Texas Community Bancshares Inc (TCBS)

Texas Community Bancshares, Inc. is a bank holding company listed on NASDAQ under the symbol TCBS. Through its subsidiary, Broadstreet Bank, SSB, the company provides banking and lending services to consumers and commercial clients in Mineola, Texas, the surrounding area, and the Dallas-Fort Worth Metroplex. Its deposit products include checking, money market, savings, certificates of deposit, and individual retirement accounts. The lending portfolio covers one- to four-family residential mortgages as well as commercial real estate, multifamily, construction and land, and a range of consumer and commercial loans tied to vehicles, boats, agricultural needs, and business purposes. Founded in 1934, Texas Community Bancshares is headquartered in Mineola, Texas.


Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Overall Financial Health Dividend Yield P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NASDAQ-TCBS
$16.68
-3.6% Downside
Fair
Not available
Not available
Good
1.4%
14.0x
0.8x
2.8x
46.286 M
49.6%
76.1%
-1.0
20.0%
69.7%
Valuation • Fair Value

Texas Community Bancshares Inc (NASDAQ-TCBS) Fair Value by Valuation Model

Review the available estimates for Texas Community Bancshares Inc (NASDAQ-TCBS), including Ben Graham Formula Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$16.68

Estimated downside of 3.6% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

Ben Graham Formula Value

$13.72

Classic Ben Graham valuation formula reference.

Comps Fair Value

$16.68

Comparable-company valuation reference.

Analyst Price Target

Not available

Data is currently unavailable.

How to read these valuation models

Use the 4 available valuation references for Texas Community Bancshares Inc (NASDAQ-TCBS) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for Texas Community Bancshares Inc (NASDAQ-TCBS)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

16.52 M

Current operating scale indicator.

Revenue Forecast

18.674 M

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

How to read profitability and growth

This section helps investors review Texas Community Bancshares Inc (NASDAQ-TCBS) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Texas Community Bancshares Inc (NASDAQ-TCBS)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Good

Positive financial-health read.

Piotroski Score

7

Relatively strong quality score.

Altman Z-Score

-1.0

Lower score that deserves closer risk review.

FCF / Net Income

69.7%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Texas Community Bancshares Inc (NASDAQ-TCBS). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Dividend Profile for Texas Community Bancshares Inc (NASDAQ-TCBS)

Review the dividend metrics currently supported by the latest data.

Dividend Yield

1.4%

Current income yield reference.

Payout Ratio

20.0%

Dividend payout reference.

How to read events and dividends

Review the currently available dividend data for Texas Community Bancshares Inc (NASDAQ-TCBS). No upcoming company event date is included in the latest data.

Technical Outlook

Technical Signals by Time Frame

Review the technical signals currently available for this stock across supported time frames.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Buy

The 15-minute technical read for Texas Community Bancshares Inc (NASDAQ-TCBS) is currently Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Buy

The 1-hour technical read for Texas Community Bancshares Inc (NASDAQ-TCBS) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Buy

The daily technical read for Texas Community Bancshares Inc (NASDAQ-TCBS) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Neutral

The weekly technical read for Texas Community Bancshares Inc (NASDAQ-TCBS) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Buy

The monthly technical read for Texas Community Bancshares Inc (NASDAQ-TCBS) is currently Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

FAQ • Fast Investor Answers

Texas Community Bancshares Inc (NASDAQ-TCBS) Stock FAQ

Data-supported answers about Texas Community Bancshares Inc (NASDAQ-TCBS), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$16.68
Estimated downside 3.6%
Valuation Rating
Overvalued
Estimated downside of 3.6%
Financial Health
Good
Current financial-health read

The current fair value estimate for Texas Community Bancshares Inc (NASDAQ-TCBS) is $16.68. This implies an estimated downside of 3.6% versus the current market price.

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 3.6% versus the current market price.

The current financial health read for Texas Community Bancshares Inc (NASDAQ-TCBS) is Good. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

Based on the current data, dividend yield is 1.4%.

The current P/E ratio listed for Texas Community Bancshares Inc (NASDAQ-TCBS) is 14.0x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Texas Community Bancshares Inc is 46.286 M.

The ticker symbol for Texas Community Bancshares Inc is NASDAQ-TCBS, and the stock is listed on NASDAQ.

Texas Community Bancshares Inc (NASDAQ-TCBS) is listed on NASDAQ.

The current debt-to-total-capital ratio listed for Texas Community Bancshares Inc is 49.6%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Texas Community Bancshares Inc is 76.1%. Free float helps investors understand how much of the share base is available for public trading.