First Acceptance Corp (FACO)

First Acceptance Corp is a common stock listing on OTC Markets for a company in the financials sector, with operations focused on insurance. Through its subsidiaries, the business acts as an insurer, underwriter, and distributor of non-standard personal auto coverage in the United States. Its customer base includes drivers who may have difficulty obtaining traditional coverage, and the company also writes related auto and motorcycle policies, renters and homeowners insurance, term life insurance, and roadside assistance products. First Acceptance markets these products through retail locations, call centers, and online channels. The company was founded in 1969 and is based in Nashville, Tennessee.


Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Overall Financial Health Dividend Yield Next Earnings Date P/E Ratio Price-to-Sales Ratio Market Cap Enterprise Value Total Debt / Total Capital Free Cash Flow / Net Income
OTC-FACO
$6.44
4.3% Upside
Fair
Not available
Not available
Great
0.0%
November 6, 2026
7.4x
0.4x
228 M
201 M
0.0%
151.1%
Valuation • Fair Value

First Acceptance Corp (OTC-FACO) Fair Value by Valuation Model

Review the available estimates for First Acceptance Corp (OTC-FACO), including Ben Graham Formula Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$6.44

Estimated upside of 4.3% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

Ben Graham Formula Value

$9.09

Classic Ben Graham valuation formula reference.

Comps Fair Value

$6.44

Comparable-company valuation reference.

Analyst Price Target

Not available

Data is currently unavailable.

How to read these valuation models

Use the 4 available valuation references for First Acceptance Corp (OTC-FACO) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for First Acceptance Corp (OTC-FACO)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

506.3 M

Current operating scale indicator.

Revenue Forecast

506.3 M

Forward revenue estimate.

EBITDA

43.106 M

Current operating profitability reference.

EBITDA Forecast

38.693 M

Forward operating profitability estimate.

How to read profitability and growth

This section helps investors review First Acceptance Corp (OTC-FACO) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for First Acceptance Corp (OTC-FACO)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Great

Positive financial-health read.

Piotroski Score

6

Mid-range quality score.

FCF / Net Income

151.1%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for First Acceptance Corp (OTC-FACO). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for First Acceptance Corp (OTC-FACO)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

November 6, 2026

Days to Earnings

49

Dividend Yield

0.0%

No current dividend yield is indicated.

How to read events and dividends

This section helps investors track time-sensitive items for First Acceptance Corp (OTC-FACO), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Technical Outlook

Technical Signals by Time Frame

Review the technical signals currently available for this stock across supported time frames.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Buy

The 15-minute technical read for First Acceptance Corp (OTC-FACO) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Buy

The 1-hour technical read for First Acceptance Corp (OTC-FACO) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Buy

The daily technical read for First Acceptance Corp (OTC-FACO) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for First Acceptance Corp (OTC-FACO) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for First Acceptance Corp (OTC-FACO) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

FAQ Fast Investor Answers

First Acceptance Corp (OTC-FACO) Stock FAQ

Data-supported answers about First Acceptance Corp (OTC-FACO), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$6.44
Estimated upside 4.3%
Valuation Rating
Undervalued
Estimated upside of 4.3%
Financial Health
Great
Current financial-health read

The current fair value estimate for First Acceptance Corp (OTC-FACO) is $6.44. This implies an estimated upside of 4.3% versus the current market price.

Based on the current fair value estimate, the stock appears undervalued, with estimated upside of 4.3% versus the current market price.

The current financial health read for First Acceptance Corp (OTC-FACO) is Great. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for First Acceptance Corp (OTC-FACO) is November 6, 2026.

The latest available data indicates no current dividend yield for First Acceptance Corp (OTC-FACO).

The current P/E ratio listed for First Acceptance Corp (OTC-FACO) is 7.4x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for First Acceptance Corp is 228 M.

The current enterprise value listed for First Acceptance Corp is 201 M. Enterprise value can provide a broader valuation view than market capitalization alone because it also considers net debt.

The ticker symbol for First Acceptance Corp is OTC-FACO, and the stock is listed on OTC Markets.

First Acceptance Corp (OTC-FACO) is listed on OTC Markets.

The current debt-to-total-capital ratio listed for First Acceptance Corp is 0.0%, which helps investors evaluate the company’s financing structure and leverage profile.