What is the fair value of Waterstone Financial Inc (NASDAQ-WSBF) stock?

The current fair value estimate for Waterstone Financial Inc (NASDAQ-WSBF) is $18.41. This implies an estimated downside of 10.0% versus the current market price.

Is Waterstone Financial Inc (NASDAQ-WSBF) undervalued or overvalued?

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 10.0% versus the current market price.

How is the financial health of Waterstone Financial Inc?

The current financial health read for Waterstone Financial Inc (NASDAQ-WSBF) is Good. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

When is Waterstone Financial Inc's next earnings date?

The next earnings date currently listed for Waterstone Financial Inc (NASDAQ-WSBF) is October 27, 2026.

Does Waterstone Financial Inc (NASDAQ-WSBF) pay dividends?

Based on the current data, dividend yield is 3.3%.

What is the P/E ratio for Waterstone Financial Inc (NASDAQ-WSBF)?

The current P/E ratio listed for Waterstone Financial Inc (NASDAQ-WSBF) is 12.3x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

What is the market capitalization of Waterstone Financial Inc?

The current market capitalization listed for Waterstone Financial Inc is 367.8 M.

What is the ticker symbol for Waterstone Financial Inc?

The ticker symbol for Waterstone Financial Inc is NASDAQ-WSBF, and the stock is listed on NASDAQ.

Where is Waterstone Financial Inc (NASDAQ-WSBF) listed?

Waterstone Financial Inc (NASDAQ-WSBF) is listed on NASDAQ.

What is the debt-to-total-capital ratio for Waterstone Financial Inc?

The current debt-to-total-capital ratio listed for Waterstone Financial Inc is 53.1%, which helps investors evaluate the company’s financing structure and leverage profile.

What is the free float for Waterstone Financial Inc?

The free float listed for Waterstone Financial Inc is 87.2%. Free float helps investors understand how much of the share base is available for public trading.

Waterstone Financial Inc (WSBF) Fair Value & Stock Analysis |...

Waterstone Financial Inc (WSBF)

Waterstone Financial, Inc. is a NASDAQ-listed common stock issuer and the bank holding company for WaterStone Bank SSB. Through its banking operations, the company serves customers in southeastern Wisconsin with a range of consumer and business financial products, including deposit accounts, payment services, lending, mortgage-related products, and wealth and trust services. Its operations are organized into Community Banking and Mortgage Banking. The mortgage segment originates residential loans intended for sale in the secondary market, while the company also maintains a securities portfolio that includes mortgage-backed securities, government-related bonds, collateralized mortgage obligations, municipal obligations, and other debt instruments. Founded in 1921 and based in Wauwatosa, Wisconsin, the company adopted its current name in 2008 after previously operating as Wauwatosa Holdings, Inc.

Stock Summary Fair Value Profitability & Growth Quality & Risk Events & Dividends Market Outlook FAQ

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Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.

Ticker	Fair Value	Fair Value Upside/Downside	Fair Value Rating	Analyst Price Target	Analyst Target Upside/Downside	Overall Financial Health	Dividend Yield	Next Earnings Date	P/E Ratio	Price-to-Book Ratio	Price-to-Sales Ratio	Market Cap	Total Debt / Total Capital	Free Float / Shares Outstanding	Altman Z-Score	Payout Ratio	Free Cash Flow / Net Income
NASDAQ-WSBF	$18.41	-10.0% Downside	Fair	Not available	Not available	Good	3.3%	October 27, 2026	12.3x	1.1x	2.5x	367.8 M	53.1%	87.2%	-0.1	35.9%	142.1%