ACNB Corporation (ACNB)

ACNB Corporation is a financial holding company whose common stock is listed on the NASDAQ exchange under the symbol ACNB. Through its banking, insurance, and financial services businesses, the company serves individual, business, and government customers in the United States. Its banking activities include deposit products such as checking, savings, and money market accounts, along with time deposits and debit cards. ACNB also provides a range of lending services, including commercial mortgages, real estate development and construction financing, agricultural and government loans, consumer credit products, and mortgage programs. Beyond banking, the company offers wealth management, investment advisory, retail brokerage, trust-related services, and online, telephone, mobile, and ATM banking access. Founded in 1857 and headquartered in Gettysburg, Pennsylvania, ACNB also provides property and casualty, health, life, and disability insurance products.


Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NASDAQ-ACNB
$54.19
-15.7% Downside
Fair
$67.67
5.2% Upside
Fair
Good
2.6%
October 22, 2026
12.0x
1.6x
4.1x
656.5 M
33.5%
96.0%
-1.4
37.9%
107.7%
Valuation • Fair Value

ACNB Corporation (NASDAQ-ACNB) Fair Value by Valuation Model

Review the available estimates for ACNB Corporation (NASDAQ-ACNB), including Ben Graham Formula Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$54.19

Estimated downside of 15.7% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

Ben Graham Formula Value

$59.56

Classic Ben Graham valuation formula reference.

Comps Fair Value

$54.19

Comparable-company valuation reference.

Analyst Price Target

$67.67

Analysts imply upside of 5.2%.

How to read these valuation models

Use the 5 available valuation references for ACNB Corporation (NASDAQ-ACNB) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for ACNB Corporation (NASDAQ-ACNB)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

161 M

Current operating scale indicator.

Revenue Forecast

169.2 M

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

How to read profitability and growth

This section helps investors review ACNB Corporation (NASDAQ-ACNB) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for ACNB Corporation (NASDAQ-ACNB)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Good

Positive financial-health read.

Piotroski Score

6

Mid-range quality score.

Altman Z-Score

-1.4

Lower score that deserves closer risk review.

FCF / Net Income

107.7%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for ACNB Corporation (NASDAQ-ACNB). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for ACNB Corporation (NASDAQ-ACNB)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

October 22, 2026

Days to Earnings

35

Dividend Yield

2.6%

Current income yield reference.

Payout Ratio

37.9%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for ACNB Corporation (NASDAQ-ACNB), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

ACNB Corporation (NASDAQ-ACNB) Stock Forecast & Technical Outlook

Review ACNB Corporation (NASDAQ-ACNB) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Neutral

The 15-minute technical read for ACNB Corporation (NASDAQ-ACNB) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Sell

The 1-hour technical read for ACNB Corporation (NASDAQ-ACNB) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Neutral

The daily technical read for ACNB Corporation (NASDAQ-ACNB) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for ACNB Corporation (NASDAQ-ACNB) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for ACNB Corporation (NASDAQ-ACNB) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for ACNB Corporation (NASDAQ-ACNB)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Hold

Based on the available recommendation mix, ACNB Corporation (NASDAQ-ACNB) has a Hold consensus, with 1 buy, 2 hold and 0 sell recommendations in the current data set.

Buy 1
Hold 2
Sell 0
FAQ Fast Investor Answers

ACNB Corporation (NASDAQ-ACNB) Stock FAQ

Data-supported answers about ACNB Corporation (NASDAQ-ACNB), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$54.19
Estimated downside 15.7%
Valuation Rating
Overvalued
Estimated downside of 15.7%
Analyst Target
$67.67
Implied upside 5.2%
Financial Health
Good
Current financial-health read

The current fair value estimate for ACNB Corporation (NASDAQ-ACNB) is $54.19. This implies an estimated downside of 15.7% versus the current market price.

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 15.7% versus the current market price.

The available analyst price target for ACNB Corporation (NASDAQ-ACNB) is $67.67. The analyst target implies estimated upside of 5.2%.

The current financial health read for ACNB Corporation (NASDAQ-ACNB) is Good. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for ACNB Corporation (NASDAQ-ACNB) is October 22, 2026.

Based on the current data, dividend yield is 2.6%.

The current P/E ratio listed for ACNB Corporation (NASDAQ-ACNB) is 12.0x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for ACNB Corporation is 656.5 M.

The ticker symbol for ACNB Corporation is NASDAQ-ACNB, and the stock is listed on NASDAQ.

ACNB Corporation (NASDAQ-ACNB) is listed on NASDAQ.

The current debt-to-total-capital ratio listed for ACNB Corporation is 33.5%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for ACNB Corporation is 96.0%. Free float helps investors understand how much of the share base is available for public trading.