Zurich Insurance Group AG (ZFSVF)

Zurich Insurance Group AG is a Switzerland-based insurance company listed on OTC Markets under common stock classification. The group operates across Europe, the Middle East, Africa, North America, Latin America, and the Asia Pacific through its Property & Casualty Regions, Life Regions, and Farmers segments. Its product range includes motor, home, travel, general liability, life, critical illness, savings, investment, and retirement planning solutions. Zurich also provides specialist cover in areas such as property, casualty, energy, engineering, marine, liability, financial institutions, professional indemnity, cyber, accident and health, credit, and surety. In addition, it offers employee benefit insurance and services including climate resilience, risk engineering, captive support, cyber resilience, and reinsurance. The company serves individuals as well as businesses ranging from small enterprises to multinational corporations, distributing its products through agents, brokers, and banks.


Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Overall Financial Health Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Enterprise Value Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
OTC-ZFSV.F
$933.82
28.8% Upside
Undervalued
Not available
Not available
Good
5.2%
November 12, 2026
15.0x
3.5x
1.4x
108.5 B
118.8 B
12.0%
99.8%
4.9
77.9%
33.6%
Valuation • Fair Value

Zurich Insurance Group AG (OTC-ZFSV.F) Fair Value by Valuation Model

Review the available estimates for Zurich Insurance Group AG (OTC-ZFSV.F), including Ben Graham Formula Value, DDM Fair Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$933.82

Estimated upside of 28.8% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

Ben Graham Formula Value

$529.89

Classic Ben Graham valuation formula reference.

DDM Fair Value

$1,315

Dividend discount model valuation reference.

Comps Fair Value

$679.50

Comparable-company valuation reference.

Analyst Price Target

Not available

Data is currently unavailable.

How to read these valuation models

Use the 5 available valuation references for Zurich Insurance Group AG (OTC-ZFSV.F) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for Zurich Insurance Group AG (OTC-ZFSV.F)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

76.973 B

Current operating scale indicator.

Revenue Forecast

66.69 B

Forward revenue estimate.

EBITDA

11.377 B

Current operating profitability reference.

EBITDA Forecast

9.005 B

Forward operating profitability estimate.

How to read profitability and growth

This section helps investors review Zurich Insurance Group AG (OTC-ZFSV.F) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Zurich Insurance Group AG (OTC-ZFSV.F)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Good

Positive financial-health read.

Piotroski Score

7

Relatively strong quality score.

Beneish M-Score

-2.30

No elevated caution signal from this screen.

Altman Z-Score

4.9

Relatively strong balance-sheet zone.

FCF / Net Income

33.6%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Zurich Insurance Group AG (OTC-ZFSV.F). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Zurich Insurance Group AG (OTC-ZFSV.F)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

November 12, 2026

Days to Earnings

51

Dividend Yield

5.2%

Current income yield reference.

Payout Ratio

77.9%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for Zurich Insurance Group AG (OTC-ZFSV.F), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Technical Outlook

Technical Signals by Time Frame

Review the technical signals currently available for this stock across supported time frames.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Sell

The 15-minute technical read for Zurich Insurance Group AG (OTC-ZFSV.F) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Sell

The 1-hour technical read for Zurich Insurance Group AG (OTC-ZFSV.F) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Sell

The daily technical read for Zurich Insurance Group AG (OTC-ZFSV.F) is currently Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Neutral

The weekly technical read for Zurich Insurance Group AG (OTC-ZFSV.F) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for Zurich Insurance Group AG (OTC-ZFSV.F) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

FAQ Fast Investor Answers

Zurich Insurance Group AG (OTC-ZFSV.F) Stock FAQ

Data-supported answers about Zurich Insurance Group AG (OTC-ZFSV.F), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$933.82
Estimated upside 28.8%
Valuation Rating
Undervalued
Estimated upside of 28.8%
Financial Health
Good
Current financial-health read

The current fair value estimate for Zurich Insurance Group AG (OTC-ZFSV.F) is $933.82. This implies an estimated upside of 28.8% versus the current market price.

Based on the current fair value estimate, the stock appears undervalued, with estimated upside of 28.8% versus the current market price.

The current financial health read for Zurich Insurance Group AG (OTC-ZFSV.F) is Good. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Zurich Insurance Group AG (OTC-ZFSV.F) is November 12, 2026.

Based on the current data, dividend yield is 5.2%.

The current P/E ratio listed for Zurich Insurance Group AG (OTC-ZFSV.F) is 15.0x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Zurich Insurance Group AG is 108.5 B.

The current enterprise value listed for Zurich Insurance Group AG is 118.8 B. Enterprise value can provide a broader valuation view than market capitalization alone because it also considers net debt.

The ticker symbol for Zurich Insurance Group AG is OTC-ZFSV.F, and the stock is listed on OTC Markets.

Zurich Insurance Group AG (OTC-ZFSV.F) is listed on OTC Markets.

The current debt-to-total-capital ratio listed for Zurich Insurance Group AG is 12.0%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Zurich Insurance Group AG is 99.8%. Free float helps investors understand how much of the share base is available for public trading.