Klarna Group PLC (KLAR)

Klarna Group plc is a London-based financial services company founded in 2005 and listed on the New York Stock Exchange under the ticker KLAR as common stock. Through its digital banking and payments platform, the company serves customers in the United Kingdom, the United States, Germany, Sweden, and other international markets. Its offerings include immediate payment processing, deferred payment options, and longer-term consumer financing. Klarna also provides advertising tools, retail banking features such as deposit and savings accounts, balance and account insights, and payment channels including its app, card, and in-store solutions. In addition, the company supports merchants and shoppers with features such as product search, price comparison, cashback, loyalty tools, delivery tracking, returns support, and AI-enabled customer assistance.


Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Dividend Yield Next Earnings Date Price-to-Book Ratio Price-to-Sales Ratio Market Cap Enterprise Value Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Free Cash Flow / Net Income
NYSE-KLAR
$14.27
5.5% Upside
Fair
$19.29
42.5% Upside
Undervalued
Fair
0.0%
November 17, 2026
2.1x
1.3x
5.13 B
1.935 B
24.7%
51.7%
9.5
2,662.7%
Valuation • Fair Value

Klarna Group PLC (NYSE-KLAR) Fair Value by Valuation Model

Review the available estimates for Klarna Group PLC (NYSE-KLAR), including DCF Fair Value, EPV Fair Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$14.27

Estimated upside of 5.5% versus the current market price.

Fair Value Confidence

Low

Confidence level for the primary fair value estimate.

DCF Fair Value

$14.34

Discounted cash flow valuation reference.

EPV Fair Value

$16.84

Earnings power value estimate.

Comps Fair Value

$13.82

Comparable-company valuation reference.

Analyst Price Target

$19.29

Analysts imply upside of 42.5%.

How to read these valuation models

Use the 6 available valuation references for Klarna Group PLC (NYSE-KLAR) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for Klarna Group PLC (NYSE-KLAR)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

4.039 B

Current operating scale indicator.

Revenue Forecast

4.13 B

Forward revenue estimate.

EBITDA

-20 M

Current operating profitability reference.

EBITDA Forecast

289.1 M

Forward operating profitability estimate.

How to read profitability and growth

This section helps investors review Klarna Group PLC (NYSE-KLAR) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Klarna Group PLC (NYSE-KLAR)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Fair

Mixed or neutral financial-health read.

Piotroski Score

2

Weak quality score that deserves closer review.

Beneish M-Score

-1.02

Higher caution zone on this screen.

Altman Z-Score

9.5

Relatively strong balance-sheet zone.

FCF / Net Income

2,662.7%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Klarna Group PLC (NYSE-KLAR). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Klarna Group PLC (NYSE-KLAR)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

November 17, 2026

Days to Earnings

11

Dividend Yield

0.0%

No current dividend yield is indicated.

How to read events and dividends

This section helps investors track time-sensitive items for Klarna Group PLC (NYSE-KLAR), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

Klarna Group PLC (NYSE-KLAR) Stock Forecast & Technical Outlook

Review Klarna Group PLC (NYSE-KLAR) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Buy

The 15-minute technical read for Klarna Group PLC (NYSE-KLAR) is currently Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Neutral

The 1-hour technical read for Klarna Group PLC (NYSE-KLAR) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Buy

The daily technical read for Klarna Group PLC (NYSE-KLAR) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Sell

The weekly technical read for Klarna Group PLC (NYSE-KLAR) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Sell

The monthly technical read for Klarna Group PLC (NYSE-KLAR) is currently Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for Klarna Group PLC (NYSE-KLAR)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Hold

Based on the available recommendation mix, Klarna Group PLC (NYSE-KLAR) has a Hold consensus, with 10 buy, 14 hold and 0 sell recommendations in the current data set.

Buy 10
Hold 14
Sell 0
FAQ • Fast Investor Answers

Klarna Group PLC (NYSE-KLAR) Stock FAQ

Data-supported answers about Klarna Group PLC (NYSE-KLAR), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$14.27
Estimated upside 5.5%
Valuation Rating
Undervalued
Estimated upside of 5.5%
Analyst Target
$19.29
Implied upside 42.5%
Financial Health
Fair
Current financial-health read

The current fair value estimate for Klarna Group PLC (NYSE-KLAR) is $14.27. This implies an estimated upside of 5.5% versus the current market price.

Based on the current fair value estimate, the stock appears undervalued, with estimated upside of 5.5% versus the current market price.

The available analyst price target for Klarna Group PLC (NYSE-KLAR) is $19.29. The analyst target implies estimated upside of 42.5%.

The current financial health read for Klarna Group PLC (NYSE-KLAR) is Fair. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Klarna Group PLC (NYSE-KLAR) is November 17, 2026.

The latest available data indicates no current dividend yield for Klarna Group PLC (NYSE-KLAR).

The current market capitalization listed for Klarna Group PLC is 5.13 B.

The current enterprise value listed for Klarna Group PLC is 1.935 B. Enterprise value can provide a broader valuation view than market capitalization alone because it also considers net debt.

The ticker symbol for Klarna Group PLC is NYSE-KLAR, and the stock is listed on NYSE.

Klarna Group PLC (NYSE-KLAR) is listed on NYSE.

The current debt-to-total-capital ratio listed for Klarna Group PLC is 24.7%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Klarna Group PLC is 51.7%. Free float helps investors understand how much of the share base is available for public trading.