PennyMac Financial Services Inc (PFSI)
PennyMac Financial Services, Inc. (NYSE: PFSI) is a U.S. financial services company focused on mortgage banking and investment management through its subsidiaries. Its operations are organized into two segments. The Production segment handles the origination, acquisition, and sale of loans, including residential conventional and government-insured or government-guaranteed mortgage loans sourced through correspondent production, consumer direct lending, and broker direct lending channels. The Servicing segment manages loan administration and related functions such as payment collection and remittance, customer support, principal and interest accounting, custodial fund management for taxes and insurance, delinquency counseling, loss mitigation, and oversight of foreclosures and property dispositions. Founded in 2008, the company is headquartered in Westlake Village, California.
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| Ticker | Fair Value | Fair Value Upside/Downside | Fair Value Rating | Analyst Price Target | Analyst Target Upside/Downside | Analyst Target Rating | Overall Financial Health | Upcoming Dividend Ex-Date | Dividend Payment Date | Upcoming Dividend | Dividend Yield | Next Earnings Date | P/E Ratio | Price-to-Book Ratio | Price-to-Sales Ratio | Market Cap | Enterprise Value | Total Debt / Total Capital | Free Float / Shares Outstanding | Altman Z-Score | Payout Ratio | Free Cash Flow / Net Income |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
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NYSE-PFSI
|
$88.21
|
5.7% Upside
|
Fair
|
$102.57
|
22.9% Upside
|
Undervalued
|
Fair
|
—
|
—
|
1.2
|
1.4%
|
July 29, 2026
|
8.5x
|
1.0x
|
1.3x
|
4.34 B
|
—
|
85.6%
|
52.9%
|
4.0
|
12.5%
|
-803.3%
|
