Usio Inc (USIO)
Usio, Inc. is a common stock listing on the NASDAQ exchange. Through its subsidiaries, the company provides integrated electronic payment processing services to merchants and businesses in the United States. Its offerings include ACH transaction processing for electronic fund transfers, card-based processing for credit, prepaid, and debit transactions, and merchant account services that support payments through major card networks such as Visa, Mastercard, American Express, and Discover. Usio also operates a proprietary platform for handling e-check and card payments, along with an interactive voice response telephone payment system. In addition, the company provides prepaid and incentive card issuance, payment facilitation services, and related document and bill presentment services for sectors including utilities and financial institutions. Founded in 1998 and headquartered in San Antonio, Texas, the company was previously known as Payment Data Systems, Inc. until its name change in 2019.
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| Ticker | Fair Value | Fair Value Upside/Downside | Fair Value Rating | Analyst Price Target | Analyst Target Upside/Downside | Analyst Target Rating | Overall Financial Health | Upcoming Dividend Ex-Date | Dividend Payment Date | Upcoming Dividend | Dividend Yield | Next Earnings Date | P/E Ratio | Price-to-Book Ratio | Price-to-Sales Ratio | Market Cap | Enterprise Value | Total Debt / Total Capital | Free Float / Shares Outstanding | Altman Z-Score | Payout Ratio | Free Cash Flow / Net Income |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
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NASDAQ-USIO
|
$2.15
|
7.4% Upside
|
Fair
|
$5.58
|
179.2% Upside
|
Bargain
|
Fair
|
—
|
—
|
—
|
0.0%
|
August 6, 2026
|
-26.5x
|
3.1x
|
0.6x
|
56.296 M
|
54.268 M
|
8.0%
|
69.5%
|
0.3
|
—
|
-12.8%
|
