PagSeguro Digital Ltd (PAGS)

PagSeguro Digital Ltd. is a Brazilian financial services company listed on the NYSE under the ticker PAGS. Through its subsidiaries, the company provides payment and banking solutions for consumers, individual entrepreneurs, micro-merchants, and small and medium-sized businesses in Brazil and other markets. Its offerings include digital banking features such as deposits, top-ups, tax collection, wire transfers, ATM withdrawals, and debt management, alongside online and point-of-sale payment services.

The company also provides cards, including debit, credit, cash, and prepaid products, as well as credit solutions such as FGTS withdrawals, payroll loans, working capital loans, and overdraft accounts. Beyond core financial services, PagSeguro Digital offers insurance, investment-related services, marketplace access through Shopping PagBank, and software tools for merchants, including PagVendas, ClubPag, and PlugPag. Founded in 2006, the company is headquartered in São Paulo, Brazil.


Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Dividend Payment Date Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Enterprise Value Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NYSE-PAGS
$13.60
44.7% Upside
Undervalued
$11.51
22.5% Upside
Undervalued
Great
September 30, 2026
11.8%
November 18, 2026
6.2x
0.9x
0.7x
2.591 B
2.651 B
12.1%
51.0%
6.9
42.6%
237.5%
Valuation • Fair Value

PagSeguro Digital Ltd (NYSE-PAGS) Fair Value by Valuation Model

Review the available estimates for PagSeguro Digital Ltd (NYSE-PAGS), including Ben Graham Formula Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$13.60

Estimated upside of 44.7% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

Ben Graham Formula Value

$16.95

Classic Ben Graham valuation formula reference.

Comps Fair Value

$13.60

Comparable-company valuation reference.

Analyst Price Target

$11.51

Analysts imply upside of 22.5%.

How to read these valuation models

Use the 5 available valuation references for PagSeguro Digital Ltd (NYSE-PAGS) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for PagSeguro Digital Ltd (NYSE-PAGS)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

3.831 B

Current operating scale indicator.

Revenue Forecast

4.116 B

Forward revenue estimate.

EBITDA

1.801 B

Current operating profitability reference.

EBITDA Forecast

926.4 M

Forward operating profitability estimate.

How to read profitability and growth

This section helps investors review PagSeguro Digital Ltd (NYSE-PAGS) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for PagSeguro Digital Ltd (NYSE-PAGS)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Great

Positive financial-health read.

Piotroski Score

7

Relatively strong quality score.

Beneish M-Score

-2.62

No elevated caution signal from this screen.

Altman Z-Score

6.9

Relatively strong balance-sheet zone.

FCF / Net Income

237.5%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for PagSeguro Digital Ltd (NYSE-PAGS). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for PagSeguro Digital Ltd (NYSE-PAGS)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

November 18, 2026

Days to Earnings

57

Dividend Payment Date

September 30, 2026

Dividend Yield

11.8%

Current income yield reference.

Payout Ratio

42.6%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for PagSeguro Digital Ltd (NYSE-PAGS), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

PagSeguro Digital Ltd (NYSE-PAGS) Stock Forecast & Technical Outlook

Review PagSeguro Digital Ltd (NYSE-PAGS) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Buy

The 15-minute technical read for PagSeguro Digital Ltd (NYSE-PAGS) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Buy

The 1-hour technical read for PagSeguro Digital Ltd (NYSE-PAGS) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Sell

The daily technical read for PagSeguro Digital Ltd (NYSE-PAGS) is currently Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Neutral

The weekly technical read for PagSeguro Digital Ltd (NYSE-PAGS) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Sell

The monthly technical read for PagSeguro Digital Ltd (NYSE-PAGS) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for PagSeguro Digital Ltd (NYSE-PAGS)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Hold

Based on the available recommendation mix, PagSeguro Digital Ltd (NYSE-PAGS) has a Hold consensus, with 6 buy, 9 hold and 1 sell recommendations in the current data set.

Buy 6
Hold 9
Sell 1
FAQ Fast Investor Answers

PagSeguro Digital Ltd (NYSE-PAGS) Stock FAQ

Data-supported answers about PagSeguro Digital Ltd (NYSE-PAGS), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$13.60
Estimated upside 44.7%
Valuation Rating
Undervalued
Estimated upside of 44.7%
Analyst Target
$11.51
Implied upside 22.5%
Financial Health
Great
Current financial-health read

The current fair value estimate for PagSeguro Digital Ltd (NYSE-PAGS) is $13.60. This implies an estimated upside of 44.7% versus the current market price.

Based on the current fair value estimate, the stock appears undervalued, with estimated upside of 44.7% versus the current market price.

The available analyst price target for PagSeguro Digital Ltd (NYSE-PAGS) is $11.51. The analyst target implies estimated upside of 22.5%.

The current financial health read for PagSeguro Digital Ltd (NYSE-PAGS) is Great. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for PagSeguro Digital Ltd (NYSE-PAGS) is November 18, 2026.

Based on the current data, dividend yield is 11.8%, payment date is September 30, 2026.

The current P/E ratio listed for PagSeguro Digital Ltd (NYSE-PAGS) is 6.2x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for PagSeguro Digital Ltd is 2.591 B.

The current enterprise value listed for PagSeguro Digital Ltd is 2.651 B. Enterprise value can provide a broader valuation view than market capitalization alone because it also considers net debt.

The ticker symbol for PagSeguro Digital Ltd is NYSE-PAGS, and the stock is listed on NYSE.

PagSeguro Digital Ltd (NYSE-PAGS) is listed on NYSE.

The current debt-to-total-capital ratio listed for PagSeguro Digital Ltd is 12.1%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for PagSeguro Digital Ltd is 51.0%. Free float helps investors understand how much of the share base is available for public trading.