Repay Holdings Corp (RPAY)

Repay Holdings Corp. (NASDAQ: RPAY) is a common stock listing tied to Repay Holdings Corporation, a payments technology company focused on integrated electronic payment processing in the United States. The company operates through two segments, Consumer Payments and Business Payments, and provides solutions that support card acceptance, ACH processing, e-cash, digital wallet payments, virtual card processing, enhanced ACH, instant funding, clearing and settlement, and related communication tools. Its proprietary payment channels include web-based, mobile, text-to-pay, interactive voice response, and point-of-sale options. Repay serves customers mainly in the personal loans, automotive loans, receivables management, and business-to-business sectors through direct sales teams and software integration partners. Founded in 2006, the company is headquartered in Atlanta, Georgia.


Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Dividend Yield Next Earnings Date Price-to-Book Ratio Price-to-Sales Ratio Market Cap Enterprise Value Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Free Cash Flow / Net Income
NASDAQ-RPAY
$5.69
24.8% Upside
Undervalued
$6.85
50.2% Upside
Bargain
Fair
0.0%
November 9, 2026
0.9x
1.2x
402.1 M
1.064 B
65.0%
51.1%
-1.0
-65.7%
Valuation • Fair Value

Repay Holdings Corp (NASDAQ-RPAY) Fair Value by Valuation Model

Review the available estimates for Repay Holdings Corp (NASDAQ-RPAY), including DCF Fair Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$5.69

Estimated upside of 24.8% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

DCF Fair Value

$5.85

Discounted cash flow valuation reference.

Comps Fair Value

$5.53

Comparable-company valuation reference.

Analyst Price Target

$6.85

Analysts imply upside of 50.2%.

How to read these valuation models

Use the 5 available valuation references for Repay Holdings Corp (NASDAQ-RPAY) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for Repay Holdings Corp (NASDAQ-RPAY)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

337.8 M

Current operating scale indicator.

Revenue Forecast

490.9 M

Forward revenue estimate.

EBITDA

73.248 M

Current operating profitability reference.

EBITDA Forecast

170 M

Forward operating profitability estimate.

How to read profitability and growth

This section helps investors review Repay Holdings Corp (NASDAQ-RPAY) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Repay Holdings Corp (NASDAQ-RPAY)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Fair

Mixed or neutral financial-health read.

Piotroski Score

4

Mid-range quality score.

Beneish M-Score

-2.50

No elevated caution signal from this screen.

Altman Z-Score

-1.0

Lower score that deserves closer risk review.

FCF / Net Income

-65.7%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Repay Holdings Corp (NASDAQ-RPAY). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Repay Holdings Corp (NASDAQ-RPAY)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

November 9, 2026

Days to Earnings

3

Dividend Yield

0.0%

No current dividend yield is indicated.

How to read events and dividends

This section helps investors track time-sensitive items for Repay Holdings Corp (NASDAQ-RPAY), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

Repay Holdings Corp (NASDAQ-RPAY) Stock Forecast & Technical Outlook

Review Repay Holdings Corp (NASDAQ-RPAY) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Buy

The 15-minute technical read for Repay Holdings Corp (NASDAQ-RPAY) is currently Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Neutral

The 1-hour technical read for Repay Holdings Corp (NASDAQ-RPAY) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Buy

The daily technical read for Repay Holdings Corp (NASDAQ-RPAY) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for Repay Holdings Corp (NASDAQ-RPAY) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Neutral

The monthly technical read for Repay Holdings Corp (NASDAQ-RPAY) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for Repay Holdings Corp (NASDAQ-RPAY)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Strong Buy

Based on the available recommendation mix, Repay Holdings Corp (NASDAQ-RPAY) has a Strong Buy consensus, with 4 buy, 1 hold and 0 sell recommendations in the current data set.

Buy 4
Hold 1
Sell 0
FAQ • Fast Investor Answers

Repay Holdings Corp (NASDAQ-RPAY) Stock FAQ

Data-supported answers about Repay Holdings Corp (NASDAQ-RPAY), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$5.69
Estimated upside 24.8%
Valuation Rating
Undervalued
Estimated upside of 24.8%
Analyst Target
$6.85
Implied upside 50.2%
Financial Health
Fair
Current financial-health read

The current fair value estimate for Repay Holdings Corp (NASDAQ-RPAY) is $5.69. This implies an estimated upside of 24.8% versus the current market price.

Based on the current fair value estimate, the stock appears undervalued, with estimated upside of 24.8% versus the current market price.

The available analyst price target for Repay Holdings Corp (NASDAQ-RPAY) is $6.85. The analyst target implies estimated upside of 50.2%.

The current financial health read for Repay Holdings Corp (NASDAQ-RPAY) is Fair. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Repay Holdings Corp (NASDAQ-RPAY) is November 9, 2026.

The latest available data indicates no current dividend yield for Repay Holdings Corp (NASDAQ-RPAY).

The current market capitalization listed for Repay Holdings Corp is 402.1 M.

The current enterprise value listed for Repay Holdings Corp is 1.064 B. Enterprise value can provide a broader valuation view than market capitalization alone because it also considers net debt.

The ticker symbol for Repay Holdings Corp is NASDAQ-RPAY, and the stock is listed on NASDAQ.

Repay Holdings Corp (NASDAQ-RPAY) is listed on NASDAQ.

The current debt-to-total-capital ratio listed for Repay Holdings Corp is 65.0%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Repay Holdings Corp is 51.1%. Free float helps investors understand how much of the share base is available for public trading.