Onity Group Inc (ONIT)

Onity Group Inc. is a U.S.-listed common equity on the NYSE and a financial services company focused on mortgage lending and servicing. Through its Servicing and Originations segments, the company originates and services forward and reverse mortgage loans in the United States, the U.S. Virgin Islands, India, and the Philippines. Its activities include owned mortgage servicing rights, subservicing, and the origination and purchase of conventional, government-insured, and non-agency mortgage loans, along with reverse mortgage and multi-family loans. Onity also provides residential forward mortgage and small commercial mortgage loans and conducts reinsurance business. The company operates under the PHH Mortgage and Liberty Reverse Mortgage brands and serves financial institutions. Formerly known as Ocwen Financial Corporation, it adopted the Onity Group Inc. name in June 2024 and is headquartered in West Palm Beach, Florida.


Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Enterprise Value Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NYSE-ONIT
$41.62
61.9% Upside
Bargain
$50
94.6% Upside
Bargain
Fair
0.0%
November 10, 2026
1.6x
0.4x
0.2x
214.7 M
7.243 B
97.6%
75.8%
0.8
3.0%
-1,535.0%
Valuation • Fair Value

Onity Group Inc (NYSE-ONIT) Fair Value by Valuation Model

Review the available estimates for Onity Group Inc (NYSE-ONIT), including Ben Graham Formula Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$41.62

Estimated upside of 61.9% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

Ben Graham Formula Value

$182.61

Classic Ben Graham valuation formula reference.

Comps Fair Value

$41.62

Comparable-company valuation reference.

Analyst Price Target

$50

Analysts imply upside of 94.6%.

How to read these valuation models

Use the 5 available valuation references for Onity Group Inc (NYSE-ONIT) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for Onity Group Inc (NYSE-ONIT)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

1.147 B

Current operating scale indicator.

Revenue Forecast

1.159 B

Forward revenue estimate.

EBITDA

619.3 M

Current operating profitability reference.

EBITDA Forecast

670.5 M

Forward operating profitability estimate.

How to read profitability and growth

This section helps investors review Onity Group Inc (NYSE-ONIT) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Onity Group Inc (NYSE-ONIT)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Fair

Mixed or neutral financial-health read.

Piotroski Score

6

Mid-range quality score.

Beneish M-Score

-1.50

Higher caution zone on this screen.

Altman Z-Score

0.8

Lower score that deserves closer risk review.

FCF / Net Income

-1,535.0%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Onity Group Inc (NYSE-ONIT). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Onity Group Inc (NYSE-ONIT)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

November 10, 2026

Days to Earnings

17

Dividend Yield

0.0%

No current dividend yield is indicated.

Payout Ratio

3.0%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for Onity Group Inc (NYSE-ONIT), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

Onity Group Inc (NYSE-ONIT) Stock Forecast & Technical Outlook

Review Onity Group Inc (NYSE-ONIT) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Buy

The 15-minute technical read for Onity Group Inc (NYSE-ONIT) is currently Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Sell

The 1-hour technical read for Onity Group Inc (NYSE-ONIT) is currently Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Sell

The daily technical read for Onity Group Inc (NYSE-ONIT) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Sell

The weekly technical read for Onity Group Inc (NYSE-ONIT) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Sell

The monthly technical read for Onity Group Inc (NYSE-ONIT) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for Onity Group Inc (NYSE-ONIT)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Strong Buy

Based on the available recommendation mix, Onity Group Inc (NYSE-ONIT) has a Strong Buy consensus, with 1 buy, 0 hold and 0 sell recommendations in the current data set.

Buy 1
Hold 0
Sell 0
FAQ • Fast Investor Answers

Onity Group Inc (NYSE-ONIT) Stock FAQ

Data-supported answers about Onity Group Inc (NYSE-ONIT), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$41.62
Estimated upside 61.9%
Valuation Rating
Undervalued
Estimated upside of 61.9%
Analyst Target
$50
Implied upside 94.6%
Financial Health
Fair
Current financial-health read

The current fair value estimate for Onity Group Inc (NYSE-ONIT) is $41.62. This implies an estimated upside of 61.9% versus the current market price.

Based on the current fair value estimate, the stock appears undervalued, with estimated upside of 61.9% versus the current market price.

The available analyst price target for Onity Group Inc (NYSE-ONIT) is $50. The analyst target implies estimated upside of 94.6%.

The current financial health read for Onity Group Inc (NYSE-ONIT) is Fair. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Onity Group Inc (NYSE-ONIT) is November 10, 2026.

The latest available data indicates no current dividend yield for Onity Group Inc (NYSE-ONIT).

The current P/E ratio listed for Onity Group Inc (NYSE-ONIT) is 1.6x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Onity Group Inc is 214.7 M.

The current enterprise value listed for Onity Group Inc is 7.243 B. Enterprise value can provide a broader valuation view than market capitalization alone because it also considers net debt.

The ticker symbol for Onity Group Inc is NYSE-ONIT, and the stock is listed on NYSE.

Onity Group Inc (NYSE-ONIT) is listed on NYSE.

The current debt-to-total-capital ratio listed for Onity Group Inc is 97.6%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Onity Group Inc is 75.8%. Free float helps investors understand how much of the share base is available for public trading.