First US Bancshares Inc (FUSB)

First US Bancshares, Inc. is a bank holding company headquartered in Birmingham, Alabama, and the parent of First US Bank. Through its banking subsidiary, the company provides a range of deposit and lending products in the United States. Its deposit base includes checking-style accounts, savings accounts, money market accounts, retirement accounts, and time deposits. On the lending side, it originates loans tied to commercial construction, land development, residential and commercial real estate, commercial and industrial activities, leases, and consumer borrowing such as auto and personal loans. The company also provides letters of credit, safe deposit boxes, and remote deposit capture services. Founded in 1952, it operated under the name United Security Bancshares, Inc. before adopting its current name in 2016.


Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Overall Financial Health Dividend Payment Date Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NASDAQ-FUSB
$14.47
-12.0% Downside
Fair
Not available
Not available
Fair
October 1, 2026
1.7%
October 29, 2026
11.7x
0.9x
2.3x
90.552 M
29.4%
75.1%
-1.7
20.4%
112.5%
Valuation • Fair Value

First US Bancshares Inc (NASDAQ-FUSB) Fair Value by Valuation Model

Review the available estimates for First US Bancshares Inc (NASDAQ-FUSB), including Ben Graham Formula Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$14.47

Estimated downside of 12.0% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

Ben Graham Formula Value

$15.65

Classic Ben Graham valuation formula reference.

Comps Fair Value

$14.47

Comparable-company valuation reference.

Analyst Price Target

Not available

Data is currently unavailable.

How to read these valuation models

Use the 4 available valuation references for First US Bancshares Inc (NASDAQ-FUSB) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for First US Bancshares Inc (NASDAQ-FUSB)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

39.834 M

Current operating scale indicator.

Revenue Forecast

37.006 M

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

How to read profitability and growth

This section helps investors review First US Bancshares Inc (NASDAQ-FUSB) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for First US Bancshares Inc (NASDAQ-FUSB)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Fair

Mixed or neutral financial-health read.

Piotroski Score

7

Relatively strong quality score.

Altman Z-Score

-1.7

Lower score that deserves closer risk review.

FCF / Net Income

112.5%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for First US Bancshares Inc (NASDAQ-FUSB). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for First US Bancshares Inc (NASDAQ-FUSB)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

October 29, 2026

Days to Earnings

41

Dividend Payment Date

October 1, 2026

Dividend Yield

1.7%

Current income yield reference.

Payout Ratio

20.4%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for First US Bancshares Inc (NASDAQ-FUSB), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Technical Outlook

Technical Signals by Time Frame

Review the technical signals currently available for this stock across supported time frames.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Sell

The 15-minute technical read for First US Bancshares Inc (NASDAQ-FUSB) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Sell

The 1-hour technical read for First US Bancshares Inc (NASDAQ-FUSB) is currently Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Sell

The daily technical read for First US Bancshares Inc (NASDAQ-FUSB) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for First US Bancshares Inc (NASDAQ-FUSB) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for First US Bancshares Inc (NASDAQ-FUSB) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

FAQ Fast Investor Answers

First US Bancshares Inc (NASDAQ-FUSB) Stock FAQ

Data-supported answers about First US Bancshares Inc (NASDAQ-FUSB), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$14.47
Estimated downside 12.0%
Valuation Rating
Overvalued
Estimated downside of 12.0%
Financial Health
Fair
Current financial-health read

The current fair value estimate for First US Bancshares Inc (NASDAQ-FUSB) is $14.47. This implies an estimated downside of 12.0% versus the current market price.

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 12.0% versus the current market price.

The current financial health read for First US Bancshares Inc (NASDAQ-FUSB) is Fair. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for First US Bancshares Inc (NASDAQ-FUSB) is October 29, 2026.

Based on the current data, dividend yield is 1.7%, payment date is October 1, 2026.

The current P/E ratio listed for First US Bancshares Inc (NASDAQ-FUSB) is 11.7x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for First US Bancshares Inc is 90.552 M.

The ticker symbol for First US Bancshares Inc is NASDAQ-FUSB, and the stock is listed on NASDAQ.

First US Bancshares Inc (NASDAQ-FUSB) is listed on NASDAQ.

The current debt-to-total-capital ratio listed for First US Bancshares Inc is 29.4%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for First US Bancshares Inc is 75.1%. Free float helps investors understand how much of the share base is available for public trading.