Bank Ozk (OZK)

Bank OZK is an Arkansas state-chartered bank headquartered in Little Rock, Arkansas. Through its U.S. banking franchise, the company provides retail and commercial banking services, including a range of deposit products, trust and wealth services, corporate trust solutions, and treasury management capabilities. Its lending activities span real estate, consumer, small business, equipment, agricultural, commercial and industrial, government-guaranteed, homebuilder, housing, and other financing categories, along with specialized lending such as business aviation, subscription, lender and structured, and recreational vehicle and marine financing. The bank was founded in 1903 and operated under the name Bank of the Ozarks until adopting the Bank OZK name in July 2018. Bank OZK common stock is listed on the NASDAQ exchange under the ticker OZK.


Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NASDAQ-OZK
$53.29
5.3% Upside
Fair
$54.56
7.8% Upside
Fair
Good
3.9%
January 21, 2027
8.3x
0.9x
3.6x
5.486 B
17.2%
92.3%
-1.4
31.7%
115.7%
Valuation • Fair Value

Bank Ozk (NASDAQ-OZK) Fair Value by Valuation Model

Review the available estimates for Bank Ozk (NASDAQ-OZK), including Ben Graham Formula Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$53.29

Estimated upside of 5.3% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

Ben Graham Formula Value

$67.44

Classic Ben Graham valuation formula reference.

Comps Fair Value

$53.29

Comparable-company valuation reference.

Analyst Price Target

$54.56

Analysts imply upside of 7.8%.

How to read these valuation models

Use the 5 available valuation references for Bank Ozk (NASDAQ-OZK) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for Bank Ozk (NASDAQ-OZK)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

1.542 B

Current operating scale indicator.

Revenue Forecast

1.741 B

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

How to read profitability and growth

This section helps investors review Bank Ozk (NASDAQ-OZK) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Bank Ozk (NASDAQ-OZK)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Good

Positive financial-health read.

Piotroski Score

4

Mid-range quality score.

Altman Z-Score

-1.4

Lower score that deserves closer risk review.

FCF / Net Income

115.7%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Bank Ozk (NASDAQ-OZK). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Bank Ozk (NASDAQ-OZK)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

January 21, 2027

Days to Earnings

89

Dividend Yield

3.9%

Current income yield reference.

Payout Ratio

31.7%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for Bank Ozk (NASDAQ-OZK), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

Bank Ozk (NASDAQ-OZK) Stock Forecast & Technical Outlook

Review Bank Ozk (NASDAQ-OZK) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Neutral

The 15-minute technical read for Bank Ozk (NASDAQ-OZK) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Buy

The 1-hour technical read for Bank Ozk (NASDAQ-OZK) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Buy

The daily technical read for Bank Ozk (NASDAQ-OZK) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Neutral

The weekly technical read for Bank Ozk (NASDAQ-OZK) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for Bank Ozk (NASDAQ-OZK) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for Bank Ozk (NASDAQ-OZK)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Hold

Based on the available recommendation mix, Bank Ozk (NASDAQ-OZK) has a Hold consensus, with 2 buy, 5 hold and 2 sell recommendations in the current data set.

Buy 2
Hold 5
Sell 2
FAQ • Fast Investor Answers

Bank Ozk (NASDAQ-OZK) Stock FAQ

Data-supported answers about Bank Ozk (NASDAQ-OZK), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$53.29
Estimated upside 5.3%
Valuation Rating
Undervalued
Estimated upside of 5.3%
Analyst Target
$54.56
Implied upside 7.8%
Financial Health
Good
Current financial-health read

The current fair value estimate for Bank Ozk (NASDAQ-OZK) is $53.29. This implies an estimated upside of 5.3% versus the current market price.

Based on the current fair value estimate, the stock appears undervalued, with estimated upside of 5.3% versus the current market price.

The available analyst price target for Bank Ozk (NASDAQ-OZK) is $54.56. The analyst target implies estimated upside of 7.8%.

The current financial health read for Bank Ozk (NASDAQ-OZK) is Good. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Bank Ozk (NASDAQ-OZK) is January 21, 2027.

Based on the current data, dividend yield is 3.9%.

The current P/E ratio listed for Bank Ozk (NASDAQ-OZK) is 8.3x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Bank Ozk is 5.486 B.

The ticker symbol for Bank Ozk is NASDAQ-OZK, and the stock is listed on NASDAQ.

Bank Ozk (NASDAQ-OZK) is listed on NASDAQ.

The current debt-to-total-capital ratio listed for Bank Ozk is 17.2%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Bank Ozk is 92.3%. Free float helps investors understand how much of the share base is available for public trading.