Assicurazioni Generali SpA ADR (ARZGY)

Assicurazioni Generali S.p.A. is an Italian insurance group with an ADR listed on OTC Markets under the ticker ARZG.Y. The depositary receipt represents common stock in the issuer and reflects a foreign listing context rather than a standalone operating business. Through the Generali brand, the company serves clients across the Americas, Italy, the rest of Europe, Africa, the Middle East, Asia, and Oceania. Its operations are organized into Life, Property & Casualty, and Asset & Wealth Management segments. The company provides savings, individual and family protection, and unit-linked products, along with motor third-party liability, home, property and casualty, accident, health, and commercial and industrial risk insurance. It also offers insurance plans for multinational companies and provides equity and fixed-income funds as well as alternative products. Headquartered in Trieste, Italy, the company was founded in 1831 and adopted its current name in 1848.


Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Enterprise Value Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
OTC-ARZG.Y
$28.93
14.0% Upside
Fair
$19.69
-22.4% Downside
Overvalued
Good
2.4%
November 12, 2026
15.0x
2.1x
1.1x
76.621 B
119.8 B
36.6%
57.9%
3.7
59.8%
479.9%
Valuation • Fair Value

Assicurazioni Generali SpA ADR (OTC-ARZG.Y) Fair Value by Valuation Model

Review the available estimates for Assicurazioni Generali SpA ADR (OTC-ARZG.Y), including Ben Graham Formula Value, DDM Fair Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$28.93

Estimated upside of 14.0% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

Ben Graham Formula Value

$19.24

Classic Ben Graham valuation formula reference.

DDM Fair Value

$40.66

Dividend discount model valuation reference.

Comps Fair Value

$21.11

Comparable-company valuation reference.

Analyst Price Target

$19.69

Analysts imply downside of 22.4%.

How to read these valuation models

Use the 6 available valuation references for Assicurazioni Generali SpA ADR (OTC-ARZG.Y) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for Assicurazioni Generali SpA ADR (OTC-ARZG.Y)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

67.74 B

Current operating scale indicator.

Revenue Forecast

69.151 B

Forward revenue estimate.

EBITDA

9.223 B

Current operating profitability reference.

EBITDA Forecast

116.9 B

Forward operating profitability estimate.

How to read profitability and growth

This section helps investors review Assicurazioni Generali SpA ADR (OTC-ARZG.Y) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Assicurazioni Generali SpA ADR (OTC-ARZG.Y)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Good

Positive financial-health read.

Piotroski Score

4

Mid-range quality score.

Beneish M-Score

-2.55

No elevated caution signal from this screen.

Altman Z-Score

3.7

Relatively strong balance-sheet zone.

FCF / Net Income

479.9%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Assicurazioni Generali SpA ADR (OTC-ARZG.Y). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Assicurazioni Generali SpA ADR (OTC-ARZG.Y)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

November 12, 2026

Days to Earnings

51

Dividend Yield

2.4%

Current income yield reference.

Payout Ratio

59.8%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for Assicurazioni Generali SpA ADR (OTC-ARZG.Y), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Technical Outlook

Technical Signals by Time Frame

Review the technical signals currently available for this stock across supported time frames.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Sell

The 15-minute technical read for Assicurazioni Generali SpA ADR (OTC-ARZG.Y) is currently Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Sell

The 1-hour technical read for Assicurazioni Generali SpA ADR (OTC-ARZG.Y) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Sell

The daily technical read for Assicurazioni Generali SpA ADR (OTC-ARZG.Y) is currently Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for Assicurazioni Generali SpA ADR (OTC-ARZG.Y) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for Assicurazioni Generali SpA ADR (OTC-ARZG.Y) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

FAQ Fast Investor Answers

Assicurazioni Generali SpA ADR (OTC-ARZG.Y) Stock FAQ

Data-supported answers about Assicurazioni Generali SpA ADR (OTC-ARZG.Y), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$28.93
Estimated upside 14.0%
Valuation Rating
Undervalued
Estimated upside of 14.0%
Analyst Target
$19.69
Implied downside 22.4%
Financial Health
Good
Current financial-health read

The current fair value estimate for Assicurazioni Generali SpA ADR (OTC-ARZG.Y) is $28.93. This implies an estimated upside of 14.0% versus the current market price.

Based on the current fair value estimate, the stock appears undervalued, with estimated upside of 14.0% versus the current market price.

The available analyst price target for Assicurazioni Generali SpA ADR (OTC-ARZG.Y) is $19.69. The analyst target implies estimated downside of 22.4%.

The current financial health read for Assicurazioni Generali SpA ADR (OTC-ARZG.Y) is Good. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Assicurazioni Generali SpA ADR (OTC-ARZG.Y) is November 12, 2026.

Based on the current data, dividend yield is 2.4%.

The current P/E ratio listed for Assicurazioni Generali SpA ADR (OTC-ARZG.Y) is 15.0x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Assicurazioni Generali SpA ADR is 76.621 B.

The current enterprise value listed for Assicurazioni Generali SpA ADR is 119.8 B. Enterprise value can provide a broader valuation view than market capitalization alone because it also considers net debt.

The ticker symbol for Assicurazioni Generali SpA ADR is OTC-ARZG.Y, and the stock is listed on OTC Markets.

Assicurazioni Generali SpA ADR (OTC-ARZG.Y) is listed on OTC Markets.

The current debt-to-total-capital ratio listed for Assicurazioni Generali SpA ADR is 36.6%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Assicurazioni Generali SpA ADR is 57.9%. Free float helps investors understand how much of the share base is available for public trading.