What is the fair value of OP Bancorp (NASDAQ-OPBK) stock?

The current fair value estimate for OP Bancorp (NASDAQ-OPBK) is $14.08. This implies an estimated downside of 4.8% versus the current market price.

Is OP Bancorp (NASDAQ-OPBK) undervalued or overvalued?

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 4.8% versus the current market price.

What is the analyst price target for NASDAQ-OPBK stock?

The available analyst price target for OP Bancorp (NASDAQ-OPBK) is $17. The analyst target implies estimated upside of 14.9%.

How is the financial health of OP Bancorp?

The current financial health read for OP Bancorp (NASDAQ-OPBK) is Good. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

When is OP Bancorp's next earnings date?

The next earnings date currently listed for OP Bancorp (NASDAQ-OPBK) is July 23, 2026.

Does OP Bancorp (NASDAQ-OPBK) pay dividends?

Based on the current data, dividend yield is 3.8%, upcoming dividend amount is 0.56.

What is the P/E ratio for OP Bancorp (NASDAQ-OPBK)?

The current P/E ratio listed for OP Bancorp (NASDAQ-OPBK) is 8.0x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

What is the market capitalization of OP Bancorp?

The current market capitalization listed for OP Bancorp is 221 M.

What is the ticker symbol for OP Bancorp?

The ticker symbol for OP Bancorp is NASDAQ-OPBK, and the stock is listed on NASDAQ.

Where is OP Bancorp (NASDAQ-OPBK) listed?

OP Bancorp (NASDAQ-OPBK) is listed on NASDAQ.

What is the debt-to-total-capital ratio for OP Bancorp?

The current debt-to-total-capital ratio listed for OP Bancorp is 33.4%, which helps investors evaluate the company’s financing structure and leverage profile.

What is the free float for OP Bancorp?

The free float listed for OP Bancorp is 79.4%. Free float helps investors understand how much of the share base is available for public trading.

OP Bancorp (OPBK) Fair Value & Stock Analysis

OP Bancorp (OPBK)

OP Bancorp is a bank holding company for Open Bank, a California-based banking institution that serves individuals and businesses through a range of deposit and lending products. Its offerings include checking, savings, money market, and time deposit accounts, along with certificates of deposit. On the lending side, the company provides commercial real estate, Small Business Administration, home mortgage, and consumer loans. OP Bancorp operates branch offices in several U.S. markets, including Los Angeles and Orange Counties, Santa Clara, Carrollton, Las Vegas, Pleasanton, Atlanta, Aurora, Lynnwood, and Fairfax. Founded in 2005, the company is headquartered in Los Angeles, California. The listed security is common stock on NASDAQ under the ticker OPBK.

Stock Summary Fair Value Profitability & Growth Quality & Risk Events & Dividends Technical Outlook FAQ

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Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.

Ticker	Fair Value	Fair Value Upside/Downside	Fair Value Rating	Analyst Price Target	Analyst Target Upside/Downside	Analyst Target Rating	Overall Financial Health	Upcoming Dividend Ex-Date	Dividend Payment Date	Upcoming Dividend	Dividend Yield	Next Earnings Date	P/E Ratio	Price-to-Book Ratio	Price-to-Sales Ratio	Market Cap	Enterprise Value	Total Debt / Total Capital	Free Float / Shares Outstanding	Altman Z-Score	Payout Ratio	Free Cash Flow / Net Income
NASDAQ-OPBK	$14.08	-4.8% Downside	Fair	$17	14.9% Upside	Fair	Good	—	—	0.56	3.8%	July 23, 2026	8.0x	0.9x	2.3x	221 M	—	33.4%	79.4%	-1.6	26.2%	97.8%