Financial Institutions Inc (FISI)
Financial Institutions, Inc. is a common stock listed on the NASDAQ exchange under the symbol FISI. Through its subsidiaries, the company provides banking and financial services to consumer, commercial, and municipal clients in New York. Its offerings include deposit products such as checking and savings accounts, money market accounts, certificates of deposit, sweep investments, IRAs and other qualified retirement accounts, and NOW accounts. The company also provides a range of lending solutions, including commercial term loans, lines of credit, commercial mortgage loans, residential mortgage loans, home equity products, home improvement loans, and consumer loans for automobiles, personal use, recreational vehicles, boats, and other secured or unsecured borrowing needs. In addition, it provides investment advisory, wealth management, consulting, and retirement plan services. Financial Institutions, Inc. was founded in 1817 and is headquartered in Warsaw, New York.
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| Ticker | Fair Value | Fair Value Upside/Downside | Fair Value Rating | Analyst Price Target | Analyst Target Upside/Downside | Analyst Target Rating | Overall Financial Health | Dividend Payment Date | Dividend Yield | Next Earnings Date | P/E Ratio | Price-to-Book Ratio | Price-to-Sales Ratio | Market Cap | Total Debt / Total Capital | Free Float / Shares Outstanding | Altman Z-Score | Payout Ratio | Free Cash Flow / Net Income |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
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NASDAQ-FISI
|
$32.24
|
-20.7% Downside
|
Overvalued
|
$45
|
10.7% Upside
|
Fair
|
Good
|
October 2, 2026
|
3.1%
|
October 22, 2026
|
9.9x
|
1.3x
|
3.3x
|
800.9 M
|
28.3%
|
87.9%
|
-1.9
|
32.0%
|
69.3%
|