Coastalsouth Bancshares Inc (COSO)

CoastalSouth Bancshares, Inc. is a financial holding company for Coastal States Bank, which serves retail and commercial customers with a range of banking products and services. Through its banking operations, the company accepts core deposit products such as checking, savings, money market, certificates of deposit, demand deposits, and other interest-bearing accounts. Its lending activities include commercial real estate, acquisition, development and construction, senior housing, commercial and industrial, residential mortgage, marine vessel, consumer, and other retail loan categories, including loans held for sale. The company also provides treasury management, cash management, online and mobile banking, debit card, direct deposit, wire transfer, ACH, remote deposit capture, positive pay, and related account services. Founded in 2003, CoastalSouth Bancshares is headquartered in Atlanta, Georgia, and its common stock trades on the NYSE under the symbol COSO.


Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NYSE-COSO
$32.35
20.2% Upside
Undervalued
$31
15.2% Upside
Fair
Good
0.7%
October 26, 2026
11.7x
1.2x
3.8x
321.7 M
20.2%
74.5%
-1.5
4.4%
243.6%
Valuation • Fair Value

Coastalsouth Bancshares Inc (NYSE-COSO) Fair Value by Valuation Model

Review the available estimates for Coastalsouth Bancshares Inc (NYSE-COSO), including Ben Graham Formula Value, DDM Fair Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$32.35

Estimated upside of 20.2% versus the current market price.

Fair Value Confidence

High

Confidence level for the primary fair value estimate.

Ben Graham Formula Value

$25.56

Classic Ben Graham valuation formula reference.

DDM Fair Value

$44.02

Dividend discount model valuation reference.

Comps Fair Value

$24.57

Comparable-company valuation reference.

Analyst Price Target

$31

Analysts imply upside of 15.2%.

How to read these valuation models

Use the 6 available valuation references for Coastalsouth Bancshares Inc (NYSE-COSO) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for Coastalsouth Bancshares Inc (NYSE-COSO)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

85.171 M

Current operating scale indicator.

Revenue Forecast

92.936 M

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

How to read profitability and growth

This section helps investors review Coastalsouth Bancshares Inc (NYSE-COSO) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Coastalsouth Bancshares Inc (NYSE-COSO)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Good

Positive financial-health read.

Piotroski Score

5

Mid-range quality score.

Altman Z-Score

-1.5

Lower score that deserves closer risk review.

FCF / Net Income

243.6%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Coastalsouth Bancshares Inc (NYSE-COSO). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Coastalsouth Bancshares Inc (NYSE-COSO)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

October 26, 2026

Days to Earnings

38

Dividend Yield

0.7%

Current income yield reference.

Payout Ratio

4.4%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for Coastalsouth Bancshares Inc (NYSE-COSO), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

Coastalsouth Bancshares Inc (NYSE-COSO) Stock Forecast & Technical Outlook

Review Coastalsouth Bancshares Inc (NYSE-COSO) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Sell

The 15-minute technical read for Coastalsouth Bancshares Inc (NYSE-COSO) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Sell

The 1-hour technical read for Coastalsouth Bancshares Inc (NYSE-COSO) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Sell

The daily technical read for Coastalsouth Bancshares Inc (NYSE-COSO) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Buy

The weekly technical read for Coastalsouth Bancshares Inc (NYSE-COSO) is currently Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for Coastalsouth Bancshares Inc (NYSE-COSO) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for Coastalsouth Bancshares Inc (NYSE-COSO)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Strong Buy

Based on the available recommendation mix, Coastalsouth Bancshares Inc (NYSE-COSO) has a Strong Buy consensus, with 1 buy, 0 hold and 0 sell recommendations in the current data set.

Buy 1
Hold 0
Sell 0
FAQ Fast Investor Answers

Coastalsouth Bancshares Inc (NYSE-COSO) Stock FAQ

Data-supported answers about Coastalsouth Bancshares Inc (NYSE-COSO), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$32.35
Estimated upside 20.2%
Valuation Rating
Undervalued
Estimated upside of 20.2%
Analyst Target
$31
Implied upside 15.2%
Financial Health
Good
Current financial-health read

The current fair value estimate for Coastalsouth Bancshares Inc (NYSE-COSO) is $32.35. This implies an estimated upside of 20.2% versus the current market price.

Based on the current fair value estimate, the stock appears undervalued, with estimated upside of 20.2% versus the current market price.

The available analyst price target for Coastalsouth Bancshares Inc (NYSE-COSO) is $31. The analyst target implies estimated upside of 15.2%.

The current financial health read for Coastalsouth Bancshares Inc (NYSE-COSO) is Good. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Coastalsouth Bancshares Inc (NYSE-COSO) is October 26, 2026.

Based on the current data, dividend yield is 0.7%.

The current P/E ratio listed for Coastalsouth Bancshares Inc (NYSE-COSO) is 11.7x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Coastalsouth Bancshares Inc is 321.7 M.

The ticker symbol for Coastalsouth Bancshares Inc is NYSE-COSO, and the stock is listed on NYSE.

Coastalsouth Bancshares Inc (NYSE-COSO) is listed on NYSE.

The current debt-to-total-capital ratio listed for Coastalsouth Bancshares Inc is 20.2%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Coastalsouth Bancshares Inc is 74.5%. Free float helps investors understand how much of the share base is available for public trading.