Avidia Bancorp Inc (AVBC)

Avidia Bancorp Inc. is a bank holding company listed on the NYSE under the ticker AVBC. Through its subsidiary, Avidia Bank, the company provides a range of banking services to individual and corporate clients. Its deposit products include savings and checking accounts, certificates of deposit, individual retirement accounts, money market accounts, demand deposits, and both interest-bearing and noninterest-bearing checking accounts. On the lending side, Avidia offers commercial and industrial loans, residential mortgage loans, home equity and second mortgage loans, multifamily mortgage loans, commercial real estate loans, construction and land loans, consumer loans, and related products such as land development, business term, and auto loans. The company also provides payments processing services and maintains an investment portfolio that includes U.S. Treasury securities, U.S. government agency securities, and municipal securities. Founded in 1869 and headquartered in Hudson, Massachusetts, Avidia Bancorp operates in the financials sector and banking industry.


Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NYSE-AVBC
$13.53
-40.1% Downside
Overvalued
$25
10.7% Upside
Fair
Great
1.1%
October 22, 2026
23.7x
1.1x
3.9x
417.6 M
32.7%
96.2%
-1.6
11.4%
273.9%
Valuation • Fair Value

Avidia Bancorp Inc (NYSE-AVBC) Fair Value by Valuation Model

Review the available estimates for Avidia Bancorp Inc (NYSE-AVBC), including Ben Graham Formula Value, DDM Fair Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$13.53

Estimated downside of 40.1% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

Ben Graham Formula Value

$10.56

Classic Ben Graham valuation formula reference.

DDM Fair Value

$9.64

Dividend discount model valuation reference.

Comps Fair Value

$16.12

Comparable-company valuation reference.

Analyst Price Target

$25

Analysts imply upside of 10.7%.

How to read these valuation models

Use the 6 available valuation references for Avidia Bancorp Inc (NYSE-AVBC) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for Avidia Bancorp Inc (NYSE-AVBC)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

108.2 M

Current operating scale indicator.

Revenue Forecast

82.122 M

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

How to read profitability and growth

This section helps investors review Avidia Bancorp Inc (NYSE-AVBC) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Avidia Bancorp Inc (NYSE-AVBC)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Great

Positive financial-health read.

Piotroski Score

7

Relatively strong quality score.

Altman Z-Score

-1.6

Lower score that deserves closer risk review.

FCF / Net Income

273.9%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Avidia Bancorp Inc (NYSE-AVBC). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Avidia Bancorp Inc (NYSE-AVBC)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

October 22, 2026

Days to Earnings

34

Dividend Yield

1.1%

Current income yield reference.

Payout Ratio

11.4%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for Avidia Bancorp Inc (NYSE-AVBC), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

Avidia Bancorp Inc (NYSE-AVBC) Stock Forecast & Technical Outlook

Review Avidia Bancorp Inc (NYSE-AVBC) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Buy

The 15-minute technical read for Avidia Bancorp Inc (NYSE-AVBC) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Buy

The 1-hour technical read for Avidia Bancorp Inc (NYSE-AVBC) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Buy

The daily technical read for Avidia Bancorp Inc (NYSE-AVBC) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for Avidia Bancorp Inc (NYSE-AVBC) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for Avidia Bancorp Inc (NYSE-AVBC) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for Avidia Bancorp Inc (NYSE-AVBC)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Strong Buy

Based on the available recommendation mix, Avidia Bancorp Inc (NYSE-AVBC) has a Strong Buy consensus, with 1 buy, 0 hold and 0 sell recommendations in the current data set.

Buy 1
Hold 0
Sell 0
FAQ Fast Investor Answers

Avidia Bancorp Inc (NYSE-AVBC) Stock FAQ

Data-supported answers about Avidia Bancorp Inc (NYSE-AVBC), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$13.53
Estimated downside 40.1%
Valuation Rating
Overvalued
Estimated downside of 40.1%
Analyst Target
$25
Implied upside 10.7%
Financial Health
Great
Current financial-health read

The current fair value estimate for Avidia Bancorp Inc (NYSE-AVBC) is $13.53. This implies an estimated downside of 40.1% versus the current market price.

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 40.1% versus the current market price.

The available analyst price target for Avidia Bancorp Inc (NYSE-AVBC) is $25. The analyst target implies estimated upside of 10.7%.

The current financial health read for Avidia Bancorp Inc (NYSE-AVBC) is Great. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Avidia Bancorp Inc (NYSE-AVBC) is October 22, 2026.

Based on the current data, dividend yield is 1.1%.

The current P/E ratio listed for Avidia Bancorp Inc (NYSE-AVBC) is 23.7x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Avidia Bancorp Inc is 417.6 M.

The ticker symbol for Avidia Bancorp Inc is NYSE-AVBC, and the stock is listed on NYSE.

Avidia Bancorp Inc (NYSE-AVBC) is listed on NYSE.

The current debt-to-total-capital ratio listed for Avidia Bancorp Inc is 32.7%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Avidia Bancorp Inc is 96.2%. Free float helps investors understand how much of the share base is available for public trading.