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Essent Group Ltd (ESNT)

Essent Group Ltd. (NYSE: ESNT) is a common equity listing tied to a financial services company that operates through subsidiaries in the United States. The group provides private mortgage insurance and reinsurance, along with title insurance and settlement services for mortgage lenders, borrowers, and investors. Its activities are organized into Mortgage Insurance and Reinsurance segments, and its mortgage insurance products include primary, pool, and master policy coverage. Essent also provides information technology maintenance and development, customer support, underwriting consulting for third-party reinsurers, contract underwriting services, and credit risk management products. In addition, it offers title insurance and settlement services and title insurance underwriting services to residential mortgage loan originators, including depository institutions, mortgage banks, credit unions, and other lenders. Founded in 2008, the company is headquartered in Hamilton, Bermuda.


Stock Summary Fair Value Profitability & Growth Quality & Risk Events & Dividends Market Outlook FAQ

Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Enterprise Value Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NYSE-ESNT
$65.58
-4.4% Downside
Fair
$72.13
5.1% Upside
Fair
Great
2.0%
November 6, 2026
9.1x
1.1x
4.7x
6.166 B
730.5 M
7.4%
96.4%
10.1
18.2%
121.3%
Valuation • Fair Value

Essent Group Ltd (NYSE-ESNT) Fair Value by Valuation Model

Review the available estimates for Essent Group Ltd (NYSE-ESNT), including Ben Graham Formula Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$65.58

Estimated downside of 4.4% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

Ben Graham Formula Value

$84.04

Classic Ben Graham valuation formula reference.

Comps Fair Value

$65.58

Comparable-company valuation reference.

Analyst Price Target

$72.13

Analysts imply upside of 5.1%.

How to read these valuation models

Use the 5 available valuation references for Essent Group Ltd (NYSE-ESNT) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for Essent Group Ltd (NYSE-ESNT)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

1.323 B

Current operating scale indicator.

Revenue Forecast

1.417 B

Forward revenue estimate.

EBITDA

858.4 M

Current operating profitability reference.

EBITDA Forecast

1.049 B

Forward operating profitability estimate.

How to read profitability and growth

This section helps investors review Essent Group Ltd (NYSE-ESNT) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Essent Group Ltd (NYSE-ESNT)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Great

Positive financial-health read.

Piotroski Score

5

Mid-range quality score.

Altman Z-Score

10.1

Relatively strong balance-sheet zone.

FCF / Net Income

121.3%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Essent Group Ltd (NYSE-ESNT). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Essent Group Ltd (NYSE-ESNT)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

November 6, 2026

Days to Earnings

0

Dividend Yield

2.0%

Current income yield reference.

Payout Ratio

18.2%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for Essent Group Ltd (NYSE-ESNT), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

Essent Group Ltd (NYSE-ESNT) Stock Forecast & Technical Outlook

Review Essent Group Ltd (NYSE-ESNT) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Sell

The 15-minute technical read for Essent Group Ltd (NYSE-ESNT) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Neutral

The 1-hour technical read for Essent Group Ltd (NYSE-ESNT) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Buy

The daily technical read for Essent Group Ltd (NYSE-ESNT) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for Essent Group Ltd (NYSE-ESNT) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for Essent Group Ltd (NYSE-ESNT) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for Essent Group Ltd (NYSE-ESNT)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Hold

Based on the available recommendation mix, Essent Group Ltd (NYSE-ESNT) has a Hold consensus, with 2 buy, 6 hold and 0 sell recommendations in the current data set.

Buy 2
Hold 6
Sell 0
FAQ • Fast Investor Answers

Essent Group Ltd (NYSE-ESNT) Stock FAQ

Data-supported answers about Essent Group Ltd (NYSE-ESNT), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$65.58
Estimated downside 4.4%
Valuation Rating
Overvalued
Estimated downside of 4.4%
Analyst Target
$72.13
Implied upside 5.1%
Financial Health
Great
Current financial-health read

The current fair value estimate for Essent Group Ltd (NYSE-ESNT) is $65.58. This implies an estimated downside of 4.4% versus the current market price.

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 4.4% versus the current market price.

The available analyst price target for Essent Group Ltd (NYSE-ESNT) is $72.13. The analyst target implies estimated upside of 5.1%.

The current financial health read for Essent Group Ltd (NYSE-ESNT) is Great. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Essent Group Ltd (NYSE-ESNT) is November 6, 2026.

Based on the current data, dividend yield is 2.0%.

The current P/E ratio listed for Essent Group Ltd (NYSE-ESNT) is 9.1x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Essent Group Ltd is 6.166 B.

The current enterprise value listed for Essent Group Ltd is 730.5 M. Enterprise value can provide a broader valuation view than market capitalization alone because it also considers net debt.

The ticker symbol for Essent Group Ltd is NYSE-ESNT, and the stock is listed on NYSE.

Essent Group Ltd (NYSE-ESNT) is listed on NYSE.

The current debt-to-total-capital ratio listed for Essent Group Ltd is 7.4%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Essent Group Ltd is 96.4%. Free float helps investors understand how much of the share base is available for public trading.

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