiana, and the listed security is its common stock on NASDAQ. Through 1st Source Bank, the company provides a broad range of financial services to individual and business clients in the United States. Its consumer banking activities include deposit accounts, cards, consumer and mortgage lending, home equity lines, digital banking, and related planning and advisory support. The company also serves commercial, small business, agricultural, and real estate borrowers with lending, leasing, treasury management, payment, and merchant services. In addition, it offers trust, wealth, investment, agency, and custodial services, along with a range of insurance products and equipment and aircraft financing solutions. Founded in 1863, 1st Source also manages available-for-sale investment securities as part of its business operations.


Jump between the core stock analysis sections, valuation data, fair value models, technical outlook, and FAQ.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Upcoming Dividend Ex-Date Dividend Payment Date Upcoming Dividend Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Enterprise Value Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NASDAQ-SRCE
$71.08
-14.5% Downside
Fair
$80.33
-3.4% Downside
Fair
Good
1.72
2.1%
July 21, 2026
12.6x
1.6x
4.7x
2.008 B
16.2%
73.7%
-1.5
24.5%
126.7%
Valuation • Fair Value

1st Source Corporation (NASDAQ-SRCE) Fair Value by Valuation Model

Compare the primary fair value estimate for 1st Source Corporation (NASDAQ-SRCE) with model-based valuation references such as DCF, Ben Graham, DDM, EPV and comparable-company valuation.

Primary Valuation Read

Fair Value

$71.08

Estimated downside of 14.5% versus the current market price.

Fair Value Confidence

Not available

Data is currently unavailable.

DCF Fair Value

Not available

Data is currently unavailable.

Ben Graham Formula Value

$73.40

Classic Ben Graham valuation formula reference.

DDM Fair Value

Not available

Data is currently unavailable.

EPV Fair Value

Not available

Data is currently unavailable.

Comps Fair Value

Not available

Data is currently unavailable.

Analyst Price Target

$80.33

Analysts imply downside of 3.4%.

How to read these valuation models

Use this section to compare the primary fair value estimate for 1st Source Corporation (NASDAQ-SRCE) with several model-based valuation references. Different models can produce different outputs because each method relies on a different set of assumptions, so the primary fair value estimate should be read alongside the model spread rather than in isolation.

Profitability • Growth

Profitability & Growth for 1st Source Corporation (NASDAQ-SRCE)

A compact read on revenue, forward revenue expectations, EBITDA and operating profitability trends.

Revenue

426.3 M

Current operating scale indicator.

Revenue Forecast

457.9 M

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

EBITDA Forecast

Not available

Data is currently unavailable.

How to read profitability and growth

This section helps investors review 1st Source Corporation (NASDAQ-SRCE) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for 1st Source Corporation (NASDAQ-SRCE)

Review financial health, earnings quality and balance-sheet risk through Piotroski, Beneish, Altman and cash conversion metrics.

Financial Health

Good

Positive financial-health read.

Piotroski Score

6

Mid-range quality score.

Beneish M-Score

NM

Forensic accounting screen.

Altman Z-Score

-1.5

Lower score that deserves closer risk review.

FCF / Net Income

126.7%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for 1st Source Corporation (NASDAQ-SRCE). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for 1st Source Corporation (NASDAQ-SRCE)

Track the next earnings date, ex-dividend date, dividend payment date, dividend yield and upcoming distribution details where available.

Next Earnings Date

July 21, 2026

Days to Earnings

0

Dividend Payment Date

Not available

Ex-Dividend Date

Not available

Dividend Yield

2.1%

Income yield reference.

Upcoming Dividend

1.72

Upcoming distribution amount.

Payment Type

Not available

Data is currently unavailable.

Dividend Currency

USD

Currency used for the distribution.

Payout Ratio

24.5%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for 1st Source Corporation (NASDAQ-SRCE), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

1st Source Corporation (NASDAQ-SRCE) Stock Forecast & Technical Outlook

Review 1st Source Corporation (NASDAQ-SRCE) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Neutral

The 15-minute technical read for 1st Source Corporation (NASDAQ-SRCE) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Neutral

The 1-hour technical read for 1st Source Corporation (NASDAQ-SRCE) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Buy

The daily technical read for 1st Source Corporation (NASDAQ-SRCE) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for 1st Source Corporation (NASDAQ-SRCE) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for 1st Source Corporation (NASDAQ-SRCE) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for 1st Source Corporation (NASDAQ-SRCE)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Hold

Based on the available recommendation mix, 1st Source Corporation (NASDAQ-SRCE) has a Hold consensus, with 0 buy, 2 hold and 0 sell recommendations in the current data set.

Buy 0
Hold 2
Sell 0
FAQ Fast Investor Answers

1st Source Corporation (NASDAQ-SRCE) Stock FAQ

Quick answers about 1st Source Corporation (NASDAQ-SRCE) stock, including fair value, valuation rating, analyst price target, dividends, earnings dates, market capitalization, financial health and other key stock analysis metrics.

Fair Value
$71.08
Estimated downside 14.5%
Valuation Rating
Overvalued
Estimated downside of 14.5%
Analyst Target
$80.33
Implied downside 3.4%
Financial Health
Good
Current financial-health read

The current fair value estimate for 1st Source Corporation (NASDAQ-SRCE) is $71.08. This implies an estimated downside of 14.5% versus the current market price.

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 14.5% versus the current market price.

The available analyst price target for 1st Source Corporation (NASDAQ-SRCE) is $80.33. The analyst target implies estimated downside of 3.4%.

The current financial health read for 1st Source Corporation (NASDAQ-SRCE) is Good. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for 1st Source Corporation (NASDAQ-SRCE) is July 21, 2026.

Based on the current data, dividend yield is 2.1%, upcoming dividend amount is 1.72.

The current P/E ratio listed for 1st Source Corporation (NASDAQ-SRCE) is 12.6x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for 1st Source Corporation is 2.008 B.

The ticker symbol for 1st Source Corporation is NASDAQ-SRCE, and the stock is listed on NASDAQ.

1st Source Corporation (NASDAQ-SRCE) is listed on NASDAQ.

The current debt-to-total-capital ratio listed for 1st Source Corporation is 16.2%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for 1st Source Corporation is 73.7%. Free float helps investors understand how much of the share base is available for public trading.