Zurich Insurance Group Ltd (ZURVY)

Zurich Insurance Group Ltd is a depositary receipt representing common stock of Zurich Insurance Group AG, an insurance company based in Zurich, Switzerland. The underlying group provides insurance products and related services across Europe, the Middle East, Africa, North America, Latin America, and the Asia Pacific. Its operations are organized into Property & Casualty Regions, Life Regions, and Farmers segments. The company’s portfolio includes motor, home, travel, liability, life, critical illness, savings, investment, pension, retirement planning, property, casualty, energy and engineering, marine, management liability, financial institutions, professional indemnity, cyber, accident and health, credit and surety, and employee benefit insurance products. It also provides climate resilience, risk engineering, captive, cyber resilience, reinsurance, and related services, and distributes products through agents, brokers, and bank channels.


Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Enterprise Value Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
OTC-ZURV.Y
$47.23
31.4% Upside
Undervalued
$42.10
17.2% Upside
Fair
Good
3.3%
November 12, 2026
15.0x
3.5x
1.4x
108.5 B
118.8 B
12.0%
99.8%
4.9
77.9%
33.6%
Valuation • Fair Value

Zurich Insurance Group Ltd (OTC-ZURV.Y) Fair Value by Valuation Model

Review the available estimates for Zurich Insurance Group Ltd (OTC-ZURV.Y), including Ben Graham Formula Value, DDM Fair Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$47.23

Estimated upside of 31.4% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

Ben Graham Formula Value

$26.80

Classic Ben Graham valuation formula reference.

DDM Fair Value

$66.52

Dividend discount model valuation reference.

Comps Fair Value

$34.37

Comparable-company valuation reference.

Analyst Price Target

$42.10

Analysts imply upside of 17.2%.

How to read these valuation models

Use the 6 available valuation references for Zurich Insurance Group Ltd (OTC-ZURV.Y) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for Zurich Insurance Group Ltd (OTC-ZURV.Y)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

76.973 B

Current operating scale indicator.

Revenue Forecast

66.69 B

Forward revenue estimate.

EBITDA

11.377 B

Current operating profitability reference.

EBITDA Forecast

9.005 B

Forward operating profitability estimate.

How to read profitability and growth

This section helps investors review Zurich Insurance Group Ltd (OTC-ZURV.Y) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Zurich Insurance Group Ltd (OTC-ZURV.Y)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Good

Positive financial-health read.

Piotroski Score

7

Relatively strong quality score.

Beneish M-Score

-2.30

No elevated caution signal from this screen.

Altman Z-Score

4.9

Relatively strong balance-sheet zone.

FCF / Net Income

33.6%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Zurich Insurance Group Ltd (OTC-ZURV.Y). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Zurich Insurance Group Ltd (OTC-ZURV.Y)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

November 12, 2026

Days to Earnings

51

Dividend Yield

3.3%

Current income yield reference.

Payout Ratio

77.9%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for Zurich Insurance Group Ltd (OTC-ZURV.Y), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

Zurich Insurance Group Ltd (OTC-ZURV.Y) Stock Forecast & Technical Outlook

Review Zurich Insurance Group Ltd (OTC-ZURV.Y) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Neutral

The 15-minute technical read for Zurich Insurance Group Ltd (OTC-ZURV.Y) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Sell

The 1-hour technical read for Zurich Insurance Group Ltd (OTC-ZURV.Y) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Buy

The daily technical read for Zurich Insurance Group Ltd (OTC-ZURV.Y) is currently Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Neutral

The weekly technical read for Zurich Insurance Group Ltd (OTC-ZURV.Y) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for Zurich Insurance Group Ltd (OTC-ZURV.Y) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for Zurich Insurance Group Ltd (OTC-ZURV.Y)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Buy

Based on the available recommendation mix, Zurich Insurance Group Ltd (OTC-ZURV.Y) has a Buy consensus, with 1 buy, 1 hold and 0 sell recommendations in the current data set.

Buy 1
Hold 1
Sell 0
FAQ Fast Investor Answers

Zurich Insurance Group Ltd (OTC-ZURV.Y) Stock FAQ

Data-supported answers about Zurich Insurance Group Ltd (OTC-ZURV.Y), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$47.23
Estimated upside 31.4%
Valuation Rating
Undervalued
Estimated upside of 31.4%
Analyst Target
$42.10
Implied upside 17.2%
Financial Health
Good
Current financial-health read

The current fair value estimate for Zurich Insurance Group Ltd (OTC-ZURV.Y) is $47.23. This implies an estimated upside of 31.4% versus the current market price.

Based on the current fair value estimate, the stock appears undervalued, with estimated upside of 31.4% versus the current market price.

The available analyst price target for Zurich Insurance Group Ltd (OTC-ZURV.Y) is $42.10. The analyst target implies estimated upside of 17.2%.

The current financial health read for Zurich Insurance Group Ltd (OTC-ZURV.Y) is Good. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Zurich Insurance Group Ltd (OTC-ZURV.Y) is November 12, 2026.

Based on the current data, dividend yield is 3.3%.

The current P/E ratio listed for Zurich Insurance Group Ltd (OTC-ZURV.Y) is 15.0x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Zurich Insurance Group Ltd is 108.5 B.

The current enterprise value listed for Zurich Insurance Group Ltd is 118.8 B. Enterprise value can provide a broader valuation view than market capitalization alone because it also considers net debt.

The ticker symbol for Zurich Insurance Group Ltd is OTC-ZURV.Y, and the stock is listed on OTC Markets.

Zurich Insurance Group Ltd (OTC-ZURV.Y) is listed on OTC Markets.

The current debt-to-total-capital ratio listed for Zurich Insurance Group Ltd is 12.0%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Zurich Insurance Group Ltd is 99.8%. Free float helps investors understand how much of the share base is available for public trading.