TWFG Inc (TWFG)

TWFG Inc is a common stock listing on the NASDAQ exchange. The company operates an independent insurance distribution platform in the United States, serving both personal and commercial lines. Its product range includes coverage such as auto, home, renters, life, health, motorcycle, umbrella, boat, recreational vehicle, flood, wind, event, luxury items, general liability, property, business auto, workers' compensation, business owner policies, and professional liability, along with commercial bonds and group benefits. Founded in 2001, TWFG is based in The Woodlands, Texas.


Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Enterprise Value Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NASDAQ-TWFG
$41.58
71.2% Upside
Bargain
$31
27.6% Upside
Undervalued
Good
0.0%
November 18, 2026
37.7x
30.1x
4.7x
1.372 B
506.9 M
0.5%
86.9%
15.2
240.6%
678.5%
Valuation • Fair Value

TWFG Inc (NASDAQ-TWFG) Fair Value by Valuation Model

Review the available estimates for TWFG Inc (NASDAQ-TWFG), including DCF Fair Value, Ben Graham Formula Value, EPV Fair Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$41.58

Estimated upside of 71.2% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

DCF Fair Value

$47.39

Discounted cash flow valuation reference.

Ben Graham Formula Value

$7.58

Classic Ben Graham valuation formula reference.

EPV Fair Value

$50.97

Earnings power value estimate.

Comps Fair Value

$39.04

Comparable-company valuation reference.

Analyst Price Target

$31

Analysts imply upside of 27.6%.

How to read these valuation models

Use the 7 available valuation references for TWFG Inc (NASDAQ-TWFG) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for TWFG Inc (NASDAQ-TWFG)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

294.7 M

Current operating scale indicator.

Revenue Forecast

314.6 M

Forward revenue estimate.

EBITDA

77.438 M

Current operating profitability reference.

EBITDA Forecast

80.6 M

Forward operating profitability estimate.

How to read profitability and growth

This section helps investors review TWFG Inc (NASDAQ-TWFG) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for TWFG Inc (NASDAQ-TWFG)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Good

Positive financial-health read.

Piotroski Score

8

Relatively strong quality score.

Beneish M-Score

-2.50

No elevated caution signal from this screen.

Altman Z-Score

15.2

Relatively strong balance-sheet zone.

FCF / Net Income

678.5%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for TWFG Inc (NASDAQ-TWFG). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for TWFG Inc (NASDAQ-TWFG)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

November 18, 2026

Days to Earnings

57

Dividend Yield

0.0%

No current dividend yield is indicated.

Payout Ratio

240.6%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for TWFG Inc (NASDAQ-TWFG), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

TWFG Inc (NASDAQ-TWFG) Stock Forecast & Technical Outlook

Review TWFG Inc (NASDAQ-TWFG) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Sell

The 15-minute technical read for TWFG Inc (NASDAQ-TWFG) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Sell

The 1-hour technical read for TWFG Inc (NASDAQ-TWFG) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Sell

The daily technical read for TWFG Inc (NASDAQ-TWFG) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Sell

The weekly technical read for TWFG Inc (NASDAQ-TWFG) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Neutral

The monthly technical read for TWFG Inc (NASDAQ-TWFG) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for TWFG Inc (NASDAQ-TWFG)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Buy

Based on the available recommendation mix, TWFG Inc (NASDAQ-TWFG) has a Buy consensus, with 3 buy, 2 hold and 0 sell recommendations in the current data set.

Buy 3
Hold 2
Sell 0
FAQ Fast Investor Answers

TWFG Inc (NASDAQ-TWFG) Stock FAQ

Data-supported answers about TWFG Inc (NASDAQ-TWFG), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$41.58
Estimated upside 71.2%
Valuation Rating
Undervalued
Estimated upside of 71.2%
Analyst Target
$31
Implied upside 27.6%
Financial Health
Good
Current financial-health read

The current fair value estimate for TWFG Inc (NASDAQ-TWFG) is $41.58. This implies an estimated upside of 71.2% versus the current market price.

Based on the current fair value estimate, the stock appears undervalued, with estimated upside of 71.2% versus the current market price.

The available analyst price target for TWFG Inc (NASDAQ-TWFG) is $31. The analyst target implies estimated upside of 27.6%.

The current financial health read for TWFG Inc (NASDAQ-TWFG) is Good. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for TWFG Inc (NASDAQ-TWFG) is November 18, 2026.

The latest available data indicates no current dividend yield for TWFG Inc (NASDAQ-TWFG).

The current P/E ratio listed for TWFG Inc (NASDAQ-TWFG) is 37.7x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for TWFG Inc is 1.372 B.

The current enterprise value listed for TWFG Inc is 506.9 M. Enterprise value can provide a broader valuation view than market capitalization alone because it also considers net debt.

The ticker symbol for TWFG Inc is NASDAQ-TWFG, and the stock is listed on NASDAQ.

TWFG Inc (NASDAQ-TWFG) is listed on NASDAQ.

The current debt-to-total-capital ratio listed for TWFG Inc is 0.5%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for TWFG Inc is 86.9%. Free float helps investors understand how much of the share base is available for public trading.