Summit State Bank (SSBI)
Summit State Bank is a California-based banking company focused primarily on Sonoma County. Through its common stock listed on NASDAQ under the ticker SSBI, the bank serves individuals and businesses with a range of deposit, lending, and transaction services. Its deposit offerings include personal and business checking, savings, money market, sweep, demand, and specialized accounts, along with time certificates of deposit. On the lending side, the bank provides commercial loans and leases, lines of credit, commercial real estate financing, SBA loans, residential mortgages, construction loans, home equity lines, term and equipment loans, and lending to agriculture-related businesses. Summit State Bank also offers Internet and telephone banking, online and electronic banking tools, cash management, bill payment, courier and mail-based services, safe deposit boxes, notary services, lockbox services, and access to ATM networks. The company was incorporated in 1982 and is headquartered in Santa Rosa, California.
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| Ticker | Fair Value | Fair Value Upside/Downside | Fair Value Rating | Analyst Price Target | Analyst Target Upside/Downside | Analyst Target Rating | Overall Financial Health | Upcoming Dividend Ex-Date | Dividend Payment Date | Upcoming Dividend | Dividend Yield | Next Earnings Date | P/E Ratio | Price-to-Book Ratio | Price-to-Sales Ratio | Market Cap | Enterprise Value | Total Debt / Total Capital | Free Float / Shares Outstanding | Altman Z-Score | Payout Ratio | Free Cash Flow / Net Income |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
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NASDAQ-SSBI
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$12.81
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-5.8% Downside
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Fair
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—
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—
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—
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Fair
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—
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—
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—
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0.0%
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July 28, 2026
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15.4x
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0.9x
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2.8x
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91.957 M
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—
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7.4%
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87.4%
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-1.3
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—
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226.1%
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