PayPoint plc (PYPTF)

PayPoint plc is a UK-based common equity listed on OTC Markets. The company provides payments, banking, shopping, and e-commerce-related services and products, with operations organized into two segments: PayPoint and Love2shop. Its PayPoint segment includes card payment services for retailers, leased payment devices, ATM cash machines, bill payment and cash top-up services for consumers, parcel delivery and collection services, retailer service fee solutions, open banking services, and digital payment products. These services are delivered through platforms such as PayPoint One, eMoney, and MultiPay. The Love2shop segment supplies shopping vouchers, cards, and e-codes redeemable with participating retailers, and also operates a Christmas savings club designed to help customers spread the cost of holiday spending. The company serves consumers, SMEs, convenience retailers, and organizations across the commercial, not-for-profit, and public sectors.


Jump between the core stock analysis sections, valuation data, fair value models, technical outlook, and FAQ.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Upcoming Dividend Ex-Date Dividend Payment Date Upcoming Dividend Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Enterprise Value Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
OTC-PYPT.F
$11.11
48.1% Upside
Undervalued
Great
0.0%
November 19, 2026
9.3x
5.0x
1.1x
492.5 M
524 M
27.7%
95.6%
5.2
153.8%
289.6%
Valuation • Fair Value

PayPoint plc (OTC-PYPT.F) Fair Value by Valuation Model

Compare the primary fair value estimate for PayPoint plc (OTC-PYPT.F) with model-based valuation references such as DCF, Ben Graham, DDM, EPV and comparable-company valuation.

Primary Valuation Read

Fair Value

$11.11

Estimated upside of 48.1% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

DCF Fair Value

$14.39

Discounted cash flow valuation reference.

Ben Graham Formula Value

$9.74

Classic Ben Graham valuation formula reference.

DDM Fair Value

NM

Dividend discount model valuation reference.

EPV Fair Value

NM

Earnings power value estimate.

Comps Fair Value

$10.01

Comparable-company valuation reference.

Analyst Price Target

Not available

Data is currently unavailable.

How to read these valuation models

Use this section to compare the primary fair value estimate for PayPoint plc (OTC-PYPT.F) with several model-based valuation references. Different models can produce different outputs because each method relies on a different set of assumptions, so the primary fair value estimate should be read alongside the model spread rather than in isolation.

Profitability • Growth

Profitability & Growth for PayPoint plc (OTC-PYPT.F)

A compact read on revenue, forward revenue expectations, EBITDA and operating profitability trends.

Revenue

435.1 M

Current operating scale indicator.

Revenue Forecast

261.6 M

Forward revenue estimate.

EBITDA

103.3 M

Current operating profitability reference.

EBITDA Forecast

128.9 M

Forward operating profitability estimate.

How to read profitability and growth

This section helps investors review PayPoint plc (OTC-PYPT.F) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for PayPoint plc (OTC-PYPT.F)

Review financial health, earnings quality and balance-sheet risk through Piotroski, Beneish, Altman and cash conversion metrics.

Financial Health

Great

Positive financial-health read.

Piotroski Score

8

Relatively strong quality score.

Beneish M-Score

-3.31

No elevated caution signal from this screen.

Altman Z-Score

5.2

Relatively strong balance-sheet zone.

FCF / Net Income

289.6%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for PayPoint plc (OTC-PYPT.F). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for PayPoint plc (OTC-PYPT.F)

Track the next earnings date, ex-dividend date, dividend payment date, dividend yield and upcoming distribution details where available.

Next Earnings Date

November 19, 2026

Days to Earnings

121

Dividend Payment Date

Not available

Ex-Dividend Date

Not available

Dividend Yield

0.0%

Income yield reference.

Upcoming Dividend

Not available

Data is currently unavailable.

Payment Type

Not available

Data is currently unavailable.

Dividend Currency

Not available

Data is currently unavailable.

Payout Ratio

153.8%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for PayPoint plc (OTC-PYPT.F), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

PayPoint plc (OTC-PYPT.F) Stock Forecast & Technical Outlook

Review PayPoint plc (OTC-PYPT.F) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Neutral

The 15-minute technical read for PayPoint plc (OTC-PYPT.F) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Neutral

The 1-hour technical read for PayPoint plc (OTC-PYPT.F) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Sell

The daily technical read for PayPoint plc (OTC-PYPT.F) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Sell

The weekly technical read for PayPoint plc (OTC-PYPT.F) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Sell

The monthly technical read for PayPoint plc (OTC-PYPT.F) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for PayPoint plc (OTC-PYPT.F)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Not available

Analyst recommendation data for PayPoint plc (OTC-PYPT.F) is not currently available.

Buy 0
Hold 0
Sell 0
FAQ Fast Investor Answers

PayPoint plc (OTC-PYPT.F) Stock FAQ

Quick answers about PayPoint plc (OTC-PYPT.F) stock, including fair value, valuation rating, analyst price target, dividends, earnings dates, market capitalization, financial health and other key stock analysis metrics.

Fair Value
$11.11
Estimated upside 48.1%
Valuation Rating
Undervalued
Estimated upside of 48.1%
Analyst Target
Not available
Data is currently unavailable
Financial Health
Great
Current financial-health read

The current fair value estimate for PayPoint plc (OTC-PYPT.F) is $11.11. This implies an estimated upside of 48.1% versus the current market price.

Based on the current fair value estimate, the stock appears undervalued, with estimated upside of 48.1% versus the current market price.

An analyst price target for PayPoint plc (OTC-PYPT.F) is not currently available in the latest data file.

The current financial health read for PayPoint plc (OTC-PYPT.F) is Great. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for PayPoint plc (OTC-PYPT.F) is November 19, 2026.

Based on the current data, dividend yield is 0.0%.

The current P/E ratio listed for PayPoint plc (OTC-PYPT.F) is 9.3x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for PayPoint plc is 492.5 M.

The current enterprise value listed for PayPoint plc is 524 M. Enterprise value can provide a broader valuation view than market capitalization alone because it also considers net debt.

The ticker symbol for PayPoint plc is OTC-PYPT.F, and the stock is listed on OTC Markets.

PayPoint plc (OTC-PYPT.F) is listed on OTC Markets.

The current debt-to-total-capital ratio listed for PayPoint plc is 27.7%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for PayPoint plc is 95.6%. Free float helps investors understand how much of the share base is available for public trading.