Tri City Bankshares Corp (TRCY)

Tri City Bankshares Corp is a financial company headquartered in Oak Creek, Wisconsin, and its common stock trades on OTC Markets under the symbol TRCY. Through its subsidiary, Tri City National Bank, the company serves customers in Southeastern Wisconsin with a range of banking products and services. Its deposit offerings include checking and savings accounts, money market accounts, health savings accounts, individual retirement accounts, and certificates of deposit. The company also provides investment-related services such as financial reviews, retirement planning, rollovers and transfers, mutual funds, education planning, and certain insurance- and annuity-related products. Lending activities cover home equity, auto, home, construction, land, personal, business, commercial real estate, and small business loans, along with business lines of credit. Additional services include refinancing, financing assistance, equipment leasing, cards, mobile banking, overdraft transfers, safe deposit boxes, tax payments, and fraud prevention tools. Founded in 1963, the company operates as a bank holding company through its banking subsidiary.


Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Overall Financial Health Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Total Debt / Total Capital Altman Z-Score Payout Ratio
OTC-TRCY
$20.62
4.9% Upside
Fair
Not available
Not available
Good
4.1%
October 20, 2026
10.7x
0.9x
2.2x
175 M
6.3%
-1.5
43.8%
Valuation • Fair Value

Tri City Bankshares Corp (OTC-TRCY) Fair Value by Valuation Model

Review the available estimates for Tri City Bankshares Corp (OTC-TRCY), including Ben Graham Formula Value, DDM Fair Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$20.62

Estimated upside of 4.9% versus the current market price.

Fair Value Confidence

High

Confidence level for the primary fair value estimate.

Ben Graham Formula Value

$20.25

Classic Ben Graham valuation formula reference.

DDM Fair Value

$26.72

Dividend discount model valuation reference.

Comps Fair Value

$18.58

Comparable-company valuation reference.

Analyst Price Target

Not available

Data is currently unavailable.

How to read these valuation models

Use the 5 available valuation references for Tri City Bankshares Corp (OTC-TRCY) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for Tri City Bankshares Corp (OTC-TRCY)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

79.557 M

Current operating scale indicator.

Revenue Forecast

80.096 M

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

How to read profitability and growth

This section helps investors review Tri City Bankshares Corp (OTC-TRCY) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Tri City Bankshares Corp (OTC-TRCY)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Good

Positive financial-health read.

Piotroski Score

5

Mid-range quality score.

Altman Z-Score

-1.5

Lower score that deserves closer risk review.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Tri City Bankshares Corp (OTC-TRCY). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Tri City Bankshares Corp (OTC-TRCY)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

October 20, 2026

Days to Earnings

32

Dividend Yield

4.1%

Current income yield reference.

Payout Ratio

43.8%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for Tri City Bankshares Corp (OTC-TRCY), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Technical Outlook

Technical Signals by Time Frame

Review the technical signals currently available for this stock across supported time frames.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Buy

The 15-minute technical read for Tri City Bankshares Corp (OTC-TRCY) is currently Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Buy

The 1-hour technical read for Tri City Bankshares Corp (OTC-TRCY) is currently Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Neutral

The daily technical read for Tri City Bankshares Corp (OTC-TRCY) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Neutral

The weekly technical read for Tri City Bankshares Corp (OTC-TRCY) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for Tri City Bankshares Corp (OTC-TRCY) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

FAQ Fast Investor Answers

Tri City Bankshares Corp (OTC-TRCY) Stock FAQ

Data-supported answers about Tri City Bankshares Corp (OTC-TRCY), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$20.62
Estimated upside 4.9%
Valuation Rating
Undervalued
Estimated upside of 4.9%
Financial Health
Good
Current financial-health read

The current fair value estimate for Tri City Bankshares Corp (OTC-TRCY) is $20.62. This implies an estimated upside of 4.9% versus the current market price.

Based on the current fair value estimate, the stock appears undervalued, with estimated upside of 4.9% versus the current market price.

The current financial health read for Tri City Bankshares Corp (OTC-TRCY) is Good. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Tri City Bankshares Corp (OTC-TRCY) is October 20, 2026.

Based on the current data, dividend yield is 4.1%.

The current P/E ratio listed for Tri City Bankshares Corp (OTC-TRCY) is 10.7x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Tri City Bankshares Corp is 175 M.

The ticker symbol for Tri City Bankshares Corp is OTC-TRCY, and the stock is listed on OTC Markets.

Tri City Bankshares Corp (OTC-TRCY) is listed on OTC Markets.

The current debt-to-total-capital ratio listed for Tri City Bankshares Corp is 6.3%, which helps investors evaluate the company’s financing structure and leverage profile.