PayPay Corp (PAYP)

PayPay Corporation is a Japan-based financial technology company whose listed security is a depositary receipt on NASDAQ. The company operates a digital finance platform under the PayPay brand, with activities organized into two main segments: Payment and Financial Service. Its payment business includes settlement and related services through the PayPay app, along with credit features such as revolving and installment payment options and cash advances. The financial services segment covers internet banking, deposit accounts, remittance, lending, securities intermediation, foreign exchange transactions, digital securities, app-based investing, automated investing, CFD trading, PayPay Point-related investment services, and loan management. PayPay also provides settlement tools for users and merchants, utility bill and tax payments, and additional services such as insurance and merchant marketing solutions. Incorporated in 2018 and headquartered in Shinjuku, Japan, the company serves users and merchants under the PayPay name.


Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Enterprise Value Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NASDAQ-PAYP
$17.67
-0.2% Downside
Fair
$24.38
37.6% Upside
Undervalued
Good
0.0%
December 2, 2026
15.5x
4.6x
4.7x
11.996 B
16.01 B
28.4%
37.4%
3.5
0.0%
185.5%
Valuation • Fair Value

PayPay Corp (NASDAQ-PAYP) Fair Value by Valuation Model

Review the available estimates for PayPay Corp (NASDAQ-PAYP), including DCF Fair Value, Ben Graham Formula Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$17.67

Estimated downside of 0.2% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

DCF Fair Value

$19.42

Discounted cash flow valuation reference.

Ben Graham Formula Value

$12.82

Classic Ben Graham valuation formula reference.

Comps Fair Value

$15.93

Comparable-company valuation reference.

Analyst Price Target

$24.38

Analysts imply upside of 37.6%.

How to read these valuation models

Use the 6 available valuation references for PayPay Corp (NASDAQ-PAYP) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for PayPay Corp (NASDAQ-PAYP)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

2.47 B

Current operating scale indicator.

Revenue Forecast

3.005 B

Forward revenue estimate.

EBITDA

623.9 M

Current operating profitability reference.

EBITDA Forecast

977.7 M

Forward operating profitability estimate.

How to read profitability and growth

This section helps investors review PayPay Corp (NASDAQ-PAYP) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for PayPay Corp (NASDAQ-PAYP)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Good

Positive financial-health read.

Piotroski Score

7

Relatively strong quality score.

Beneish M-Score

-2.24

No elevated caution signal from this screen.

Altman Z-Score

3.5

Relatively strong balance-sheet zone.

FCF / Net Income

185.5%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for PayPay Corp (NASDAQ-PAYP). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for PayPay Corp (NASDAQ-PAYP)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

December 2, 2026

Days to Earnings

75

Dividend Yield

0.0%

No current dividend yield is indicated.

Payout Ratio

0.0%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for PayPay Corp (NASDAQ-PAYP), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

PayPay Corp (NASDAQ-PAYP) Stock Forecast & Technical Outlook

Review PayPay Corp (NASDAQ-PAYP) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Buy

The 15-minute technical read for PayPay Corp (NASDAQ-PAYP) is currently Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Sell

The 1-hour technical read for PayPay Corp (NASDAQ-PAYP) is currently Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Buy

The daily technical read for PayPay Corp (NASDAQ-PAYP) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for PayPay Corp (NASDAQ-PAYP) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for PayPay Corp (NASDAQ-PAYP) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for PayPay Corp (NASDAQ-PAYP)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Strong Buy

Based on the available recommendation mix, PayPay Corp (NASDAQ-PAYP) has a Strong Buy consensus, with 8 buy, 2 hold and 0 sell recommendations in the current data set.

Buy 8
Hold 2
Sell 0
FAQ Fast Investor Answers

PayPay Corp (NASDAQ-PAYP) Stock FAQ

Data-supported answers about PayPay Corp (NASDAQ-PAYP), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$17.67
Estimated downside 0.2%
Valuation Rating
Near Fair Value
Price is close to fair value
Analyst Target
$24.38
Implied upside 37.6%
Financial Health
Good
Current financial-health read

The current fair value estimate for PayPay Corp (NASDAQ-PAYP) is $17.67. This implies an estimated downside of 0.2% versus the current market price.

Based on the current fair value estimate, the stock is trading close to its estimated fair value.

The available analyst price target for PayPay Corp (NASDAQ-PAYP) is $24.38. The analyst target implies estimated upside of 37.6%.

The current financial health read for PayPay Corp (NASDAQ-PAYP) is Good. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for PayPay Corp (NASDAQ-PAYP) is December 2, 2026.

The latest available data indicates no current dividend yield for PayPay Corp (NASDAQ-PAYP).

The current P/E ratio listed for PayPay Corp (NASDAQ-PAYP) is 15.5x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for PayPay Corp is 11.996 B.

The current enterprise value listed for PayPay Corp is 16.01 B. Enterprise value can provide a broader valuation view than market capitalization alone because it also considers net debt.

The ticker symbol for PayPay Corp is NASDAQ-PAYP, and the stock is listed on NASDAQ.

PayPay Corp (NASDAQ-PAYP) is listed on NASDAQ.

The current debt-to-total-capital ratio listed for PayPay Corp is 28.4%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for PayPay Corp is 37.4%. Free float helps investors understand how much of the share base is available for public trading.