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American Overseas Group Ltd (AOREF)

American Overseas Group Ltd, listed on OTC Markets as a common equity security, is a Bermuda-based company operating through subsidiaries in the property and casualty insurance sector. Its business includes non-standard auto insurance written through specialty managing general agents, along with related management services. The group also participates in reinsurance activities focused on non-standard auto business in Barbados and the United States. Founded in 1998, the company was formerly known as RAM Holdings Ltd. before adopting its current name in December 2011.


Stock Summary Fair Value Profitability & Growth Quality & Risk Events & Dividends Technical Outlook FAQ

Jump between the core stock analysis sections, valuation data, fair value models, technical outlook, and FAQ.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Upcoming Dividend Ex-Date Dividend Payment Date Upcoming Dividend Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Enterprise Value Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
OTC-AORE.F
$1,098
-10.4% Downside
Fair
—
—
—
Great
—
—
—
0.0%
September 24, 2026
5.8x
0.9x
0.8x
57.549 M
19.429 M
19.9%
—
4.8
—
226.2%
Valuation • Fair Value

American Overseas Group Ltd (OTC-AORE.F) Fair Value by Valuation Model

Compare the primary fair value estimate for American Overseas Group Ltd (OTC-AORE.F) with model-based valuation references such as DCF, Ben Graham, DDM, EPV and comparable-company valuation.

Primary Valuation Read

Fair Value

$1,098

Estimated downside of 10.4% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

DCF Fair Value

NM

Discounted cash flow valuation reference.

Ben Graham Formula Value

$2,327

Classic Ben Graham valuation formula reference.

DDM Fair Value

NM

Dividend discount model valuation reference.

EPV Fair Value

NM

Earnings power value estimate.

Comps Fair Value

$1,098

Comparable-company valuation reference.

Analyst Price Target

Not available

Data is currently unavailable.

How to read these valuation models

Use this section to compare the primary fair value estimate for American Overseas Group Ltd (OTC-AORE.F) with several model-based valuation references. Different models can produce different outputs because each method relies on a different set of assumptions, so the primary fair value estimate should be read alongside the model spread rather than in isolation.

Profitability • Growth

Profitability & Growth for American Overseas Group Ltd (OTC-AORE.F)

A compact read on revenue, forward revenue expectations, EBITDA and operating profitability trends.

Revenue

73.708 M

Current operating scale indicator.

Revenue Forecast

75.242 M

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

EBITDA Forecast

14.808 M

Forward operating profitability estimate.

How to read profitability and growth

This section helps investors review American Overseas Group Ltd (OTC-AORE.F) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for American Overseas Group Ltd (OTC-AORE.F)

Review financial health, earnings quality and balance-sheet risk through Piotroski, Beneish, Altman and cash conversion metrics.

Financial Health

Great

Positive financial-health read.

Piotroski Score

6

Mid-range quality score.

Beneish M-Score

NM

Forensic accounting screen.

Altman Z-Score

4.8

Relatively strong balance-sheet zone.

FCF / Net Income

226.2%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for American Overseas Group Ltd (OTC-AORE.F). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for American Overseas Group Ltd (OTC-AORE.F)

Track the next earnings date, ex-dividend date, dividend payment date, dividend yield and upcoming distribution details where available.

Next Earnings Date

September 24, 2026

Days to Earnings

65

Dividend Payment Date

Not available

Ex-Dividend Date

Not available

Dividend Yield

0.0%

Income yield reference.

Upcoming Dividend

Not available

Data is currently unavailable.

Payment Type

Not available

Data is currently unavailable.

Dividend Currency

Not available

Data is currently unavailable.

Payout Ratio

Not available

Data is currently unavailable.

How to read events and dividends

This section helps investors track time-sensitive items for American Overseas Group Ltd (OTC-AORE.F), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

American Overseas Group Ltd (OTC-AORE.F) Stock Forecast & Technical Outlook

Review American Overseas Group Ltd (OTC-AORE.F) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Sell

The 15-minute technical read for American Overseas Group Ltd (OTC-AORE.F) is currently Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Sell

The 1-hour technical read for American Overseas Group Ltd (OTC-AORE.F) is currently Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Sell

The daily technical read for American Overseas Group Ltd (OTC-AORE.F) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Neutral

The weekly technical read for American Overseas Group Ltd (OTC-AORE.F) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for American Overseas Group Ltd (OTC-AORE.F) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for American Overseas Group Ltd (OTC-AORE.F)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Hold

Based on the available recommendation mix, American Overseas Group Ltd (OTC-AORE.F) has a Hold consensus, with 0 buy, 1 hold and 0 sell recommendations in the current data set.

Buy 0
Hold 1
Sell 0
FAQ • Fast Investor Answers

American Overseas Group Ltd (OTC-AORE.F) Stock FAQ

Quick answers about American Overseas Group Ltd (OTC-AORE.F) stock, including fair value, valuation rating, analyst price target, dividends, earnings dates, market capitalization, financial health and other key stock analysis metrics.

Fair Value
$1,098
Estimated downside 10.4%
Valuation Rating
Overvalued
Estimated downside of 10.4%
Analyst Target
Not available
Data is currently unavailable
Financial Health
Great
Current financial-health read

The current fair value estimate for American Overseas Group Ltd (OTC-AORE.F) is $1,098. This implies an estimated downside of 10.4% versus the current market price.

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 10.4% versus the current market price.

An analyst price target for American Overseas Group Ltd (OTC-AORE.F) is not currently available in the latest data file.

The current financial health read for American Overseas Group Ltd (OTC-AORE.F) is Great. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for American Overseas Group Ltd (OTC-AORE.F) is September 24, 2026.

Based on the current data, dividend yield is 0.0%.

The current P/E ratio listed for American Overseas Group Ltd (OTC-AORE.F) is 5.8x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for American Overseas Group Ltd is 57.549 M.

The current enterprise value listed for American Overseas Group Ltd is 19.429 M. Enterprise value can provide a broader valuation view than market capitalization alone because it also considers net debt.

The ticker symbol for American Overseas Group Ltd is OTC-AORE.F, and the stock is listed on OTC Markets.

American Overseas Group Ltd (OTC-AORE.F) is listed on OTC Markets.

The current debt-to-total-capital ratio listed for American Overseas Group Ltd is 19.9%, which helps investors evaluate the company’s financing structure and leverage profile.

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